MNYFF (Money Forward) ROE % Adjusted to Book Value: 8.24% (As of Nov. 2025)


MNYFF Money Forward Inc MNYFF
64 GF Score
Price $26.76
GF Value $60.91
! 3 Warning Signs
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What is Money Forward ROE % Adjusted to Book Value?

Money Forward MNYFF -9.04% 64 ROE % Adjusted to Book Value is 8.24% as of Nov. 2025. GuruFocus rates MNYFF with a GF Score™ of 64/100 and a GF Value™ of $60.91. The stock has 3 warning signs investors should review.

Money Forward's ROE % for the quarter that ended in Nov. 2025 was 47.47%. Money Forward's PB Ratio for the quarter that ended in Nov. 2025 was 5.76. Money Forward's ROE % Adjusted to Book Value for the quarter that ended in Nov. 2025 was 8.24%.

Money Forward ROE % Adjusted to Book Value Related Terms

Money Forward ROE % Adjusted to Book Value Historical Data

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The historical data trend for Money Forward's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Money Forward ROE % Adjusted to Book Value Chart

Money Forward Annual Data
Trend Nov16 Nov17 Nov18 Nov19 Nov20 Nov21 Nov22 Nov23 Nov24 Nov25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 -2.83 0.68

Money Forward Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.89 -1.85 -1.94 8.24 2.93

MNYFF vs UBER, SHOP, CRM: ROE % Adjusted to Book Value Comparison

For the Software - Application subindustry, Money Forward's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Money Forward ROE % Adjusted to Book Value vs Software Industry

For the Software industry and Technology sector, Money Forward's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Money Forward's ROE % Adjusted to Book Value falls into.


MNYFF
64GF Score
Money Forward Inc MNYFF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Money Forward ROE % Adjusted to Book Value Calculation

Money Forward's ROE % Adjusted to Book Value for the fiscal year that ended in Nov. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=3.89% / 5.76
=0.68%

Money Forward's ROE % Adjusted to Book Value for the quarter that ended in Nov. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=47.47% / 5.76
=8.24%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 8.24% mean?
Money Forward (MNYFF) has a ROE % Adjusted to Book Value of 8.24% as of Nov. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Money Forward and its competitors.
Is Money Forward's ROE % Adjusted to Book Value too high?
Money Forward's current ROE % Adjusted to Book Value is 8.24%. Overall, Money Forward has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Money Forward's ROE % Adjusted to Book Value compare to UBER and SHOP?
Money Forward's ROE % Adjusted to Book Value of 8.24% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Software company?
A good ROE % Adjusted to Book Value depends on the Software industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Money Forward and its competitors. Money Forward's current ROE % Adjusted to Book Value is 8.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Money Forward stock overvalued right now?
Money Forward (MNYFF) has a current ROE % Adjusted to Book Value of 8.24%. The stock's GF Value™ is $60.91, compared to a current price of $26.76 — trading 56.1% below its estimated fair value. The current ROE % Adjusted to Book Value is 8.24%. Money Forward's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Money Forward (MNYFF), the current ROE % Adjusted to Book Value is 8.24% as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Money Forward (MNYFF) Overvalued in 2026?

Based on GuruFocus' analysis, Money Forward stock appears to be undervalued. The current stock price of $26.76 is trading 56.1% below its estimated GF Value™ of $60.91.

Key valuation signals for MNYFF:

  • ROE % Adjusted to Book Value: 8.24%
  • GF Value™: $60.91 vs. price of $26.76 (56.1% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the MNYFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Money Forward Business Description

Other Exchanges 3994:Japan47D:Germany
Address 21st Floor, msb Tamachi Tamachi Station Tower, S 3-1-21 Shibaura, Minato-ku, Tokyo, JPN, 108-0023
Money Forward Inc provides money-related services for individuals and corporations. Its service portfolio comprises personal financial management services and MF cloud services. Its personal financial management services include economic media that conveys money related themes, automatic savings app and mirai talk channel where customers can resolve their financial concerns together directly with financial planners. Its MF Cloud services comprise cloud accounting software, cloud-based tax return, invoice preparation software, payroll calculation, and cloud-based payment reconciliation.
64GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.76
Price
$60.91
GF Value