Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
TextMagic ASOTSE:MAGIC -0.56%58 Days Payable is 10.52 as of Dec. 2025, which is 86% below its 10-year median of 75.42. GuruFocus rates OTSE:MAGIC with a GF Score™ of 58/100 and a GF Value™ of €3.78 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 2,603 Software companies, TextMagic AS ranks worse than 78.91% on this metric.
The historical rank and industry rank for TextMagic AS's Days Payable or its related term are showing as below:
OTSE:MAGIC'
s Days Payable Range Over the Past 10 Years
Min: 21.28 Med: 75.42 Max: 133
Current: 21.28
During the past 5 years, TextMagic AS's highest Days Payable was 133.00. The lowest was 21.28. And the median was 75.42.
OTSE:MAGIC's Days Payable is ranked worse than 78.91% of 2603
companies
in the Software industry
Industry Median: 52.78
vs OTSE:MAGIC: 21.28
TextMagic AS's Days Payable
declined
from Dec. 2024 (18.12) to Dec. 2025 (10.52).
It may suggest that TextMagic ASaccelerated paying its suppliers.
TextMagic AS Days Payable Related Terms
TextMagic AS Days Payable Historical Data
* Premium members only.
The historical data trend for TextMagic AS's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OTSE:MAGIC vs UBER, SHOP, CRM: Days Payable Comparison
For the Software - Application subindustry, TextMagic AS's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TextMagic AS Days Payable vs Software Industry
For the Software industry and Technology sector, TextMagic AS's Days Payable distribution charts can be found below:
* The bar in red indicates where TextMagic AS's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
TextMagic AS's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TextMagic AS (OTSE:MAGIC) has a Days Payable of 10.52 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on TextMagic AS and its competitors. This is 86% below median its historical median of 75.42. Over the past decade, TextMagic AS's Days Payable has ranged from 21.28 to 133.00. According to the industry distribution chart, TextMagic AS ranks #2054 out of 2603 companies in the Software industry, placing it in the top 78.9%.
Is TextMagic AS's Days Payable too high?
TextMagic AS's current Days Payable of 10.52 is 86% below median its 10-year median of 75.42. Over the past 10 years, this metric has ranged from a low of 21.28 to a high of 133.00. The Software industry median Days Payable is 52.78. TextMagic AS's value of 10.52 is 80.1% below this industry median. Based on the distribution chart, TextMagic AS ranks #2054 out of 2603 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, TextMagic AS has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does TextMagic AS's Days Payable compare to UBER and SHOP?
According to the Software industry distribution chart, TextMagic AS ranks #2054 out of 2603 companies for Days Payable. This places TextMagic AS in the lower half of its industry. The industry median Days Payable is 52.78. TextMagic AS's value of 10.52 is 80.1% below this benchmark. Historically, TextMagic AS's own Days Payable has ranged from 21.28 to 133.00 over the past decade. While the company's 10-year median is 75.42 vs. the industry median of 52.78, TextMagic AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 52.78, based on 2,603 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TextMagic AS's current Days Payable of 10.52 is 80.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on TextMagic AS and its competitors. For the Software industry, the median Days Payable is 52.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TextMagic AS's current Days Payable is 10.52, which is 86% below median its own 10-year median of 75.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TextMagic AS stock overvalued right now?
Based on GuruFocus' analysis, TextMagic AS (OTSE:MAGIC) is currently considered Possible Value Trap. The stock's GF Value™ is €3.78, compared to a current price of €1.77 — trading 53.2% below its estimated fair value. The current Days Payable is 10.52, which is 86% below median its 10-year median of 75.42 and 80.1% below the Software industry median of 52.78. TextMagic AS's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For TextMagic AS (OTSE:MAGIC), the current Days Payable is 10.52 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TextMagic AS (OTSE:MAGIC) Overvalued in 2026?
Based on GuruFocus' analysis, TextMagic AS stock appears to be undervalued.
The current stock price of €1.77 is trading 53.2% below its estimated GF Value™ of €3.78.
GuruFocus considers TextMagic AS to be Possible Value Trap.
Key valuation signals for OTSE:MAGIC:
Days Payable: 10.52 (86% below median its 10-year median of 75.42)
GF Value™: €3.78 vs. price of €1.77 (53.2% below fair value)
Industry Position: 80.1% below the Software median (#2054 of 2603)
No single metric tells the full story. See the OTSE:MAGIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TextMagic AS is a text messaging company that helps businesses engage with customers. The Group's activities include the management and development of software products. The company operates mainly in the U.S., the U.K., Canada, Australia, and other countries. TextMagic enables companies to transform customer experiences through its text messaging marketing software, which can be used to send notifications, alerts, reminders, confirmations, and SMS marketing campaigns anytime, anywhere. Its product and service lines include text messaging services, which generate maximum revenue, virtual mobile number services, other TextMagic platform services, and the Voog.com platform. The company derives the majority of its revenue from the United States.
58GF Score
Get the complete analysis for OTSE:MAGIC
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
OTSE:MAGIC has been successfully added to your 
