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TextMagic ASOTSE:MAGIC -1.99%57 Net Debt Paydown Yield % is 0.71% as of Jul. 29, 2026, which is 3% below its 10-year median of 0.73. GuruFocus rates OTSE:MAGIC with a GF Score™ of 57/100 and a GF Value™ of €3.78 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 2,484 Software companies, TextMagic AS ranks better than 69.12% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, TextMagic AS's Net Debt Paydown Yield % was 0.71%.
TextMagic AS (OTSE:MAGIC) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
TextMagic AS Net Debt Paydown Yield % Related Terms
TextMagic AS Net Debt Paydown Yield % Historical Data
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The historical data trend for TextMagic AS's Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OTSE:MAGIC vs QH, SHOP, UBER: Net Debt Paydown Yield % Comparison
For the Software - Application subindustry, TextMagic AS's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TextMagic AS Net Debt Paydown Yield % vs Software Industry
For the Software industry and Technology sector, TextMagic AS's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where TextMagic AS's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of 0.71% mean?
TextMagic AS (OTSE:MAGIC) has a Net Debt Paydown Yield % of 0.71% as of Jul. 29, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on TextMagic AS and its competitors. This is near median its historical median of 0.73. Over the past decade, TextMagic AS's Net Debt Paydown Yield % has ranged from 0.71 to 0.73. According to the industry distribution chart, TextMagic AS ranks #767 out of 2484 companies in the Software industry, placing it in the top 30.9%.
Is TextMagic AS's Net Debt Paydown Yield % too high?
TextMagic AS's current Net Debt Paydown Yield % of 0.71% is near median its 10-year median of 0.73. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 0.73. Based on the distribution chart, TextMagic AS ranks #767 out of 2484 companies in the Software industry, which is above the industry midpoint. Overall, TextMagic AS has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does TextMagic AS's Net Debt Paydown Yield % compare to QH and SHOP?
According to the Software industry distribution chart, TextMagic AS ranks #767 out of 2484 companies for Net Debt Paydown Yield %. This puts TextMagic AS in the upper half of its industry. Historically, TextMagic AS's own Net Debt Paydown Yield % has ranged from 0.71 to 0.73 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Software company?
A good Net Debt Paydown Yield % depends on the Software industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on TextMagic AS and its competitors. TextMagic AS's current Net Debt Paydown Yield % is 0.71%, which is near median its own 10-year median of 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TextMagic AS stock overvalued right now?
Based on GuruFocus' analysis, TextMagic AS (OTSE:MAGIC) is currently considered Possible Value Trap. The stock's GF Value™ is €3.78, compared to a current price of €1.73 — trading 54.4% below its estimated fair value. The current Net Debt Paydown Yield % is 0.71%, which is near median its 10-year median of 0.73. TextMagic AS's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For TextMagic AS (OTSE:MAGIC), the current Net Debt Paydown Yield % is 0.71% as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TextMagic AS (OTSE:MAGIC) Overvalued in 2026?
Based on GuruFocus' analysis, TextMagic AS stock appears to be undervalued.
The current stock price of €1.73 is trading 54.4% below its estimated GF Value™ of €3.78.
GuruFocus considers TextMagic AS to be Possible Value Trap.
Key valuation signals for OTSE:MAGIC:
Net Debt Paydown Yield %: 0.71% (near median its 10-year median of 0.73)
GF Value™: €3.78 vs. price of €1.73 (54.4% below fair value)
No single metric tells the full story. See the OTSE:MAGIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TextMagic AS is a text messaging company that helps businesses engage with customers. The Group's activities include the management and development of software products. The company operates mainly in the U.S., the U.K., Canada, Australia, and other countries. TextMagic enables companies to transform customer experiences through its text messaging marketing software, which can be used to send notifications, alerts, reminders, confirmations, and SMS marketing campaigns anytime, anywhere. Its product and service lines include text messaging services, which generate maximum revenue, virtual mobile number services, other TextMagic platform services, and the Voog.com platform. The company derives the majority of its revenue from the United States.
57GF Score
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