TextMagic AS (OTSE:MAGIC) Interest Coverage: N/A (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OTSE:MAGIC TextMagic AS OTSE:MAGIC
58 GF Score
Price €1.77
GF Value €3.78
Valuation Possible Value Trap
! 3 Warning Signs
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What is TextMagic AS Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. TextMagic AS's Operating Income for the six months ended in Dec. 2025 was €-0.64 Mil. TextMagic AS's Interest Expense for the six months ended in Dec. 2025 was €0.00 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. TextMagic AS has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for TextMagic AS's Interest Coverage or its related term are showing as below:


OTSE:MAGIC's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.61
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


TextMagic AS  (OTSE:MAGIC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


TextMagic AS Interest Coverage Related Terms


TextMagic AS Interest Coverage Historical Data

* Premium members only.

The historical data trend for TextMagic AS's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

TextMagic AS Interest Coverage Chart

TextMagic AS Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
No Debt No Debt No Debt N/A N/A

TextMagic AS Semi-Annual Data
Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only No Debt No Debt N/A N/A N/A

OTSE:MAGIC vs UBER, SHOP, CRM: Interest Coverage Comparison

For the Software - Application subindustry, TextMagic AS's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TextMagic AS Interest Coverage vs Software Industry

For the Software industry and Technology sector, TextMagic AS's Interest Coverage distribution charts can be found below:

* The bar in red indicates where TextMagic AS's Interest Coverage falls into.


OTSE:MAGIC
58GF Score
TextMagic AS OTSE:MAGIC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TextMagic AS Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

TextMagic AS's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, TextMagic AS's Interest Expense was €0.00 Mil. Its Operating Income was €-0.50 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.14 Mil.

GuruFocus does not calculate TextMagic AS's interest coverage with the available data.

TextMagic AS's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, TextMagic AS's Interest Expense was €0.00 Mil. Its Operating Income was €-0.64 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.14 Mil.

GuruFocus does not calculate TextMagic AS's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Is TextMagic AS (OTSE:MAGIC) Overvalued in 2026?

Based on GuruFocus' analysis, TextMagic AS stock appears to be undervalued. The current stock price of €1.77 is trading 53.2% below its estimated GF Value™ of €3.78. GuruFocus considers TextMagic AS to be Possible Value Trap.

Key valuation signals for OTSE:MAGIC:

  • Interest Coverage: N/A
  • GF Value™: €3.78 vs. price of €1.77 (53.2% below fair value)
  • GF Score™: 58/100 with 3 warning signs

No single metric tells the full story. See the OTSE:MAGIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TextMagic AS Business Description

Address A. H. Tammsaare 56, Tallinn, EST, 11316
TextMagic AS is a text messaging company that helps businesses engage with customers. The Group's activities include the management and development of software products. The company operates mainly in the U.S., the U.K., Canada, Australia, and other countries. TextMagic enables companies to transform customer experiences through its text messaging marketing software, which can be used to send notifications, alerts, reminders, confirmations, and SMS marketing campaigns anytime, anywhere. Its product and service lines include text messaging services, which generate maximum revenue, virtual mobile number services, other TextMagic platform services, and the Voog.com platform. The company derives the majority of its revenue from the United States.
58GF Score

Get the complete analysis for OTSE:MAGIC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.77
Price
€3.78
GF Value