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Spectra SystemsSCTQ -3.18%76 Days Payable is 69.29 as of Dec. 2025, which is 98% above its 10-year median of 34.92. GuruFocus rates SCTQ with a GF Score™ of 76/100 and a GF Value™ of $4.23. The stock has 4 warning signs investors should review. Among 2,605 Software companies, Spectra Systems ranks better than 53.44% on this metric.
The historical rank and industry rank for Spectra Systems's Days Payable or its related term are showing as below:
SCTQ'
s Days Payable Range Over the Past 10 Years
Min: 23.71 Med: 34.92 Max: 101.84
Current: 58.64
During the past 13 years, Spectra Systems's highest Days Payable was 101.84. The lowest was 23.71. And the median was 34.92.
SCTQ's Days Payable is ranked better than 53.44% of 2605
companies
in the Software industry
Industry Median: 52.79
vs SCTQ: 58.64
Spectra Systems's Days Payable
increased
from Dec. 2024 (39.50) to Dec. 2025 (69.29).
It may suggest that Spectra Systemsdelayed paying its suppliers.
Spectra Systems Days Payable Related Terms
Spectra Systems Days Payable Historical Data
* Premium members only.
The historical data trend for Spectra Systems's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Spectra Systems's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Spectra Systems Days Payable vs Software Industry
For the Software industry and Technology sector, Spectra Systems's Days Payable distribution charts can be found below:
* The bar in red indicates where Spectra Systems's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Spectra Systems's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Spectra Systems (SCTQ) has a Days Payable of 69.29 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Spectra Systems and its competitors. This is 98% above median its historical median of 34.92. Over the past decade, Spectra Systems' Days Payable has ranged from 23.71 to 101.84. According to the industry distribution chart, Spectra Systems ranks #1213 out of 2605 companies in the Software industry, placing it in the top 46.6%.
Is Spectra Systems' Days Payable too high?
Spectra Systems' current Days Payable of 69.29 is 98% above median its 10-year median of 34.92. Over the past 10 years, this metric has ranged from a low of 23.71 to a high of 101.84. The Software industry median Days Payable is 52.79. Spectra Systems' value of 69.29 is 31.3% above this industry median. Based on the distribution chart, Spectra Systems ranks #1213 out of 2605 companies in the Software industry, which is above the industry midpoint. Overall, Spectra Systems has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Spectra Systems' Days Payable compare to UBER and SHOP?
According to the Software industry distribution chart, Spectra Systems ranks #1213 out of 2605 companies for Days Payable. This puts Spectra Systems in the upper half of its industry. The industry median Days Payable is 52.79. Spectra Systems' value of 69.29 is 31.3% above this benchmark. Historically, Spectra Systems' own Days Payable has ranged from 23.71 to 101.84 over the past decade. While the company's 10-year median is 34.92 vs. the industry median of 52.79, Spectra Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 52.79, based on 2,605 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Spectra Systems's current Days Payable of 69.29 is 31.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Spectra Systems and its competitors. For the Software industry, the median Days Payable is 52.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Spectra Systems's current Days Payable is 69.29, which is 98% above median its own 10-year median of 34.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Spectra Systems stock overvalued right now?
Spectra Systems (SCTQ) has a current Days Payable of 69.29. The stock's GF Value™ is $4.23, compared to a current price of $2.13 — trading 49.6% below its estimated fair value. The current Days Payable is 69.29, which is 98% above median its 10-year median of 34.92 and 31.3% above the Software industry median of 52.79. Spectra Systems' overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Spectra Systems (SCTQ), the current Days Payable is 69.29 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Spectra Systems (SCTQ) Overvalued in 2026?
Based on GuruFocus' analysis, Spectra Systems stock appears to be undervalued.
The current stock price of $2.13 is trading 49.6% below its estimated GF Value™ of $4.23.
Key valuation signals for SCTQ:
Days Payable: 69.29 (98% above median its 10-year median of 34.92)
GF Value™: $4.23 vs. price of $2.13 (49.6% below fair value)
Industry Position: 31.3% above the Software median (#1213 of 2605)
No single metric tells the full story. See the SCTQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Spectra Systems Corp manufactures, and markets technology-based products used to authenticate and process banknotes and also offers secure software products for gaming. The company has divided its business into Authentication Systems, Security Printing, and Banknote Cleaning. The company derives maximum revenue from Authentication Systems that involve the hardware, software, and materials related to the authentication of banknotes, tax stamps, and other high-value goods.
76GF Score
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