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Spectra SystemsSCTQ -3.18%76 Quick Ratio is 2.27 as of Dec. 2025, which is 45% below its 10-year median of 4.15. GuruFocus rates SCTQ with a GF Score™ of 76/100 and a GF Value™ of $4.23. The stock has 4 warning signs investors should review. Among 2,868 Software companies, Spectra Systems ranks better than 63.88% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Spectra Systems's quick ratio for the quarter that ended in Dec. 2025 was 2.27.
Spectra Systems has a quick ratio of 2.27. It generally indicates good short-term financial strength.
The historical rank and industry rank for Spectra Systems's Quick Ratio or its related term are showing as below:
SCTQ'
s Quick Ratio Range Over the Past 10 Years
Min: 1.48 Med: 4.15 Max: 7.78
Current: 2.27
During the past 13 years, Spectra Systems's highest Quick Ratio was 7.78. The lowest was 1.48. And the median was 4.15.
SCTQ's Quick Ratio is ranked better than 63.88% of 2868
companies
in the Software industry
Industry Median: 1.705
vs SCTQ: 2.27
Spectra Systems (OTCPK:SCTQ) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Spectra Systems Quick Ratio Related Terms
Spectra Systems Quick Ratio Historical Data
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The historical data trend for Spectra Systems's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Spectra Systems's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Spectra Systems Quick Ratio vs Software Industry
For the Software industry and Technology sector, Spectra Systems's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Spectra Systems's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Spectra Systems's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Spectra Systems (SCTQ) has a Quick Ratio of 2.27 as of Dec. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Spectra Systems and its competitors. This is 45% below median its historical median of 4.15. Over the past decade, Spectra Systems' Quick Ratio has ranged from 1.48 to 7.78. According to the industry distribution chart, Spectra Systems ranks #1036 out of 2868 companies in the Software industry, placing it in the top 36.1%.
Is Spectra Systems' Quick Ratio too high?
Spectra Systems' current Quick Ratio of 2.27 is 45% below median its 10-year median of 4.15. Over the past 10 years, this metric has ranged from a low of 1.48 to a high of 7.78. The Software industry median Quick Ratio is 1.71. Spectra Systems' value of 2.27 is 33.1% above this industry median. Based on the distribution chart, Spectra Systems ranks #1036 out of 2868 companies in the Software industry, which is above the industry midpoint. Overall, Spectra Systems has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Spectra Systems' Quick Ratio compare to UBER and SHOP?
According to the Software industry distribution chart, Spectra Systems ranks #1036 out of 2868 companies for Quick Ratio. This puts Spectra Systems in the upper half of its industry. The industry median Quick Ratio is 1.71. Spectra Systems' value of 2.27 is 33.1% above this benchmark. Historically, Spectra Systems' own Quick Ratio has ranged from 1.48 to 7.78 over the past decade. While the company's 10-year median is 4.15 vs. the industry median of 1.71, Spectra Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Software company?
The median Quick Ratio among Software companies is 1.71, based on 2,868 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Spectra Systems's current Quick Ratio of 2.27 is 33.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Spectra Systems and its competitors. For the Software industry, the median Quick Ratio is 1.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Spectra Systems's current Quick Ratio is 2.27, which is 45% below median its own 10-year median of 4.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Spectra Systems stock overvalued right now?
Spectra Systems (SCTQ) has a current Quick Ratio of 2.27. The stock's GF Value™ is $4.23, compared to a current price of $2.13 — trading 49.6% below its estimated fair value. The current Quick Ratio is 2.27, which is 45% below median its 10-year median of 4.15 and 33.1% above the Software industry median of 1.71. Spectra Systems' overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Spectra Systems (SCTQ), the current Quick Ratio is 2.27 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Spectra Systems (SCTQ) Overvalued in 2026?
Based on GuruFocus' analysis, Spectra Systems stock appears to be undervalued.
The current stock price of $2.13 is trading 49.6% below its estimated GF Value™ of $4.23.
Key valuation signals for SCTQ:
Quick Ratio: 2.27 (45% below median its 10-year median of 4.15)
GF Value™: $4.23 vs. price of $2.13 (49.6% below fair value)
Industry Position: 33.1% above the Software median (#1036 of 2868)
No single metric tells the full story. See the SCTQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Spectra Systems Corp manufactures, and markets technology-based products used to authenticate and process banknotes and also offers secure software products for gaming. The company has divided its business into Authentication Systems, Security Printing, and Banknote Cleaning. The company derives maximum revenue from Authentication Systems that involve the hardware, software, and materials related to the authentication of banknotes, tax stamps, and other high-value goods.
76GF Score
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