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Spectra SystemsSCTQ 80 Equity-to-Asset is 0.70 as of Dec. 2025, which is 16% below its 10-year median of 0.83. GuruFocus rates SCTQ with a GF Score™ of 80/100 and a GF Value™ of $4.59 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 2,890 Software companies, Spectra Systems ranks better than 71.52% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Spectra Systems's Total Stockholders Equity for the quarter that ended in Dec. 2025 was $50.81 Mil. Spectra Systems's Total Assets for the quarter that ended in Dec. 2025 was $72.37 Mil.
Therefore, Spectra Systems's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.70.
The historical rank and industry rank for Spectra Systems's Equity-to-Asset or its related term are showing as below:
SCTQ'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.53 Med: 0.83 Max: 0.92
Current: 0.7
During the past 13 years, the highest Equity to Asset Ratio of Spectra Systems was 0.92. The lowest was 0.53. And the median was 0.83.
SCTQ's Equity-to-Asset is ranked better than 71.52% of 2890
companies
in the Software industry
Industry Median: 0.55
vs SCTQ: 0.70
Spectra Systems (OTCPK:SCTQ) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Spectra Systems Equity-to-Asset Related Terms
Spectra Systems Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Spectra Systems's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SCTQ vs CRM, SHOP, UBER: Equity-to-Asset Comparison
For the Software - Application subindustry, Spectra Systems's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Spectra Systems Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, Spectra Systems's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Spectra Systems's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Spectra Systems's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Spectra Systems (SCTQ) has a Equity-to-Asset of 0.70 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Spectra Systems and its competitors. This is 16% below median its historical median of 0.83. Over the past decade, Spectra Systems' Equity-to-Asset has ranged from 0.53 to 0.92. According to the industry distribution chart, Spectra Systems ranks #823 out of 2890 companies in the Software industry, placing it in the top 28.5%.
Is Spectra Systems' Equity-to-Asset too high?
Spectra Systems' current Equity-to-Asset of 0.70 is 16% below median its 10-year median of 0.83. Over the past 10 years, this metric has ranged from a low of 0.53 to a high of 0.92. The Software industry median Equity-to-Asset is 0.55. Spectra Systems' value of 0.70 is 27.3% above this industry median. Based on the distribution chart, Spectra Systems ranks #823 out of 2890 companies in the Software industry, which is above the industry midpoint. Overall, Spectra Systems has a GF Score™ of 80/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Spectra Systems' Equity-to-Asset compare to CRM and SHOP?
According to the Software industry distribution chart, Spectra Systems ranks #823 out of 2890 companies for Equity-to-Asset. This puts Spectra Systems in the upper half of its industry. The industry median Equity-to-Asset is 0.55. Spectra Systems' value of 0.70 is 27.3% above this benchmark. Historically, Spectra Systems' own Equity-to-Asset has ranged from 0.53 to 0.92 over the past decade. While the company's 10-year median is 0.83 vs. the industry median of 0.55, Spectra Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.55, based on 2,890 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Spectra Systems's current Equity-to-Asset of 0.70 is 27.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Spectra Systems and its competitors. For the Software industry, the median Equity-to-Asset is 0.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Spectra Systems's current Equity-to-Asset is 0.70, which is 16% below median its own 10-year median of 0.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Spectra Systems stock overvalued right now?
Based on GuruFocus' analysis, Spectra Systems (SCTQ) is currently considered Possible Value Trap. The stock's GF Value™ is $4.59, compared to a current price of $2.24 — trading 51.2% below its estimated fair value. The current Equity-to-Asset is 0.70, which is 16% below median its 10-year median of 0.83 and 27.3% above the Software industry median of 0.55. Spectra Systems' overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Spectra Systems (SCTQ), the current Equity-to-Asset is 0.70 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Spectra Systems (SCTQ) Overvalued in 2026?
Based on GuruFocus' analysis, Spectra Systems stock appears to be undervalued.
The current stock price of $2.24 is trading 51.2% below its estimated GF Value™ of $4.59.
GuruFocus considers Spectra Systems to be Possible Value Trap.
Key valuation signals for SCTQ:
Equity-to-Asset: 0.70 (16% below median its 10-year median of 0.83)
GF Value™: $4.59 vs. price of $2.24 (51.2% below fair value)
Industry Position: 27.3% above the Software median (#823 of 2890)
No single metric tells the full story. See the SCTQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Spectra Systems Corp manufactures, and markets technology-based products used to authenticate and process banknotes and also offers secure software products for gaming. The company has divided its business into Authentication Systems, Security Printing, and Banknote Cleaning. The company derives maximum revenue from Authentication Systems that involve the hardware, software, and materials related to the authentication of banknotes, tax stamps, and other high-value goods.
80GF Score
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