Cipher DigitalSTU:3A9 -3.59%38 Days Payable is 205.56 as of Mar. 2026, which is 258% above its 10-year median of 57.38. GuruFocus rates STU:3A9 with a GF Score™ of 38/100 and a GF Value™ of €5.59 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 2,605 Software companies, Cipher Digital ranks better than 72.63% on this metric.
The historical rank and industry rank for Cipher Digital's Days Payable or its related term are showing as below:
STU:3A9'
s Days Payable Range Over the Past 10 Years
Min: 40.5 Med: 57.38 Max: 4238.25
Current: 117.21
During the past 5 years, Cipher Digital's highest Days Payable was 4238.25. The lowest was 40.50. And the median was 57.38.
STU:3A9's Days Payable is ranked better than 72.63% of 2605
companies
in the Software industry
Industry Median: 52.79
vs STU:3A9: 117.21
Cipher Digital's Days Payable
increased
from Mar. 2025 (83.31) to Mar. 2026 (205.56).
It may suggest that Cipher Digitaldelayed paying its suppliers.
Cipher Digital Days Payable Related Terms
Cipher Digital Days Payable Historical Data
* Premium members only.
The historical data trend for Cipher Digital's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:3A9 vs CACI, APLD, JKHY: Days Payable Comparison
For the Information Technology Services subindustry, Cipher Digital's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cipher Digital Days Payable vs Software Industry
For the Software industry and Technology sector, Cipher Digital's Days Payable distribution charts can be found below:
* The bar in red indicates where Cipher Digital's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Cipher Digital's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cipher Digital (STU:3A9) has a Days Payable of 205.56 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Cipher Digital and its competitors. This is 258% above median its historical median of 57.38. Over the past decade, Cipher Digital's Days Payable has ranged from 40.50 to 4,238.25. According to the industry distribution chart, Cipher Digital ranks #713 out of 2605 companies in the Software industry, placing it in the top 27.4%.
Is Cipher Digital's Days Payable too high?
Cipher Digital's current Days Payable of 205.56 is 258% above median its 10-year median of 57.38. Over the past 10 years, this metric has ranged from a low of 40.50 to a high of 4,238.25. The Software industry median Days Payable is 52.79. Cipher Digital's value of 205.56 is 289.4% above this industry median. Based on the distribution chart, Cipher Digital ranks #713 out of 2605 companies in the Software industry, which is above the industry midpoint. Overall, Cipher Digital has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cipher Digital's Days Payable compare to CACI and APLD?
According to the Software industry distribution chart, Cipher Digital ranks #713 out of 2605 companies for Days Payable. This puts Cipher Digital in the upper half of its industry. The industry median Days Payable is 52.79. Cipher Digital's value of 205.56 is 289.4% above this benchmark. Historically, Cipher Digital's own Days Payable has ranged from 40.50 to 4,238.25 over the past decade. While the company's 10-year median is 57.38 vs. the industry median of 52.79, Cipher Digital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 52.79, based on 2,605 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cipher Digital's current Days Payable of 205.56 is 289.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Cipher Digital and its competitors. For the Software industry, the median Days Payable is 52.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cipher Digital's current Days Payable is 205.56, which is 258% above median its own 10-year median of 57.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cipher Digital stock overvalued right now?
Based on GuruFocus' analysis, Cipher Digital (STU:3A9) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.59, compared to a current price of €19.44 — trading 247.8% above its estimated fair value. The current Days Payable is 205.56, which is 258% above median its 10-year median of 57.38 and 289.4% above the Software industry median of 52.79. Cipher Digital's overall GF Score™ is 38/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Cipher Digital (STU:3A9), the current Days Payable is 205.56 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cipher Digital (STU:3A9) Overvalued in 2026?
Based on GuruFocus' analysis, Cipher Digital stock appears to be overvalued.
The current stock price of €19.44 is trading 247.8% above its estimated GF Value™ of €5.59.
GuruFocus considers Cipher Digital to be Significantly Overvalued.
Key valuation signals for STU:3A9:
Days Payable: 205.56 (258% above median its 10-year median of 57.38)
GF Value™: €5.59 vs. price of €19.44 (247.8% above fair value)
Industry Position: 289.4% above the Software median (#713 of 2605)
No single metric tells the full story. See the STU:3A9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cipher Digital Inc is focused on high-performance computing (HPC) data center development and operations. It is engaged in developing and operating data centers designed for HPC workloads. Its operations include managing power assets and capital allocation in response to market conditions and demand for AI-related computing capacity.
38GF Score
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