Cipher DigitalSTU:3A9 +3.87%37 Quick Ratio is 3.06 as of Mar. 2026, which is 40% above its 10-year median of 2.19. GuruFocus rates STU:3A9 with a GF Score™ of 37/100 and a GF Value™ of €5.70 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 2,862 Software companies, Cipher Digital ranks better than 75.19% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Cipher Digital's quick ratio for the quarter that ended in Mar. 2026 was 3.06.
Cipher Digital has a quick ratio of 3.06. It generally indicates good short-term financial strength.
The historical rank and industry rank for Cipher Digital's Quick Ratio or its related term are showing as below:
STU:3A9'
s Quick Ratio Range Over the Past 10 Years
Min: 0.57 Med: 2.19 Max: 448.22
Current: 3.06
During the past 5 years, Cipher Digital's highest Quick Ratio was 448.22. The lowest was 0.57. And the median was 2.19.
STU:3A9's Quick Ratio is ranked better than 75.19% of 2862
companies
in the Software industry
Industry Median: 1.7
vs STU:3A9: 3.06
Cipher Digital (STU:3A9) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Cipher Digital Quick Ratio Related Terms
Cipher Digital Quick Ratio Historical Data
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The historical data trend for Cipher Digital's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:3A9 vs CACI, APLD, JKHY: Quick Ratio Comparison
For the Information Technology Services subindustry, Cipher Digital's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cipher Digital Quick Ratio vs Software Industry
For the Software industry and Technology sector, Cipher Digital's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Cipher Digital's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Cipher Digital's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cipher Digital (STU:3A9) has a Quick Ratio of 3.06 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Cipher Digital and its competitors. This is 40% above median its historical median of 2.19. Over the past decade, Cipher Digital's Quick Ratio has ranged from 0.57 to 448.22. According to the industry distribution chart, Cipher Digital ranks #710 out of 2862 companies in the Software industry, placing it in the top 24.8%.
Is Cipher Digital's Quick Ratio too high?
Cipher Digital's current Quick Ratio of 3.06 is 40% above median its 10-year median of 2.19. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 448.22. The Software industry median Quick Ratio is 1.70. Cipher Digital's value of 3.06 is 80% above this industry median. Based on the distribution chart, Cipher Digital ranks #710 out of 2862 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Cipher Digital has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cipher Digital's Quick Ratio compare to CACI and APLD?
According to the Software industry distribution chart, Cipher Digital ranks #710 out of 2862 companies for Quick Ratio. This places Cipher Digital in the top 25% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 1.70. Cipher Digital's value of 3.06 is 80% above this benchmark. Historically, Cipher Digital's own Quick Ratio has ranged from 0.57 to 448.22 over the past decade. While the company's 10-year median is 2.19 vs. the industry median of 1.70, Cipher Digital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Software company?
The median Quick Ratio among Software companies is 1.70, based on 2,862 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cipher Digital's current Quick Ratio of 3.06 is 80% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Cipher Digital and its competitors. For the Software industry, the median Quick Ratio is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cipher Digital's current Quick Ratio is 3.06, which is 40% above median its own 10-year median of 2.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cipher Digital stock overvalued right now?
Based on GuruFocus' analysis, Cipher Digital (STU:3A9) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.70, compared to a current price of €18.10 — trading 217.5% above its estimated fair value. The current Quick Ratio is 3.06, which is 40% above median its 10-year median of 2.19 and 80% above the Software industry median of 1.70. Cipher Digital's overall GF Score™ is 37/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Cipher Digital (STU:3A9), the current Quick Ratio is 3.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cipher Digital (STU:3A9) Overvalued in 2026?
Based on GuruFocus' analysis, Cipher Digital stock appears to be overvalued.
The current stock price of €18.10 is trading 217.5% above its estimated GF Value™ of €5.70.
GuruFocus considers Cipher Digital to be Significantly Overvalued.
Key valuation signals for STU:3A9:
Quick Ratio: 3.06 (40% above median its 10-year median of 2.19)
GF Value™: €5.70 vs. price of €18.10 (217.5% above fair value)
Industry Position: 80% above the Software median (#710 of 2862)
No single metric tells the full story. See the STU:3A9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cipher Digital Inc is focused on high-performance computing (HPC) data center development and operations. It is engaged in developing and operating data centers designed for HPC workloads. Its operations include managing power assets and capital allocation in response to market conditions and demand for AI-related computing capacity.
37GF Score
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