Monni NVSTU:KY3 58 Days Payable is 53.86 as of Dec. 2025, which is 27% below its 10-year median of 73.64. GuruFocus rates STU:KY3 with a GF Score™ of 58/100 and a GF Value™ of €7.28. The stock has 4 warning signs investors should review. Among 2,602 Software companies, Monni NV ranks better than 51.08% on this metric.
Monni NV's average Accounts Payable for the
six
months ended in Dec. 2025 was €1.63 Mil. Monni NV's Cost of Goods Sold for the
six
months ended in Dec. 2025 was €5.53 Mil.
Hence, Monni NV's Days Payable for the
six
months ended in Dec. 2025 was 53.86.
The historical rank and industry rank for Monni NV's Days Payable or its related term are showing as below:
STU:KY3'
s Days Payable Range Over the Past 10 Years
Min: 55.41 Med: 73.64 Max: 91.85
Current: 55.41
During the past 13 years, Monni NV's highest Days Payable was 91.85. The lowest was 55.41. And the median was 73.64.
STU:KY3's Days Payable is ranked better than 51.08% of 2602
companies
in the Software industry
Industry Median: 53.825
vs STU:KY3: 55.41
Monni NV's Days Payable
increased
from Dec. 2024 (49.75) to Dec. 2025 (53.86).
It may suggest that Monni NVdelayed paying its suppliers.
Monni NV Days Payable Related Terms
Monni NV Days Payable Historical Data
* Premium members only.
The historical data trend for Monni NV's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:KY3 vs MSFT, ORCL, PLTR: Days Payable Comparison
For the Software - Infrastructure subindustry, Monni NV's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Monni NV Days Payable vs Software Industry
For the Software industry and Technology sector, Monni NV's Days Payable distribution charts can be found below:
* The bar in red indicates where Monni NV's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Monni NV's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Monni NV (STU:KY3) has a Days Payable of 53.86 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Monni NV and its competitors. This is 27% below median its historical median of 73.64. Over the past decade, Monni NV's Days Payable has ranged from 55.41 to 91.85. According to the industry distribution chart, Monni NV ranks #1273 out of 2602 companies in the Software industry, placing it in the top 48.9%.
Is Monni NV's Days Payable too high?
Monni NV's current Days Payable of 53.86 is 27% below median its 10-year median of 73.64. Over the past 10 years, this metric has ranged from a low of 55.41 to a high of 91.85. The Software industry median Days Payable is 53.83. Monni NV's value of 53.86 is 0.1% above this industry median. Based on the distribution chart, Monni NV ranks #1273 out of 2602 companies in the Software industry, which is above the industry midpoint. Overall, Monni NV has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Monni NV's Days Payable compare to MSFT and ORCL?
According to the Software industry distribution chart, Monni NV ranks #1273 out of 2602 companies for Days Payable. This puts Monni NV in the upper half of its industry. The industry median Days Payable is 53.83. Monni NV's value of 53.86 is 0.1% above this benchmark. Historically, Monni NV's own Days Payable has ranged from 55.41 to 91.85 over the past decade. While the company's 10-year median is 73.64 vs. the industry median of 53.83, Monni NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.83, based on 2,602 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Monni NV's current Days Payable of 53.86 is 0.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Monni NV and its competitors. For the Software industry, the median Days Payable is 53.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Monni NV's current Days Payable is 53.86, which is 27% below median its own 10-year median of 73.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Monni NV stock overvalued right now?
Monni NV (STU:KY3) has a current Days Payable of 53.86. The stock's GF Value™ is €7.28, compared to a current price of €9.00 — trading 23.6% above its estimated fair value. The current Days Payable is 53.86, which is 27% below median its 10-year median of 73.64 and 0.1% above the Software industry median of 53.83. Monni NV's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Monni NV (STU:KY3), the current Days Payable is 53.86 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Monni NV (STU:KY3) Overvalued in 2026?
Based on GuruFocus' analysis, Monni NV stock appears to be overvalued.
The current stock price of €9.00 is trading 23.6% above its estimated GF Value™ of €7.28.
Key valuation signals for STU:KY3:
Days Payable: 53.86 (27% below median its 10-year median of 73.64)
GF Value™: €7.28 vs. price of €9.00 (23.6% above fair value)
Industry Position: 0.1% above the Software median (#1273 of 2602)
No single metric tells the full story. See the STU:KY3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Monni NV is a provider of electronic payment and transaction processing solutions, as well as a software developer of payment-related solutions. Its products are Payment terminals and POS systems. The group serves in the sectors of Catering & Hospitality, Liberal Professions, Retail & Service Points, and Government & Public Sector.
58GF Score
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