Monni NVSTU:KY3 58 Gross Margin % is 41.14% as of Dec. 2025, which is 16% below its 10-year median of 48.95. GuruFocus rates STU:KY3 with a GF Score™ of 58/100 and a GF Value™ of €7.51. The stock has 4 warning signs investors should review. Among 2,685 Software companies, Monni NV ranks better than 52.44% on this metric.
Gross Margin % is calculated as gross profit divided by its revenue. Monni NV's Gross Profit for the
six
months ended in Dec. 2025 was €3.86 Mil. Monni NV's Revenue for the
six
months ended in Dec. 2025 was €9.39 Mil. Therefore, Monni NV's Gross Margin % for the quarter that ended in Dec. 2025 was 41.14%.
Warning Sign:
Monni NV gross margin has been in long-term decline. The average rate of decline per year is -4.3%.
The historical rank and industry rank for Monni NV's Gross Margin % or its related term are showing as below:
STU:KY3'
s Gross Margin % Range Over the Past 10 Years
Min: 42.69 Med: 48.95 Max: 55.42
Current: 42.69
During the past 13 years, the highestGross Margin % of Monni NV was 55.42%. The lowest was 42.69%. And the median was 48.95%.
STU:KY3's Gross Margin % is ranked better than 52.44% of 2685
companies
in the Software industry
Industry Median: 40.45
vs STU:KY3: 42.69
Monni NV had a gross margin of 41.14% for the quarter that ended in Dec. 2025 => Durable competitive advantage
The 5-Year average Growth Rate of Gross Margin for Monni NV was -4.30% per year.
Monni NV (STU:KY3) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Monni NV had a gross margin of 41.14% for the quarter that ended in Dec. 2025 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Monni NV Gross Margin % Related Terms
Monni NV Gross Margin % Historical Data
* Premium members only.
The historical data trend for Monni NV's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:KY3 vs MSFT, ORCL, PLTR: Gross Margin % Comparison
For the Software - Infrastructure subindustry, Monni NV's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Monni NV Gross Margin % vs Software Industry
For the Software industry and Technology sector, Monni NV's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Monni NV's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Monni NV (STU:KY3) has a Gross Margin % of 41.14% as of Dec. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on Monni NV and its competitors. This is 16% below median its historical median of 48.95. Over the past decade, Monni NV's Gross Margin % has ranged from 42.69 to 55.42. According to the industry distribution chart, Monni NV ranks #1277 out of 2685 companies in the Software industry, placing it in the top 47.6%.
Is Monni NV's Gross Margin % too high?
Monni NV's current Gross Margin % of 41.14% is 16% below median its 10-year median of 48.95. Over the past 10 years, this metric has ranged from a low of 42.69 to a high of 55.42. The Software industry median Gross Margin % is 40.45. Monni NV's value of 41.14% is 1.7% above this industry median. Based on the distribution chart, Monni NV ranks #1277 out of 2685 companies in the Software industry, which is above the industry midpoint. Overall, Monni NV has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Monni NV's Gross Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, Monni NV ranks #1277 out of 2685 companies for Gross Margin %. This puts Monni NV in the upper half of its industry. The industry median Gross Margin % is 40.45. Monni NV's value of 41.14% is 1.7% above this benchmark. Historically, Monni NV's own Gross Margin % has ranged from 42.69 to 55.42 over the past decade. While the company's 10-year median is 48.95 vs. the industry median of 40.45, Monni NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Software company?
The median Gross Margin % among Software companies is 40.45, based on 2,685 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Monni NV's current Gross Margin % of 41.14% is 1.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Monni NV and its competitors. For the Software industry, the median Gross Margin % is 40.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Monni NV's current Gross Margin % is 41.14%, which is 16% below median its own 10-year median of 48.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Monni NV stock overvalued right now?
Monni NV (STU:KY3) has a current Gross Margin % of 41.14%. The stock's GF Value™ is €7.51, compared to a current price of €9.00 — trading 19.8% above its estimated fair value. The current Gross Margin % is 41.14%, which is 16% below median its 10-year median of 48.95 and 1.7% above the Software industry median of 40.45. Monni NV's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Monni NV (STU:KY3), the current Gross Margin % is 41.14% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Monni NV (STU:KY3) Overvalued in 2026?
Based on GuruFocus' analysis, Monni NV stock appears to be overvalued.
The current stock price of €9.00 is trading 19.8% above its estimated GF Value™ of €7.51.
Key valuation signals for STU:KY3:
Gross Margin %: 41.14% (16% below median its 10-year median of 48.95)
GF Value™: €7.51 vs. price of €9.00 (19.8% above fair value)
Industry Position: 1.7% above the Software median (#1277 of 2685)
No single metric tells the full story. See the STU:KY3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Monni NV is a provider of electronic payment and transaction processing solutions, as well as a software developer of payment-related solutions. Its products are Payment terminals and POS systems. The group serves in the sectors of Catering & Hospitality, Liberal Professions, Retail & Service Points, and Government & Public Sector.
58GF Score
Get the complete analysis for STU:KY3
Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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