TRUE (TrueCar) Days Payable: 100.72 (As of Sep. 2025) — 56% Below Median


TRUE TrueCar Inc TRUE
52 GF Score
Price $2.54
GF Value $3.13
! 7 Warning Signs
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What is TrueCar Days Payable?

TrueCar TRUE 52 Days Payable is 100.72 as of Sep. 2025, which is 56% below its 10-year median of 231.26. GuruFocus rates TRUE with a GF Score™ of 52/100 and a GF Value™ of $3.13. The stock has 7 warning signs investors should review.

TrueCar's average Accounts Payable for the three months ended in Sep. 2025 was $9.7 Mil. TrueCar's Cost of Goods Sold for the three months ended in Sep. 2025 was $8.8 Mil. Hence, TrueCar's Days Payable for the three months ended in Sep. 2025 was 100.72.

The historical rank and industry rank for TrueCar's Days Payable or its related term are showing as below:

TRUE' s Days Payable Range Over the Past 10 Years
Min: 87.64   Med: 231.26   Max: 313.7
Current: 87.64

During the past 13 years, TrueCar's highest Days Payable was 313.70. The lowest was 87.64. And the median was 231.26.

TRUE's Days Payable is not ranked
in the Interactive Media industry.
Industry Median: 65.595 vs TRUE: 87.64

TrueCar's Days Payable increased from Sep. 2024 (99.22) to Sep. 2025 (100.72). It may suggest that TrueCar delayed paying its suppliers.


TrueCar Days Payable Historical Data

* Premium members only.

The historical data trend for TrueCar's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TrueCar Days Payable Chart

TrueCar Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 292.33 201.56 225.34 178.75 102.38

TrueCar Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 99.22 80.27 93.11 84.21 100.72

TRUE vs ZIP, DIBS, CMCM: Days Payable Comparison

For the Internet Content & Information subindustry, TrueCar's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TrueCar Days Payable vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, TrueCar's Days Payable distribution charts can be found below:

* The bar in red indicates where TrueCar's Days Payable falls into.


TRUE
52GF Score
TrueCar Inc TRUE
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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TrueCar Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

TrueCar's Days Payable for the fiscal year that ended in Dec. 2024 is calculated as

Days Payable (A: Dec. 2024 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2023 ) + Accounts Payable (A: Dec. 2024 )) / count ) / Cost of Goods Sold (A: Dec. 2024 )*Days in Period
=( (6.875 + 7.928) / 2 ) / 26.388*365
=7.4015 / 26.388*365
=102.38

TrueCar's Days Payable for the quarter that ended in Sep. 2025 is calculated as:

Days Payable (Q: Sep. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Sep. 2025 )) / count ) / Cost of Goods Sold (Q: Sep. 2025 )*Days in Period
=( (10.364 + 9.071) / 2 ) / 8.804*365 / 4
=9.7175 / 8.804*365 / 4
=100.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 100.72 mean?
TrueCar (TRUE) has a Days Payable of 100.72 as of Sep. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on TrueCar and its competitors. This is 56% below median its historical median of 231.26. Over the past decade, TrueCar's Days Payable has ranged from 87.64 to 313.70.
Is TrueCar's Days Payable too high?
TrueCar's current Days Payable of 100.72 is 56% below median its 10-year median of 231.26. Over the past 10 years, this metric has ranged from a low of 87.64 to a high of 313.70. The Interactive Media industry median Days Payable is 65.60. TrueCar's value of 100.72 is 53.5% above this industry median. Overall, TrueCar has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does TrueCar's Days Payable compare to ZIP and DIBS?
TrueCar's Days Payable of 100.72 can be compared against companies in the Interactive Media industry. The industry median Days Payable is 65.60. TrueCar's value of 100.72 is 53.5% above this benchmark. Historically, TrueCar's own Days Payable has ranged from 87.64 to 313.70 over the past decade. While the company's 10-year median is 231.26 vs. the industry median of 65.60, TrueCar has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Interactive Media company?
The median Days Payable among Interactive Media companies is 65.60, based on 428 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TrueCar's current Days Payable of 100.72 is 53.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on TrueCar and its competitors. For the Interactive Media industry, the median Days Payable is 65.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TrueCar's current Days Payable is 100.72, which is 56% below median its own 10-year median of 231.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TrueCar stock overvalued right now?
TrueCar (TRUE) has a current Days Payable of 100.72. The stock's GF Value™ is $3.13, compared to a current price of $2.54 — trading 18.8% below its estimated fair value. The current Days Payable is 100.72, which is 56% below median its 10-year median of 231.26 and 53.5% above the Interactive Media industry median of 65.60. TrueCar's overall GF Score™ is 52/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For TrueCar (TRUE), the current Days Payable is 100.72 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TrueCar (TRUE) Overvalued in 2026?

Based on GuruFocus' analysis, TrueCar stock appears to be undervalued. The current stock price of $2.54 is trading 18.8% below its estimated GF Value™ of $3.13.

Key valuation signals for TRUE:

  • Days Payable: 100.72 (56% below median its 10-year median of 231.26)
  • GF Value™: $3.13 vs. price of $2.54 (18.8% below fair value)
  • GF Score™: 52/100 with 7 warning signs
  • Industry Position: 53.5% above the Interactive Media median

No single metric tells the full story. See the TRUE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TrueCar Business Description

Address 225 Santa Monica Boulevard, 12th Floor, Santa Monica, CA, USA, 90401
TrueCar Inc is a data-driven online platform operating on common technology infrastructure, powered by proprietary data and analytics. It also customizes and operates its platform for affinity group marketing partners, including financial institutions like PenFed and American Express; membership-based organizations like Consumer Reports, AARP, Sam's Club, and AAA; and employee buying programs for large enterprises such as IBM and Walmart. The Company has one operating segment, with three distinct service offerings: Dealer products and services, OEM incentives, and other.
52GF Score

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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.54
Price
$3.13
GF Value