GMO Financial Gate (TSE:4051) Days Payable: 89.00 (As of Mar. 2026) — 52% Above Median


TSE:4051 GMO Financial Gate Inc TSE:4051
93 GF Score
Price 円6,810.00
GF Value 円7,467.63
Valuation Fairly Valued
! 6 Warning Signs
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What is GMO Financial Gate Days Payable?

GMO Financial Gate TSE:4051 -0.73% 93 Days Payable is 89.00 as of Mar. 2026, which is 52% above its 10-year median of 58.54. GuruFocus rates TSE:4051 with a GF Score™ of 93/100 and a GF Value™ of 円7,467.63 (Fairly Valued). The stock has 6 warning signs investors should review. Among 2,598 Software companies, GMO Financial Gate ranks better than 66.51% on this metric.

GMO Financial Gate's average Accounts Payable for the three months ended in Mar. 2026 was 円3,640 Mil. GMO Financial Gate's Cost of Goods Sold for the three months ended in Mar. 2026 was 円3,733 Mil. Hence, GMO Financial Gate's Days Payable for the three months ended in Mar. 2026 was 89.00.

The historical rank and industry rank for GMO Financial Gate's Days Payable or its related term are showing as below:

TSE:4051' s Days Payable Range Over the Past 10 Years
Min: 41.55   Med: 58.54   Max: 110.69
Current: 91.42

During the past 8 years, GMO Financial Gate's highest Days Payable was 110.69. The lowest was 41.55. And the median was 58.54.

TSE:4051's Days Payable is ranked better than
66.51% of 2598 companies
in the Software industry
Industry Median: 53.595 vs TSE:4051: 91.42

GMO Financial Gate's Days Payable increased from Mar. 2025 (88.05) to Mar. 2026 (89.00). It may suggest that GMO Financial Gate delayed paying its suppliers.


GMO Financial Gate Days Payable Historical Data

* Premium members only.

The historical data trend for GMO Financial Gate's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GMO Financial Gate Days Payable Chart

GMO Financial Gate Annual Data
Trend Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Days Payable
Get a 7-Day Free Trial 57.31 54.33 41.55 75.78 110.69

GMO Financial Gate Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 88.05 92.70 85.62 94.90 89.00

TSE:4051 vs MSFT, ORCL, PLTR: Days Payable Comparison

For the Software - Infrastructure subindustry, GMO Financial Gate's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GMO Financial Gate Days Payable vs Software Industry

For the Software industry and Technology sector, GMO Financial Gate's Days Payable distribution charts can be found below:

* The bar in red indicates where GMO Financial Gate's Days Payable falls into.


TSE:4051
93GF Score
GMO Financial Gate Inc TSE:4051
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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GMO Financial Gate Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

GMO Financial Gate's Days Payable for the fiscal year that ended in Sep. 2025 is calculated as

Days Payable (A: Sep. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Sep. 2024 ) + Accounts Payable (A: Sep. 2025 )) / count ) / Cost of Goods Sold (A: Sep. 2025 )*Days in Period
=( (3672.285 + 3193.306) / 2 ) / 11320.114*365
=3432.7955 / 11320.114*365
=110.69

GMO Financial Gate's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (3343.288 + 3937.45) / 2 ) / 3732.524*365 / 4
=3640.369 / 3732.524*365 / 4
=89.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 89.00 mean?
GMO Financial Gate (TSE:4051) has a Days Payable of 89.00 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on GMO Financial Gate and its competitors. This is 52% above median its historical median of 58.54. Over the past decade, GMO Financial Gate's Days Payable has ranged from 41.55 to 110.69. According to the industry distribution chart, GMO Financial Gate ranks #870 out of 2598 companies in the Software industry, placing it in the top 33.5%.
Is GMO Financial Gate's Days Payable too high?
GMO Financial Gate's current Days Payable of 89.00 is 52% above median its 10-year median of 58.54. Over the past 10 years, this metric has ranged from a low of 41.55 to a high of 110.69. The Software industry median Days Payable is 53.60. GMO Financial Gate's value of 89.00 is 66.1% above this industry median. Based on the distribution chart, GMO Financial Gate ranks #870 out of 2598 companies in the Software industry, which is above the industry midpoint. Overall, GMO Financial Gate has a GF Score™ of 93/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does GMO Financial Gate's Days Payable compare to MSFT and ORCL?
According to the Software industry distribution chart, GMO Financial Gate ranks #870 out of 2598 companies for Days Payable. This puts GMO Financial Gate in the upper half of its industry. The industry median Days Payable is 53.60. GMO Financial Gate's value of 89.00 is 66.1% above this benchmark. Historically, GMO Financial Gate's own Days Payable has ranged from 41.55 to 110.69 over the past decade. While the company's 10-year median is 58.54 vs. the industry median of 53.60, GMO Financial Gate has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.60, based on 2,598 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GMO Financial Gate's current Days Payable of 89.00 is 66.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on GMO Financial Gate and its competitors. For the Software industry, the median Days Payable is 53.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GMO Financial Gate's current Days Payable is 89.00, which is 52% above median its own 10-year median of 58.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GMO Financial Gate stock overvalued right now?
Based on GuruFocus' analysis, GMO Financial Gate (TSE:4051) is currently considered Fairly Valued. The stock's GF Value™ is 円7,467.63, compared to a current price of 円6,810.00 — trading 8.8% below its estimated fair value. The current Days Payable is 89.00, which is 52% above median its 10-year median of 58.54 and 66.1% above the Software industry median of 53.60. GMO Financial Gate's overall GF Score™ is 93/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For GMO Financial Gate (TSE:4051), the current Days Payable is 89.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GMO Financial Gate (TSE:4051) Overvalued in 2026?

Based on GuruFocus' analysis, GMO Financial Gate stock appears to be undervalued. The current stock price of 円6,810.00 is trading 8.8% below its estimated GF Value™ of 円7,467.63. GuruFocus considers GMO Financial Gate to be Fairly Valued.

Key valuation signals for TSE:4051:

  • Days Payable: 89.00 (52% above median its 10-year median of 58.54)
  • GF Value™: 円7,467.63 vs. price of 円6,810.00 (8.8% below fair value)
  • GF Score™: 93/100 with 6 warning signs
  • Industry Position: 66.1% above the Software median (#870 of 2598)

No single metric tells the full story. See the TSE:4051 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GMO Financial Gate Business Description

Address Humax Shibuya Building (reception 7th floor), 1-14-6 Dogenzaka, Shibuya-ku, Tokyo, JPN, 14150-0043
GMO Financial Gate Inc is engaged in providing cashless payment infrastructure such as credit cards, debit cards, and electronic money.
93GF Score

Get the complete analysis for TSE:4051

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円6,810.00
Price
円7,467.63
GF Value