GMO Financial Gate (TSE:4051) PB Ratio: 7.88 (As of Jul. 28, 2026) — 44% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:4051 GMO Financial Gate Inc TSE:4051
93 GF Score
Price 円6,200.00
GF Value 円7,509.70
Valuation Modestly Undervalued
! 2 Warning Signs
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What is GMO Financial Gate PB Ratio?

GMO Financial Gate TSE:4051 +1.81% 93 PB Ratio is 7.88 as of Jul. 28, 2026, which is 44% below its 10-year median of 13.95. GuruFocus rates TSE:4051 with a GF Score™ of 93/100 and a GF Value™ of 円7,509.70 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 2,635 Software companies, GMO Financial Gate ranks worse than 87.36% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-28), GMO Financial Gate's share price is 円6200.00. GMO Financial Gate's Book Value per Share for the quarter that ended in Mar. 2026 was 円786.50. Hence, GMO Financial Gate's PB Ratio of today is 7.88.

The historical rank and industry rank for GMO Financial Gate's PB Ratio or its related term are showing as below:

TSE:4051' s PB Ratio Range Over the Past 10 Years
Min: 6.55   Med: 13.95   Max: 36.91
Current: 7.88

During the past 8 years, GMO Financial Gate's highest PB Ratio was 36.91. The lowest was 6.55. And the median was 13.95.

TSE:4051's PB Ratio is ranked worse than
87.36% of 2635 companies
in the Software industry
Industry Median: 2.39 vs TSE:4051: 7.88

During the past 12 months, GMO Financial Gate's average Book Value Per Share Growth Rate was 14.80% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 11.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 9.50% per year.

During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of GMO Financial Gate was 14.00% per year. The lowest was 7.20% per year. And the median was 11.80% per year.

Back to Basics: PB Ratio


GMO Financial Gate  (TSE:4051) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


GMO Financial Gate PB Ratio Related Terms


GMO Financial Gate PB Ratio Historical Data

* Premium members only.

The historical data trend for GMO Financial Gate's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GMO Financial Gate PB Ratio Chart

GMO Financial Gate Annual Data
Trend Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
PB Ratio
Get a 7-Day Free Trial 33.16 11.84 17.86 10.57 8.13

GMO Financial Gate Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.74 7.49 8.13 7.05 6.61

TSE:4051 vs MSFT, ORCL, PLTR: PB Ratio Comparison

For the Software - Infrastructure subindustry, GMO Financial Gate's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GMO Financial Gate PB Ratio vs Software Industry

For the Software industry and Technology sector, GMO Financial Gate's PB Ratio distribution charts can be found below:

* The bar in red indicates where GMO Financial Gate's PB Ratio falls into.


TSE:4051
93GF Score
GMO Financial Gate Inc TSE:4051
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

GMO Financial Gate PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

GMO Financial Gate's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=6200.00/786.499
=7.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 7.88 mean?
GMO Financial Gate (TSE:4051) has a PB Ratio of 7.88 as of Jul. 28, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on GMO Financial Gate and its competitors. This is 44% below median its historical median of 13.95. Over the past decade, GMO Financial Gate's PB Ratio has ranged from 6.55 to 36.91. According to the industry distribution chart, GMO Financial Gate ranks #2302 out of 2635 companies in the Software industry, placing it in the top 87.4%.
Is GMO Financial Gate's PB Ratio too high?
GMO Financial Gate's current PB Ratio of 7.88 is 44% below median its 10-year median of 13.95. Over the past 10 years, this metric has ranged from a low of 6.55 to a high of 36.91. The Software industry median PB Ratio is 2.39. GMO Financial Gate's value of 7.88 is 229.7% above this industry median. Based on the distribution chart, GMO Financial Gate ranks #2302 out of 2635 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, GMO Financial Gate has a GF Score™ of 93/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does GMO Financial Gate's PB Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, GMO Financial Gate ranks #2302 out of 2635 companies for PB Ratio. This places GMO Financial Gate in the lower half of its industry. The industry median PB Ratio is 2.39. GMO Financial Gate's value of 7.88 is 229.7% above this benchmark. Historically, GMO Financial Gate's own PB Ratio has ranged from 6.55 to 36.91 over the past decade. While the company's 10-year median is 13.95 vs. the industry median of 2.39, GMO Financial Gate has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.39, based on 2,635 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GMO Financial Gate's current PB Ratio of 7.88 is 229.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on GMO Financial Gate and its competitors. For the Software industry, the median PB Ratio is 2.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GMO Financial Gate's current PB Ratio is 7.88, which is 44% below median its own 10-year median of 13.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GMO Financial Gate stock overvalued right now?
Based on GuruFocus' analysis, GMO Financial Gate (TSE:4051) is currently considered Modestly Undervalued. The stock's GF Value™ is 円7,509.70, compared to a current price of 円6,200.00 — trading 17.4% below its estimated fair value. The current PB Ratio is 7.88, which is 44% below median its 10-year median of 13.95 and 229.7% above the Software industry median of 2.39. GMO Financial Gate's overall GF Score™ is 93/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For GMO Financial Gate (TSE:4051), the current PB Ratio is 7.88 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GMO Financial Gate (TSE:4051) Overvalued in 2026?

Based on GuruFocus' analysis, GMO Financial Gate stock appears to be undervalued. The current stock price of 円6,200.00 is trading 17.4% below its estimated GF Value™ of 円7,509.70. GuruFocus considers GMO Financial Gate to be Modestly Undervalued.

Key valuation signals for TSE:4051:

  • PB Ratio: 7.88 (44% below median its 10-year median of 13.95)
  • GF Value™: 円7,509.70 vs. price of 円6,200.00 (17.4% below fair value)
  • GF Score™: 93/100 with 2 warning signs
  • Industry Position: 229.7% above the Software median (#2302 of 2635)

No single metric tells the full story. See the TSE:4051 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GMO Financial Gate Business Description

Address Humax Shibuya Building (reception 7th floor), 1-14-6 Dogenzaka, Shibuya-ku, Tokyo, JPN, 14150-0043
GMO Financial Gate Inc is engaged in providing cashless payment infrastructure such as credit cards, debit cards, and electronic money.
93GF Score

Get the complete analysis for TSE:4051

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円6,200.00
Price
円7,509.70
GF Value