GMO Financial Gate (TSE:4051) Interest Coverage: 44.80 (As of Mar. 2026) — 87% Below Median


TSE:4051 GMO Financial Gate Inc TSE:4051
93 GF Score
Price 円7,020.00
GF Value 円7,442.11
Valuation Fairly Valued
! 6 Warning Signs
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What is GMO Financial Gate Interest Coverage?

GMO Financial Gate TSE:4051 +4.31% 93 Interest Coverage is 44.80 as of Mar. 2026, which is 87% below its 10-year median of 356.47. GuruFocus rates TSE:4051 with a GF Score™ of 93/100 and a GF Value™ of 円7,442.11 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,704 Software companies, GMO Financial Gate ranks better than 65.08% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. GMO Financial Gate's Operating Income for the three months ended in Mar. 2026 was 円605 Mil. GMO Financial Gate's Interest Expense for the three months ended in Mar. 2026 was 円-14 Mil. GMO Financial Gate's interest coverage for the quarter that ended in Mar. 2026 was 44.80. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for GMO Financial Gate's Interest Coverage or its related term are showing as below:

TSE:4051' s Interest Coverage Range Over the Past 10 Years
Min: 76.99   Med: 356.47   Max: 3902.9
Current: 81.23


TSE:4051's Interest Coverage is ranked better than
65.08% of 1704 companies
in the Software industry
Industry Median: 24.75 vs TSE:4051: 81.23

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


GMO Financial Gate  (TSE:4051) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


GMO Financial Gate Interest Coverage Related Terms


GMO Financial Gate Interest Coverage Historical Data

* Premium members only.

The historical data trend for GMO Financial Gate's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

GMO Financial Gate Interest Coverage Chart

GMO Financial Gate Annual Data
Trend Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Interest Coverage
Get a 7-Day Free Trial 3,902.90 828.33 177.25 76.99 119.36

GMO Financial Gate Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 119.58 89.96 88.53 143.89 44.80

TSE:4051 vs MSFT, ORCL, PLTR: Interest Coverage Comparison

For the Software - Infrastructure subindustry, GMO Financial Gate's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GMO Financial Gate Interest Coverage vs Software Industry

For the Software industry and Technology sector, GMO Financial Gate's Interest Coverage distribution charts can be found below:

* The bar in red indicates where GMO Financial Gate's Interest Coverage falls into.


TSE:4051
93GF Score
GMO Financial Gate Inc TSE:4051
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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GMO Financial Gate Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

GMO Financial Gate's Interest Coverage for the fiscal year that ended in Sep. 2025 is calculated as

Here, for the fiscal year that ended in Sep. 2025, GMO Financial Gate's Interest Expense was 円-19 Mil. Its Operating Income was 円2,231 Mil. And its Long-Term Debt & Capital Lease Obligation was 円2,000 Mil.

Interest Coverage=-1* Operating Income (A: Sep. 2025 )/Interest Expense (A: Sep. 2025 )
=-1*2230.647/-18.689
=119.36

GMO Financial Gate's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, GMO Financial Gate's Interest Expense was 円-14 Mil. Its Operating Income was 円605 Mil. And its Long-Term Debt & Capital Lease Obligation was 円2,000 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*605.129/-13.507
=44.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 44.80 mean?
GMO Financial Gate (TSE:4051) has a Interest Coverage of 44.80 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on GMO Financial Gate and its competitors. This is 87% below median its historical median of 356.47. Over the past decade, GMO Financial Gate's Interest Coverage has ranged from 76.99 to 3,902.90. According to the industry distribution chart, GMO Financial Gate ranks #595 out of 1704 companies in the Software industry, placing it in the top 34.9%.
Is GMO Financial Gate's Interest Coverage too high?
GMO Financial Gate's current Interest Coverage of 44.80 is 87% below median its 10-year median of 356.47. Over the past 10 years, this metric has ranged from a low of 76.99 to a high of 3,902.90. The Software industry median Interest Coverage is 24.75. GMO Financial Gate's value of 44.80 is 81% above this industry median. Based on the distribution chart, GMO Financial Gate ranks #595 out of 1704 companies in the Software industry, which is above the industry midpoint. Overall, GMO Financial Gate has a GF Score™ of 93/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does GMO Financial Gate's Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, GMO Financial Gate ranks #595 out of 1704 companies for Interest Coverage. This puts GMO Financial Gate in the upper half of its industry. The industry median Interest Coverage is 24.75. GMO Financial Gate's value of 44.80 is 81% above this benchmark. Historically, GMO Financial Gate's own Interest Coverage has ranged from 76.99 to 3,902.90 over the past decade. While the company's 10-year median is 356.47 vs. the industry median of 24.75, GMO Financial Gate has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,704 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GMO Financial Gate's current Interest Coverage of 44.80 is 81% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on GMO Financial Gate and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GMO Financial Gate's current Interest Coverage is 44.80, which is 87% below median its own 10-year median of 356.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GMO Financial Gate stock overvalued right now?
Based on GuruFocus' analysis, GMO Financial Gate (TSE:4051) is currently considered Fairly Valued. The stock's GF Value™ is 円7,442.11, compared to a current price of 円7,020.00 — trading 5.7% below its estimated fair value. The current Interest Coverage is 44.80, which is 87% below median its 10-year median of 356.47 and 81% above the Software industry median of 24.75. GMO Financial Gate's overall GF Score™ is 93/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For GMO Financial Gate (TSE:4051), the current Interest Coverage is 44.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GMO Financial Gate (TSE:4051) Overvalued in 2026?

Based on GuruFocus' analysis, GMO Financial Gate stock appears to be undervalued. The current stock price of 円7,020.00 is trading 5.7% below its estimated GF Value™ of 円7,442.11. GuruFocus considers GMO Financial Gate to be Fairly Valued.

Key valuation signals for TSE:4051:

  • Interest Coverage: 44.80 (87% below median its 10-year median of 356.47)
  • GF Value™: 円7,442.11 vs. price of 円7,020.00 (5.7% below fair value)
  • GF Score™: 93/100 with 6 warning signs
  • Industry Position: 81% above the Software median (#595 of 1704)

No single metric tells the full story. See the TSE:4051 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GMO Financial Gate Business Description

Address Humax Shibuya Building (reception 7th floor), 1-14-6 Dogenzaka, Shibuya-ku, Tokyo, JPN, 14150-0043
GMO Financial Gate Inc is engaged in providing cashless payment infrastructure such as credit cards, debit cards, and electronic money.
93GF Score

Get the complete analysis for TSE:4051

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円7,020.00
Price
円7,442.11
GF Value