Mitsubishi HC CapitalTSE:8593 +1.58%82 Days Payable is 36.91 as of Mar. 2026, which is 9% below its 10-year median of 40.43. GuruFocus rates TSE:8593 with a GF Score™ of 82/100 and a GF Value™ of 円1,155.96 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 301 Credit Services companies, Mitsubishi HC Capital ranks better than 51.5% on this metric.
Mitsubishi HC Capital Days Payable Historical Data
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The historical data trend for Mitsubishi HC Capital's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Mitsubishi HC Capital's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mitsubishi HC Capital Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mitsubishi HC Capital's Days Payable distribution charts can be found below:
* The bar in red indicates where Mitsubishi HC Capital's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Mitsubishi HC Capital's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mitsubishi HC Capital (TSE:8593) has a Days Payable of 36.91 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Mitsubishi HC Capital and its competitors. This is near median its historical median of 40.43. Over the past decade, Mitsubishi HC Capital's Days Payable has ranged from 34.70 to 51.33. According to the industry distribution chart, Mitsubishi HC Capital ranks #146 out of 301 companies in the Credit Services industry, placing it in the top 48.5%.
Is Mitsubishi HC Capital's Days Payable too high?
Mitsubishi HC Capital's current Days Payable of 36.91 is near median its 10-year median of 40.43. Over the past 10 years, this metric has ranged from a low of 34.70 to a high of 51.33. The Credit Services industry median Days Payable is 33.87. Mitsubishi HC Capital's value of 36.91 is 9% above this industry median. Based on the distribution chart, Mitsubishi HC Capital ranks #146 out of 301 companies in the Credit Services industry, which is above the industry midpoint. Overall, Mitsubishi HC Capital has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mitsubishi HC Capital's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Mitsubishi HC Capital ranks #146 out of 301 companies for Days Payable. This puts Mitsubishi HC Capital in the upper half of its industry. The industry median Days Payable is 33.87. Mitsubishi HC Capital's value of 36.91 is 9% above this benchmark. Historically, Mitsubishi HC Capital's own Days Payable has ranged from 34.70 to 51.33 over the past decade. While the company's 10-year median is 40.43 vs. the industry median of 33.87, Mitsubishi HC Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mitsubishi HC Capital's current Days Payable of 36.91 is 9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Mitsubishi HC Capital and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mitsubishi HC Capital's current Days Payable is 36.91, which is near median its own 10-year median of 40.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mitsubishi HC Capital stock overvalued right now?
Based on GuruFocus' analysis, Mitsubishi HC Capital (TSE:8593) is currently considered Modestly Overvalued. The stock's GF Value™ is 円1,155.96, compared to a current price of 円1,351.00 — trading 16.9% above its estimated fair value. The current Days Payable is 36.91, which is near median its 10-year median of 40.43 and 9% above the Credit Services industry median of 33.87. Mitsubishi HC Capital's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Mitsubishi HC Capital (TSE:8593), the current Days Payable is 36.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mitsubishi HC Capital (TSE:8593) Overvalued in 2026?
Based on GuruFocus' analysis, Mitsubishi HC Capital stock appears to be overvalued.
The current stock price of 円1,351.00 is trading 16.9% above its estimated GF Value™ of 円1,155.96.
GuruFocus considers Mitsubishi HC Capital to be Modestly Overvalued.
Key valuation signals for TSE:8593:
Days Payable: 36.91 (near median its 10-year median of 40.43)
GF Value™: 円1,155.96 vs. price of 円1,351.00 (16.9% above fair value)
Industry Position: 9% above the Credit Services median (#146 of 301)
No single metric tells the full story. See the TSE:8593 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mitsubishi HC Capital Inc is a Japan-based company engaged in providing comprehensive financial services. The company operates through several reportable segments, including Customer Solution, Overseas Region, Environmental Energy, Aviation, Logistics, Real Estate, and Mobility. Its businesses include finance solutions for corporations and government agencies, energy-saving and vendor finance, renewable energy and environmental finance, aircraft and engine leasing, marine container and railway freight car leasing, real estate finance and investment, and automobile leasing and related services. It generates the majority of its revenue from the Customer Solutions segment.
82GF Score
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