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Mitsubishi HC CapitalTSE:8593 -1.17%82 5-Year Yield-on-Cost % is 5.46 as of Aug. 01, 2026, which is 19% below its 10-year median of 6.74. GuruFocus rates TSE:8593 with a GF Score™ of 82/100 and a GF Value™ of 円1,153.45 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 210 Credit Services companies, Mitsubishi HC Capital ranks better than 62.38% on this metric.
Mitsubishi HC Capital's yield on cost for the quarter that ended in Mar. 2026 was 5.46.
The historical rank and industry rank for Mitsubishi HC Capital's 5-Year Yield-on-Cost % or its related term are showing as below:
TSE:8593'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.44 Med: 6.74 Max: 10.34
Current: 5.46
During the past 13 years, Mitsubishi HC Capital's highest Yield on Cost was 10.34. The lowest was 3.44. And the median was 6.74.
TSE:8593's 5-Year Yield-on-Cost % is ranked better than 62.38% of 210
companies
in the Credit Services industry
Industry Median: 4.54
vs TSE:8593: 5.46
Mitsubishi HC Capital (TSE:8593) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Mitsubishi HC Capital 5-Year Yield-on-Cost % Related Terms
TSE:8593 vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, Mitsubishi HC Capital's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mitsubishi HC Capital 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mitsubishi HC Capital's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Mitsubishi HC Capital's 5-Year Yield-on-Cost % falls into.
Mitsubishi HC Capital 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Mitsubishi HC Capital (TSE:8593) has a 5-Year Yield-on-Cost % of 5.46 as of Aug. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Mitsubishi HC Capital and its competitors. This is 19% below median its historical median of 6.74. Over the past decade, Mitsubishi HC Capital's 5-Year Yield-on-Cost % has ranged from 3.44 to 10.34. According to the industry distribution chart, Mitsubishi HC Capital ranks #79 out of 210 companies in the Credit Services industry, placing it in the top 37.6%.
Is Mitsubishi HC Capital's 5-Year Yield-on-Cost % too high?
Mitsubishi HC Capital's current 5-Year Yield-on-Cost % of 5.46 is 19% below median its 10-year median of 6.74. Over the past 10 years, this metric has ranged from a low of 3.44 to a high of 10.34. The Credit Services industry median 5-Year Yield-on-Cost % is 4.54. Mitsubishi HC Capital's value of 5.46 is 20.3% above this industry median. Based on the distribution chart, Mitsubishi HC Capital ranks #79 out of 210 companies in the Credit Services industry, which is above the industry midpoint. Overall, Mitsubishi HC Capital has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mitsubishi HC Capital's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Mitsubishi HC Capital ranks #79 out of 210 companies for 5-Year Yield-on-Cost %. This puts Mitsubishi HC Capital in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 4.54. Mitsubishi HC Capital's value of 5.46 is 20.3% above this benchmark. Historically, Mitsubishi HC Capital's own 5-Year Yield-on-Cost % has ranged from 3.44 to 10.34 over the past decade. While the company's 10-year median is 6.74 vs. the industry median of 4.54, Mitsubishi HC Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.54, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mitsubishi HC Capital's current 5-Year Yield-on-Cost % of 5.46 is 20.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Mitsubishi HC Capital and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mitsubishi HC Capital's current 5-Year Yield-on-Cost % is 5.46, which is 19% below median its own 10-year median of 6.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mitsubishi HC Capital stock overvalued right now?
Based on GuruFocus' analysis, Mitsubishi HC Capital (TSE:8593) is currently considered Modestly Overvalued. The stock's GF Value™ is 円1,153.45, compared to a current price of 円1,473.00 — trading 27.7% above its estimated fair value. The current 5-Year Yield-on-Cost % is 5.46, which is 19% below median its 10-year median of 6.74 and 20.3% above the Credit Services industry median of 4.54. Mitsubishi HC Capital's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Mitsubishi HC Capital (TSE:8593), the current 5-Year Yield-on-Cost % is 5.46 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mitsubishi HC Capital (TSE:8593) Overvalued in 2026?
Based on GuruFocus' analysis, Mitsubishi HC Capital stock appears to be overvalued.
The current stock price of 円1,473.00 is trading 27.7% above its estimated GF Value™ of 円1,153.45.
GuruFocus considers Mitsubishi HC Capital to be Modestly Overvalued.
Key valuation signals for TSE:8593:
5-Year Yield-on-Cost %: 5.46 (19% below median its 10-year median of 6.74)
GF Value™: 円1,153.45 vs. price of 円1,473.00 (27.7% above fair value)
Industry Position: 20.3% above the Credit Services median (#79 of 210)
No single metric tells the full story. See the TSE:8593 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mitsubishi HC Capital Inc is a Japan-based company engaged in providing comprehensive financial services. The company operates through several reportable segments, including Customer Solution, Overseas Region, Environmental Energy, Aviation, Logistics, Real Estate, and Mobility. Its businesses include finance solutions for corporations and government agencies, energy-saving and vendor finance, renewable energy and environmental finance, aircraft and engine leasing, marine container and railway freight car leasing, real estate finance and investment, and automobile leasing and related services. It generates the majority of its revenue from the Customer Solutions segment.
82GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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