Garin AI (WAR:GAR) Days Payable: 185.94 (As of Mar. 2026) — 93% Below Median


WAR:GAR Garin AI SA WAR:GAR
19 GF Score
Price zł2.10
! 1 Warning Sign
View Full Analysis

What is Garin AI Days Payable?

Garin AI WAR:GAR +5.00% 19 Days Payable is 185.94 as of Mar. 2026, which is 93% below its 10-year median of 2,770.21. GuruFocus rates WAR:GAR with a GF Score™ of 19/100. The stock has 1 warning sign investors should review. Among 2,598 Software companies, Garin AI ranks better than 78.14% on this metric.

Garin AI's average Accounts Payable for the three months ended in Mar. 2026 was zł0.22 Mil. Garin AI's Cost of Goods Sold for the three months ended in Mar. 2026 was zł0.11 Mil. Hence, Garin AI's Days Payable for the three months ended in Mar. 2026 was 185.94.

The historical rank and industry rank for Garin AI's Days Payable or its related term are showing as below:

WAR:GAR' s Days Payable Range Over the Past 10 Years
Min: 148.59   Med: 2770.21   Max: 7357.63
Current: 148.59

During the past 13 years, Garin AI's highest Days Payable was 7357.63. The lowest was 148.59. And the median was 2770.21.

WAR:GAR's Days Payable is ranked better than
78.14% of 2598 companies
in the Software industry
Industry Median: 53.515 vs WAR:GAR: 148.59

Garin AI's Days Payable increased from Mar. 2025 (0.00) to Mar. 2026 (185.94). It may suggest that Garin AI delayed paying its suppliers.


Garin AI Days Payable Historical Data

* Premium members only.

The historical data trend for Garin AI's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Garin AI Days Payable Chart

Garin AI Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 856.35

Garin AI Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 552.57 487.84 69.44 185.94

WAR:GAR vs MSFT, ORCL, PLTR: Days Payable Comparison

For the Software - Infrastructure subindustry, Garin AI's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Garin AI Days Payable vs Software Industry

For the Software industry and Technology sector, Garin AI's Days Payable distribution charts can be found below:

* The bar in red indicates where Garin AI's Days Payable falls into.


WAR:GAR
19GF Score
Garin AI SA WAR:GAR
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Garin AI Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Garin AI's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (0.057 + 0.187) / 2 ) / 0.052*365
=0.122 / 0.052*365
=856.35

Garin AI's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (0.187 + 0.245) / 2 ) / 0.106*365 / 4
=0.216 / 0.106*365 / 4
=185.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 185.94 mean?
Garin AI (WAR:GAR) has a Days Payable of 185.94 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Garin AI and its competitors. This is 93% below median its historical median of 2,770.21. Over the past decade, Garin AI's Days Payable has ranged from 148.59 to 7,357.63. According to the industry distribution chart, Garin AI ranks #568 out of 2598 companies in the Software industry, placing it in the top 21.9%.
Is Garin AI's Days Payable too high?
Garin AI's current Days Payable of 185.94 is 93% below median its 10-year median of 2,770.21. Over the past 10 years, this metric has ranged from a low of 148.59 to a high of 7,357.63. The Software industry median Days Payable is 53.52. Garin AI's value of 185.94 is 247.5% above this industry median. Based on the distribution chart, Garin AI ranks #568 out of 2598 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Garin AI has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Garin AI's Days Payable compare to MSFT and ORCL?
According to the Software industry distribution chart, Garin AI ranks #568 out of 2598 companies for Days Payable. This places Garin AI in the top 22% of its industry — outperforming the majority of peers. The industry median Days Payable is 53.52. Garin AI's value of 185.94 is 247.5% above this benchmark. Historically, Garin AI's own Days Payable has ranged from 148.59 to 7,357.63 over the past decade. While the company's 10-year median is 2,770.21 vs. the industry median of 53.52, Garin AI has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.52, based on 2,598 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Garin AI's current Days Payable of 185.94 is 247.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Garin AI and its competitors. For the Software industry, the median Days Payable is 53.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Garin AI's current Days Payable is 185.94, which is 93% below median its own 10-year median of 2,770.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Garin AI stock overvalued right now?
Garin AI (WAR:GAR) has a current Days Payable of 185.94. The current Days Payable is 185.94, which is 93% below median its 10-year median of 2,770.21 and 247.5% above the Software industry median of 53.52. Garin AI's overall GF Score™ is 19/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Garin AI (WAR:GAR), the current Days Payable is 185.94 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Garin AI Business Description

Address ul. Nowogrodzka 64/43, Warsaw, POL, 02-014
Garin AI SA is a Poland-based technology company building a portfolio of projects that utilize artificial intelligence. The group provides an AI Solution Portfolio for small and medium-sized enterprises and government institutions. Its projects are Meal Plus, AI2help, KSeF Virtual Advisor (AI), and AI agents.
19GF Score

Get the complete analysis for WAR:GAR

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł2.10
Price