Garin AIWAR:GAR +5.00%19 Quick Ratio is 1.19 as of Mar. 2026, which is 43% below its 10-year median of 2.08. GuruFocus rates WAR:GAR with a GF Score™ of 19/100. The stock has 1 warning sign investors should review. Among 2,864 Software companies, Garin AI ranks worse than 67.84% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Garin AI's quick ratio for the quarter that ended in Mar. 2026 was 1.19.
Garin AI has a quick ratio of 1.19. It generally indicates good short-term financial strength.
The historical rank and industry rank for Garin AI's Quick Ratio or its related term are showing as below:
WAR:GAR'
s Quick Ratio Range Over the Past 10 Years
Min: 1.02 Med: 2.08 Max: 6.14
Current: 1.19
During the past 13 years, Garin AI's highest Quick Ratio was 6.14. The lowest was 1.02. And the median was 2.08.
WAR:GAR's Quick Ratio is ranked worse than 67.84% of 2864
companies
in the Software industry
Industry Median: 1.7
vs WAR:GAR: 1.19
Garin AI (WAR:GAR) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Garin AI Quick Ratio Related Terms
Garin AI Quick Ratio Historical Data
* Premium members only.
The historical data trend for Garin AI's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAR:GAR vs MSFT, ORCL, PLTR: Quick Ratio Comparison
For the Software - Infrastructure subindustry, Garin AI's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Garin AI Quick Ratio vs Software Industry
For the Software industry and Technology sector, Garin AI's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Garin AI's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Garin AI's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Garin AI (WAR:GAR) has a Quick Ratio of 1.19 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Garin AI and its competitors. This is 43% below median its historical median of 2.08. Over the past decade, Garin AI's Quick Ratio has ranged from 1.02 to 6.14. According to the industry distribution chart, Garin AI ranks #1943 out of 2864 companies in the Software industry, placing it in the top 67.8%.
Is Garin AI's Quick Ratio too high?
Garin AI's current Quick Ratio of 1.19 is 43% below median its 10-year median of 2.08. Over the past 10 years, this metric has ranged from a low of 1.02 to a high of 6.14. The Software industry median Quick Ratio is 1.70. Garin AI's value of 1.19 is 30% below this industry median. Based on the distribution chart, Garin AI ranks #1943 out of 2864 companies in the Software industry, which is below the industry midpoint. Overall, Garin AI has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Garin AI's Quick Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Garin AI ranks #1943 out of 2864 companies for Quick Ratio. This places Garin AI in the lower half of its industry. The industry median Quick Ratio is 1.70. Garin AI's value of 1.19 is 30% below this benchmark. Historically, Garin AI's own Quick Ratio has ranged from 1.02 to 6.14 over the past decade. While the company's 10-year median is 2.08 vs. the industry median of 1.70, Garin AI has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Software company?
The median Quick Ratio among Software companies is 1.70, based on 2,864 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Garin AI's current Quick Ratio of 1.19 is 30% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Garin AI and its competitors. For the Software industry, the median Quick Ratio is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Garin AI's current Quick Ratio is 1.19, which is 43% below median its own 10-year median of 2.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Garin AI stock overvalued right now?
Garin AI (WAR:GAR) has a current Quick Ratio of 1.19. The current Quick Ratio is 1.19, which is 43% below median its 10-year median of 2.08 and 30% below the Software industry median of 1.70. Garin AI's overall GF Score™ is 19/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Garin AI (WAR:GAR), the current Quick Ratio is 1.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Garin AI SA is a Poland-based technology company building a portfolio of projects that utilize artificial intelligence. The group provides an AI Solution Portfolio for small and medium-sized enterprises and government institutions. Its projects are Meal Plus, AI2help, KSeF Virtual Advisor (AI), and AI agents.
19GF Score
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