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Garin AIWAR:GAR 19 3-Year RORE % is 192.86 as of Mar. 2026. GuruFocus rates WAR:GAR with a GF Score™ of 19/100. The stock has 1 warning sign investors should review. Among 2,547 Software companies, Garin AI ranks better than 95.09% on this metric.
Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Garin AI's 3-Year RORE % for the quarter that ended in Mar. 2026 was 192.86%.
The industry rank for Garin AI's 3-Year RORE % or its related term are showing as below:
WAR:GAR's 3-Year RORE % is ranked better than 95.09% of 2547
companies
in the Software industry
Industry Median: 2.9
vs WAR:GAR: 192.86
Garin AI (WAR:GAR) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Garin AI 3-Year RORE % Related Terms
Garin AI 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Garin AI's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAR:GAR vs MSFT, ORCL, PLTR: 3-Year RORE % Comparison
For the Software - Infrastructure subindustry, Garin AI's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Garin AI 3-Year RORE % vs Software Industry
For the Software industry and Technology sector, Garin AI's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Garin AI's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Garin AI (WAR:GAR) has a 3-Year RORE % of 192.86 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Garin AI and its competitors. According to the industry distribution chart, Garin AI ranks #125 out of 2547 companies in the Software industry, placing it in the top 4.9%.
Is Garin AI's 3-Year RORE % too high?
Garin AI's current 3-Year RORE % is 192.86. The Software industry median 3-Year RORE % is 2.90. Garin AI's value of 192.86 is 6550.3% above this industry median. Based on the distribution chart, Garin AI ranks #125 out of 2547 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Garin AI has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Garin AI's 3-Year RORE % compare to MSFT and ORCL?
According to the Software industry distribution chart, Garin AI ranks #125 out of 2547 companies for 3-Year RORE %. This places Garin AI in the top 5% of its industry — outperforming the majority of peers. The industry median 3-Year RORE % is 2.90. Garin AI's value of 192.86 is 6550.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Software company?
The median 3-Year RORE % among Software companies is 2.90, based on 2,547 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Garin AI's current 3-Year RORE % of 192.86 is 6550.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Garin AI and its competitors. For the Software industry, the median 3-Year RORE % is 2.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Garin AI's current 3-Year RORE % is 192.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Garin AI stock overvalued right now?
Garin AI (WAR:GAR) has a current 3-Year RORE % of 192.86. The current 3-Year RORE % is 192.86 and 6550.3% above the Software industry median of 2.90. Garin AI's overall GF Score™ is 19/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Garin AI (WAR:GAR), the current 3-Year RORE % is 192.86 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Garin AI SA is a Poland-based technology company building a portfolio of projects that utilize artificial intelligence. The group provides an AI Solution Portfolio for small and medium-sized enterprises and government institutions. Its projects are Meal Plus, AI2help, KSeF Virtual Advisor (AI), and AI agents.
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