Bicecorp (XSGO:BICE) Days Payable: 391.41 (As of Mar. 2026) — 14% Below Median

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XSGO:BICE Bicecorp SA XSGO:BICE
73 GF Score
Price CLP375.23
GF Value CLP393.61
Valuation Fairly Valued
! 7 Warning Signs
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What is Bicecorp Days Payable?

Bicecorp XSGO:BICE 73 Days Payable is 391.41 as of Mar. 2026, which is 14% below its 10-year median of 452.65. GuruFocus rates XSGO:BICE with a GF Score™ of 73/100 and a GF Value™ of CLP393.61 (Fairly Valued). The stock has 7 warning signs investors should review. Among 78 Diversified Financial Services companies, Bicecorp ranks better than 74.36% on this metric.

Bicecorp's average Accounts Payable for the three months ended in Mar. 2026 was CLP2,880,892 Mil. Bicecorp's Cost of Goods Sold for the three months ended in Mar. 2026 was CLP671,623 Mil. Hence, Bicecorp's Days Payable for the three months ended in Mar. 2026 was 391.41.

The historical rank and industry rank for Bicecorp's Days Payable or its related term are showing as below:

XSGO:BICE' s Days Payable Range Over the Past 10 Years
Min: 281   Med: 452.65   Max: 1529.91
Current: 304.57

During the past 13 years, Bicecorp's highest Days Payable was 1529.91. The lowest was 281.00. And the median was 452.65.

XSGO:BICE's Days Payable is ranked better than
74.36% of 78 companies
in the Diversified Financial Services industry
Industry Median: 80.825 vs XSGO:BICE: 304.57

Bicecorp's Days Payable increased from Mar. 2025 (278.79) to Mar. 2026 (391.41). It may suggest that Bicecorp delayed paying its suppliers.


Bicecorp Days Payable Historical Data

* Premium members only.

The historical data trend for Bicecorp's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bicecorp Days Payable Chart

Bicecorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 770.12 391.73 338.92 327.52 281.00

Bicecorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 278.79 228.10 324.99 317.41 391.41

XSGO:BICE vs FRHC, VOYA, HTH: Days Payable Comparison

For the Financial Conglomerates subindustry, Bicecorp's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bicecorp Days Payable vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Bicecorp's Days Payable distribution charts can be found below:

* The bar in red indicates where Bicecorp's Days Payable falls into.


XSGO:BICE
73GF Score
Bicecorp SA XSGO:BICE
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Bicecorp Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Bicecorp's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (1558728.794 + 3197929.198) / 2 ) / 3089308.387*365
=2378328.996 / 3089308.387*365
=281.00

Bicecorp's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (3197929.198 + 2563854.245) / 2 ) / 671622.942*365 / 4
=2880891.7215 / 671622.942*365 / 4
=391.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 391.41 mean?
Bicecorp (XSGO:BICE) has a Days Payable of 391.41 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Bicecorp and its competitors. This is 14% below median its historical median of 452.65. Over the past decade, Bicecorp's Days Payable has ranged from 281.00 to 1,529.91. According to the industry distribution chart, Bicecorp ranks #20 out of 78 companies in the Diversified Financial Services industry, placing it in the top 25.6%.
Is Bicecorp's Days Payable too high?
Bicecorp's current Days Payable of 391.41 is 14% below median its 10-year median of 452.65. Over the past 10 years, this metric has ranged from a low of 281.00 to a high of 1,529.91. The Diversified Financial Services industry median Days Payable is 80.83. Bicecorp's value of 391.41 is 384.3% above this industry median. Based on the distribution chart, Bicecorp ranks #20 out of 78 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, Bicecorp has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bicecorp's Days Payable compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Bicecorp ranks #20 out of 78 companies for Days Payable. This puts Bicecorp in the upper half of its industry. The industry median Days Payable is 80.83. Bicecorp's value of 391.41 is 384.3% above this benchmark. Historically, Bicecorp's own Days Payable has ranged from 281.00 to 1,529.91 over the past decade. While the company's 10-year median is 452.65 vs. the industry median of 80.83, Bicecorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Diversified Financial Services company?
The median Days Payable among Diversified Financial Services companies is 80.83, based on 78 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bicecorp's current Days Payable of 391.41 is 384.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Bicecorp and its competitors. For the Diversified Financial Services industry, the median Days Payable is 80.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bicecorp's current Days Payable is 391.41, which is 14% below median its own 10-year median of 452.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bicecorp stock overvalued right now?
Based on GuruFocus' analysis, Bicecorp (XSGO:BICE) is currently considered Fairly Valued. The stock's GF Value™ is CLP393.61, compared to a current price of CLP375.23 — trading 4.7% below its estimated fair value. The current Days Payable is 391.41, which is 14% below median its 10-year median of 452.65 and 384.3% above the Diversified Financial Services industry median of 80.83. Bicecorp's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Bicecorp (XSGO:BICE), the current Days Payable is 391.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bicecorp (XSGO:BICE) Overvalued in 2026?

Based on GuruFocus' analysis, Bicecorp stock appears to be undervalued. The current stock price of CLP375.23 is trading 4.7% below its estimated GF Value™ of CLP393.61. GuruFocus considers Bicecorp to be Fairly Valued.

Key valuation signals for XSGO:BICE:

  • Days Payable: 391.41 (14% below median its 10-year median of 452.65)
  • GF Value™: CLP393.61 vs. price of CLP375.23 (4.7% below fair value)
  • GF Score™: 73/100 with 7 warning signs
  • Industry Position: 384.3% above the Diversified Financial Services median (#20 of 78)

No single metric tells the full story. See the XSGO:BICE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bicecorp Business Description

Address Av. Apoquindo no 3846, 17th Floor, Las Condes, Santiago, CHL
Bicecorp SA is a Chile based investment holding company. It is engaged in offering a broad range of services across banking, investments, insurance, and asset management.
73GF Score

Get the complete analysis for XSGO:BICE

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP375.23
Price
CLP393.61
GF Value