The Home DepotXSWX:HD +3.50%83 Days Payable is 42.21 as of Apr. 2026, which is 8% above its 10-year median of 39.05. GuruFocus rates XSWX:HD with a GF Score™ of 83/100 and a GF Value™ of CHF306.31. The stock has 3 warning signs investors should review. Among 1,102 Retail - Cyclical companies, The Home Depot ranks worse than 57.62% on this metric.
The historical rank and industry rank for The Home Depot's Days Payable or its related term are showing as below:
XSWX:HD'
s Days Payable Range Over the Past 10 Years
Min: 37.76 Med: 39.05 Max: 45.6
Current: 43.83
During the past 13 years, The Home Depot's highest Days Payable was 45.60. The lowest was 37.76. And the median was 39.05.
XSWX:HD's Days Payable is ranked worse than 57.62% of 1102
companies
in the Retail - Cyclical industry
Industry Median: 51.215
vs XSWX:HD: 43.83
The Home Depot's Days Payable
declined
from Apr. 2025 (47.91) to Apr. 2026 (42.21).
It may suggest that The Home Depotaccelerated paying its suppliers.
The Home Depot Days Payable Related Terms
The Home Depot Days Payable Historical Data
* Premium members only.
The historical data trend for The Home Depot's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Home Improvement Retail subindustry, The Home Depot's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Home Depot Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, The Home Depot's Days Payable distribution charts can be found below:
* The bar in red indicates where The Home Depot's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
The Home Depot's Days Payable for the fiscal year that ended in Jan. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Home Depot (XSWX:HD) has a Days Payable of 42.21 as of Apr. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on The Home Depot and its competitors. This is near median its historical median of 39.05. Over the past decade, The Home Depot's Days Payable has ranged from 37.76 to 45.60. According to the industry distribution chart, The Home Depot ranks #635 out of 1102 companies in the Retail - Cyclical industry, placing it in the top 57.6%.
Is The Home Depot's Days Payable too high?
The Home Depot's current Days Payable of 42.21 is near median its 10-year median of 39.05. Over the past 10 years, this metric has ranged from a low of 37.76 to a high of 45.60. The Retail - Cyclical industry median Days Payable is 51.22. The Home Depot's value of 42.21 is 17.6% below this industry median. Based on the distribution chart, The Home Depot ranks #635 out of 1102 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, The Home Depot has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does The Home Depot's Days Payable compare to LOW and FND?
According to the Retail - Cyclical industry distribution chart, The Home Depot ranks #635 out of 1102 companies for Days Payable. This places The Home Depot in the lower half of its industry. The industry median Days Payable is 51.22. The Home Depot's value of 42.21 is 17.6% below this benchmark. Historically, The Home Depot's own Days Payable has ranged from 37.76 to 45.60 over the past decade. While the company's 10-year median is 39.05 vs. the industry median of 51.22, The Home Depot has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.22, based on 1,102 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Home Depot's current Days Payable of 42.21 is 17.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on The Home Depot and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Home Depot's current Days Payable is 42.21, which is near median its own 10-year median of 39.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Home Depot stock overvalued right now?
The Home Depot (XSWX:HD) has a current Days Payable of 42.21. The stock's GF Value™ is CHF306.31, compared to a current price of CHF275.46 — trading 10.1% below its estimated fair value. The current Days Payable is 42.21, which is near median its 10-year median of 39.05 and 17.6% below the Retail - Cyclical industry median of 51.22. The Home Depot's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For The Home Depot (XSWX:HD), the current Days Payable is 42.21 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Home Depot (XSWX:HD) Overvalued in 2026?
Based on GuruFocus' analysis, The Home Depot stock appears to be undervalued.
The current stock price of CHF275.46 is trading 10.1% below its estimated GF Value™ of CHF306.31.
Key valuation signals for XSWX:HD:
Days Payable: 42.21 (near median its 10-year median of 39.05)
GF Value™: CHF306.31 vs. price of CHF275.46 (10.1% below fair value)
Industry Position: 17.6% below the Retail - Cyclical median (#635 of 1102)
No single metric tells the full story. See the XSWX:HD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home Depot is the world's largest home improvement specialty retailer, operating 2,361 warehouse-format stores offering more than 30,000 products in store and 1 million products online in the US, Canada, and Mexico. Its stores offer building materials, home improvement products, lawn and garden products, and decor products and provide various services, including home improvement installation services and tool and equipment rentals. The acquisition of Interline Brands in 2015 allowed Home Depot to enter the MRO business, which has been expanded through the tie-up with HD Supply (2020). The 2024 tie-up with SRS will help grow professional demand in roofing, pool, and landscaping projects, while the 2025 purchase of GMS will lift building product sales through 1,250 distribution locations.
83GF Score
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