Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. The Home Depot's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was CHF1,925 Mil. The Home Depot's average total debt for the quarter that ended in Apr. 2026 was CHF50,665 Mil. Therefore, The Home Depot's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 3.80%.
The Home Depot (XSWX:HD) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
The Home Depot Effective Interest Rate on Debt % Related Terms
The Home Depot Effective Interest Rate on Debt % Historical Data
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The historical data trend for The Home Depot's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Home Depot Effective Interest Rate on Debt % Chart
XSWX:HD vs LOW, FND, HVT: Effective Interest Rate on Debt % Comparison
For the Home Improvement Retail subindustry, The Home Depot's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Home Depot Effective Interest Rate on Debt % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, The Home Depot's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where The Home Depot's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 3.80% mean?
The Home Depot (XSWX:HD) has a Effective Interest Rate on Debt % of 3.80% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on The Home Depot and its competitors.
Is The Home Depot's Effective Interest Rate on Debt % too high?
The Home Depot's current Effective Interest Rate on Debt % is 3.80%. Overall, The Home Depot has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does The Home Depot's Effective Interest Rate on Debt % compare to LOW and FND?
The Home Depot's Effective Interest Rate on Debt % of 3.80% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on The Home Depot and its competitors. The Home Depot's current Effective Interest Rate on Debt % is 3.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Home Depot stock overvalued right now?
The Home Depot (XSWX:HD) has a current Effective Interest Rate on Debt % of 3.80%. The stock's GF Value™ is CHF305.59, compared to a current price of CHF286.65 — trading 6.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.80%. The Home Depot's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For The Home Depot (XSWX:HD), the current Effective Interest Rate on Debt % is 3.80% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Home Depot (XSWX:HD) Overvalued in 2026?
Based on GuruFocus' analysis, The Home Depot stock appears to be undervalued.
The current stock price of CHF286.65 is trading 6.2% below its estimated GF Value™ of CHF305.59.
Key valuation signals for XSWX:HD:
Effective Interest Rate on Debt %: 3.80%
GF Value™: CHF305.59 vs. price of CHF286.65 (6.2% below fair value)
No single metric tells the full story. See the XSWX:HD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home Depot is the world's largest home improvement specialty retailer, operating 2,361 warehouse-format stores offering more than 30,000 products in store and 1 million products online in the US, Canada, and Mexico. Its stores offer building materials, home improvement products, lawn and garden products, and decor products and provide various services, including home improvement installation services and tool and equipment rentals. The acquisition of Interline Brands in 2015 allowed Home Depot to enter the MRO business, which has been expanded through the tie-up with HD Supply (2020). The 2024 tie-up with SRS will help grow professional demand in roofing, pool, and landscaping projects, while the 2025 purchase of GMS will lift building product sales through 1,250 distribution locations.
83GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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