Sezzle (ASX:SZL) Debt-to-Equity : 4.33 (As of Dec. 2023)

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What is Sezzle Debt-to-Equity?

Sezzle's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was A$141.1 Mil. Sezzle's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was A$1.8 Mil. Sezzle's Total Stockholders Equity for the quarter that ended in Dec. 2023 was A$33.0 Mil. Sezzle's debt to equity for the quarter that ended in Dec. 2023 was 4.33.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Sezzle's Debt-to-Equity or its related term are showing as below:

ASX:SZL' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.03 Med: 1.09 Max: 7.25
Current: 4.33

During the past 6 years, the highest Debt-to-Equity Ratio of Sezzle was 7.25. The lowest was 0.03. And the median was 1.09.

ASX:SZL's Debt-to-Equity is ranked worse than
83.49% of 430 companies
in the Credit Services industry
Industry Median: 1.185 vs ASX:SZL: 4.33

Sezzle Debt-to-Equity Historical Data

The historical data trend for Sezzle's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Sezzle Debt-to-Equity Chart

Sezzle Annual Data

Trend

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

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0.04

0.03

2.07

7.25

4.33

Sezzle Quarterly Data
	Dec19	Jun20	Dec20	Jun21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Debt-to-Equity	Get a 7-Day Free Trial								7.25	4.32	3.54	4.25	4.33

Competitive Comparison of Sezzle's Debt-to-Equity

For the Credit Services subindustry, Sezzle's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sezzle's Debt-to-Equity Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Sezzle's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Sezzle's Debt-to-Equity falls into.

Sezzle Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Sezzle's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(141.09	+	1.841)	/	33.008
	=	4.33

Sezzle's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(141.09	+	1.841)	/	33.008
	=	4.33

Sezzle (ASX:SZL) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Sezzle Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Sezzle's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

Sezzle (ASX:SZL) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Sezzle Inc (ASX:SZL) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

SEZL:USA SEZNL:USA 0SEA:Germany

Address

251 1st Avenue N, Suite 200, Minneapolis, MN, USA, 55401

Website

https://www.sezzle.com

Sezzle Inc is a financing institution that offers technology-driven payment platform. It allows customers to split their purchase into four installments and pay over 6 weeks with only the first payment due at the time of purchase.

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