Business Description
Standard Premium Finance Holdings Inc
NAICS : 522291
SIC : 6141
ISIN : US8538151080
Total Employee Number:
25Description
Standard Premium Finance Holdings Inc is a specialized finance company that makes collateralized loans to businesses and individuals to finance the insurance premiums to pay on their commercial property and casualty insurance policies. The company operates in the states of Florida, Georgia, North Carolina, South Carolina and Texas. The company originate loans mainly in Florida, although it operates in several states. It generates the majority of its revenue through interest income and the associated fees earned from loan products.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Equity-to-Asset | 0.1 | |||||
Debt-to-Equity | 8.24 | |||||
Debt-to-EBITDA | 37.55 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 6/9 | |||||
Altman Z-Score | 0.6 | |||||
Beneish M-Score | -2.32 | |||||
WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 36.7 | |||||
3-Year EBITDA Growth Rate | -31.8 | |||||
3-Year EPS without NRI Growth Rate | 11.4 | |||||
3-Year FCF Growth Rate | 13.8 | |||||
3-Year Book Growth Rate | 11.2 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 72.94 | |||||
9-Day RSI | 62.48 | |||||
14-Day RSI | 58.69 | |||||
3-1 Month Momentum % | 61.54 | |||||
6-1 Month Momentum % | 62.15 | |||||
12-1 Month Momentum % | 118.75 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.25 | |||||
Quick Ratio | 1.25 | |||||
Days Sales Outstanding | 2108.05 | |||||
Days Payable | 206.58 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -1.1 | |||||
Shareholder Yield % | -118.33 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 50.42 | |||||
Operating Margin % | 14.08 | |||||
Net Margin % | 10.61 | |||||
EBITDA Margin % | 14.95 | |||||
FCF Margin % | 9.75 | |||||
OCF Margin % | 9.95 | |||||
ROE % | 16.63 | |||||
ROA % | 1.78 | |||||
ROIC % | 1.93 | |||||
ROC (Joel Greenblatt) % | 2.61 | |||||
ROCE % | 10.74 | |||||
Years of Profitability over Past 10-Year | 7 | |||||
Moat Score | 1 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 9.14 | |||||
PE Ratio without NRI | 9.14 | |||||
PS Ratio | 0.99 | |||||
PB Ratio | 1.04 | |||||
Price-to-Tangible-Book | 1.04 | |||||
Price-to-Free-Cash-Flow | 10.06 | |||||
Price-to-Operating-Cash-Flow | 9.86 | |||||
EV-to-EBIT | 44.88 | |||||
EV-to-EBITDA | 42.27 | |||||
EV-to-Revenue | 6.32 | |||||
EV-to-FCF | 64.8 | |||||
Price-to-GF-Value | 1.19 | |||||
Price-to-Projected-FCF | 0.33 | |||||
Price-to-Graham-Number | 0.65 | |||||
| Price-to-Net-Current-Asset-Value | 1.27 | |||||
Earnings Yield (Greenblatt) % | 2.23 | |||||
FCF Yield % | 13.77 | |||||
Forward Rate of Return (Yacktman) % | 10.48 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
Standard Premium Finance Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 13.236 | ||
| EPS (TTM) ($) | 0.35 | ||
| Beta | -2.2309 | ||
| 3-Year Sharpe Ratio | 0.1 | ||
| 3-Year Sortino Ratio | 0.19 | ||
| Volatility % | 67.64 | ||
| 14-Day RSI | 58.69 | ||
| 14-Day ATR ($) | 0.17124 | ||
| 20-Day SMA ($) | 3.019375 | ||
| 12-1 Month Momentum % | 118.75 | ||
| 52-Week Range ($) | 1.21 - 3.25 | ||
| Shares Outstanding (Mil) | 2.93 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Standard Premium Finance Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Standard Premium Finance Holdings Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Standard Premium Finance Holdings Inc Frequently Asked Questions
What is Standard Premium Finance Holdings Inc(SPFX)'s stock price today?
The current price of SPFX is $3.20. The 52 week high of SPFX is $3.25 and 52 week low is $1.21.
When is next earnings date of Standard Premium Finance Holdings Inc(SPFX)?
The next earnings date of Standard Premium Finance Holdings Inc(SPFX) is .
Does Standard Premium Finance Holdings Inc(SPFX) pay dividends? If so, how much?
Standard Premium Finance Holdings Inc(SPFX) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Standard Premium Finance Holdings Inc
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