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1895 Bancorp of Wisconsin (1895 Bancorp of Wisconsin) Debt-to-Equity : 0.98 (As of Dec. 2023)


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What is 1895 Bancorp of Wisconsin Debt-to-Equity?

1895 Bancorp of Wisconsin's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $0.00 Mil. 1895 Bancorp of Wisconsin's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $71.01 Mil. 1895 Bancorp of Wisconsin's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $72.76 Mil. 1895 Bancorp of Wisconsin's debt to equity for the quarter that ended in Dec. 2023 was 0.98.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for 1895 Bancorp of Wisconsin's Debt-to-Equity or its related term are showing as below:

BCOW' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.3   Med: 0.92   Max: 1.29
Current: 0.98

During the past 8 years, the highest Debt-to-Equity Ratio of 1895 Bancorp of Wisconsin was 1.29. The lowest was 0.30. And the median was 0.92.

BCOW's Debt-to-Equity is ranked worse than
63.03% of 1393 companies
in the Banks industry
Industry Median: 0.69 vs BCOW: 0.98

1895 Bancorp of Wisconsin Debt-to-Equity Historical Data

The historical data trend for 1895 Bancorp of Wisconsin's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

1895 Bancorp of Wisconsin Debt-to-Equity Chart

1895 Bancorp of Wisconsin Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Debt-to-Equity
Get a 7-Day Free Trial 0.30 1.14 0.61 0.95 0.98

1895 Bancorp of Wisconsin Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.95 1.21 1.23 1.12 0.98

Competitive Comparison of 1895 Bancorp of Wisconsin's Debt-to-Equity

For the Banks - Regional subindustry, 1895 Bancorp of Wisconsin's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


1895 Bancorp of Wisconsin's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, 1895 Bancorp of Wisconsin's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where 1895 Bancorp of Wisconsin's Debt-to-Equity falls into.



1895 Bancorp of Wisconsin Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

1895 Bancorp of Wisconsin's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

1895 Bancorp of Wisconsin's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


1895 Bancorp of Wisconsin  (NAS:BCOW) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


1895 Bancorp of Wisconsin Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of 1895 Bancorp of Wisconsin's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


1895 Bancorp of Wisconsin (1895 Bancorp of Wisconsin) Business Description

Traded in Other Exchanges
N/A
Address
7001 West Edgerton Avenue, Greenfield, WI, USA, 53220
1895 Bancorp of Wisconsin Inc acts as the mutual holding company reorganization of PyraMax Bank, FSB, to become the savings and loan holding company of PyraMax Bank, FSB. Its business consists primarily of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one-to-four family residential real estate loans, commercial real estate loans, commercial loans, and consumer loans.
Executives
Steven T. Klitzing officer: SVP and CFO 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Gary Zenobi director 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
David R Ball director, officer: President and CEO 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Kristina Hill director C/O 1895 BANCORP OF WISCONSIN, INC., 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Thomas K. Peterson officer: SVP and Comm Lending Officer 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Monica Baker officer: EVP and COO 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Daniel Kempel officer: SVP and CCO 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Richard B Hurd director, officer: EVP - Strategic Planning Ofcr 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Eric T. Hurd officer: SVP and CLO 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Joseph G. Murphy director 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
James Spiegelberg director 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
John Talsky director 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Richard J Krier officer: Chief Financial Officer 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Darrell A. Francis director 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220
Charles Mauer officer: SVP and Chief Credit Officer 7001 WEST EDGERTON AVENUE, GREENFIELD WI 53220