BankUnited (BankUnited) Debt-to-Equity : 2.26 (As of Dec. 2023)

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What is BankUnited Debt-to-Equity?

BankUnited's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $0.0 Mil. BankUnited's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $5,824.0 Mil. BankUnited's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $2,577.9 Mil. BankUnited's debt to equity for the quarter that ended in Dec. 2023 was 2.26.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for BankUnited's Debt-to-Equity or its related term are showing as below:

BKU' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.87 Med: 1.74 Max: 2.52
Current: 1.75

During the past 13 years, the highest Debt-to-Equity Ratio of BankUnited was 2.52. The lowest was 0.87. And the median was 1.74.

BKU's Debt-to-Equity is ranked worse than
80.42% of 1394 companies
in the Banks industry
Industry Median: 0.695 vs BKU: 1.75

BankUnited Debt-to-Equity Historical Data

The historical data trend for BankUnited's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

BankUnited Debt-to-Equity Chart

BankUnited Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

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1.65

1.29

0.87

2.52

2.26

BankUnited Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Debt-to-Equity	Get a 7-Day Free Trial															3.33	2.65	2.33	2.26	1.75

Competitive Comparison of BankUnited's Debt-to-Equity

For the Banks - Regional subindustry, BankUnited's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BankUnited's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, BankUnited's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where BankUnited's Debt-to-Equity falls into.

BankUnited Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

BankUnited's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	5823.973)	/	2577.921
	=	2.26

BankUnited's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	5823.973)	/	2577.921
	=	2.26

BankUnited (NYSE:BKU) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

BankUnited Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of BankUnited's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

BankUnited (BankUnited) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » BankUnited Inc (NYSE:BKU) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

14817 Oak Lane, Miami Lakes, FL, USA, 33016

Website

https://www.bankunited.com

BankUnited Inc is a bank holding company with one wholly owned subsidiary, BankUnited. The bank provides a full range of banking services through banking centers located primarily throughout Florida, as well as New York City. BankUnited is a commercially focused regional bank focusing on small and middle-market businesses, but also provides certain commercial lending and deposit products on a national platform. It has historically grown through organic growth. BankUnited was established by a group of investors who acquired the assets and most of the liabilities of its predecessor from the Federal Deposit Insurance Corporation. The group recapitalized BankUnited with an investment of over $900 million. most of its revenue comprises net interest income derived mostly from loans.

Executives

Germaine Smith-baugh	director	C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
Kevin A. Malcolm	other: Officer of Subsidiary	C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
A. Gail Prudenti	director	C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
Jay D. Richards	officer: Officer of Subsidiary	C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
John N. Digiacomo	director	C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
Douglas J Pauls	officer: Chief Financial Officer	C/O ESSENT GROUP LTD., CLARENDON HOUSE, 2 CHURCH STREET, HAMILTON D0 HM 11
Sanjiv Sobti	director	C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
Rishi Bansal	other: Officer of Subsidiary	C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
Rajinder P Singh	officer: Chief Operating Officer	C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
Leslie Lunak	officer: Chief Financial Officer	C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
Michael R. Alford	officer: Officer of Subsidiary	C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
William S. Rubenstein	director	C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
Mark Bagnoli	officer: Officer of Subsidiary	C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
Thomas M. Cornish	officer: Officer of Subsidiary	C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
Jeffrey Starr	officer: Officer of Subsidiary	C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016