BKU (BankUnited) Long-Term Debt: $2,052 Mil (As of Mar. 2026)

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BKU BankUnited Inc BKU
71 GF Score
Price $48.38
GF Value $39.53
Valuation Modestly Overvalued
! 6 Warning Signs
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What is BankUnited Long-Term Debt?

BankUnited BKU +0.90% 71 Long-Term Debt is $2,052 Mil as of Mar. 2026. GuruFocus rates BKU with a GF Score™ of 71/100 and a GF Value™ of $39.53 (Modestly Overvalued). The stock has 6 warning signs investors should review.

BankUnited's Long-Term Debt for the quarter that ended in Mar. 2026 was $2,052 Mil.

BankUnited's quarterly Long-Term Debt declined from Sep. 2025 ($2,377 Mil) to Dec. 2025 ($1,852 Mil) but then increased from Dec. 2025 ($1,852 Mil) to Mar. 2026 ($2,052 Mil).

BankUnited's annual Long-Term Debt declined from Dec. 2023 ($5,797 Mil) to Dec. 2024 ($3,614 Mil) and declined from Dec. 2024 ($3,614 Mil) to Dec. 2025 ($1,852 Mil).

BankUnited  (NYSE:BKU) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

BankUnited Long-Term Debt Related Terms

BankUnited Long-Term Debt Historical Data

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The historical data trend for BankUnited's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BankUnited Long-Term Debt Chart

BankUnited Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,596.20 6,112.53 5,797.47 3,613.92 1,851.86

BankUnited Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,089.30 2,939.68 2,376.70 1,851.86 2,052.02
BKU
71GF Score
BankUnited Inc BKU
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $2,052 Mil mean?
BankUnited (BKU) has a Long-Term Debt of $2,052 Mil as of Mar. 2026.
Is BankUnited's Long-Term Debt too high?
BankUnited's current Long-Term Debt is $2,052 Mil. Overall, BankUnited has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BankUnited's Long-Term Debt compare to FHB and CBU?
BankUnited's Long-Term Debt of $2,052 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. BankUnited's current Long-Term Debt is $2,052 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BankUnited stock overvalued right now?
Based on GuruFocus' analysis, BankUnited (BKU) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.53, compared to a current price of $48.38 — trading 22.4% above its estimated fair value. The current Long-Term Debt is $2,052 Mil. BankUnited's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For BankUnited (BKU), the current Long-Term Debt is $2,052 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BankUnited (BKU) Overvalued in 2026?

Based on GuruFocus' analysis, BankUnited stock appears to be overvalued. The current stock price of $48.38 is trading 22.4% above its estimated GF Value™ of $39.53. GuruFocus considers BankUnited to be Modestly Overvalued.

Key valuation signals for BKU:

  • Long-Term Debt: $2,052 Mil
  • GF Value™: $39.53 vs. price of $48.38 (22.4% above fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the BKU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BankUnited Business Description

Address 14817 Oak Lane, Miami Lakes, FL, USA, 33016
BankUnited Inc is a bank holding company with one wholly owned subsidiary, BankUnited. The bank provides a full range of banking services through banking centers located throughout Florida, as well as New York City. The company is a commercially focused regional bank focusing on small and middle-market businesses. The company also provides certain commercial lending and deposit products on a national platform. The Bank offers a comprehensive suite of commercial lending and deposit products including commercial lending and deposit products through national platforms and certain consumer deposit products through an online channel.
71GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.38
Price
$39.53
GF Value