BKU (BankUnited) Net Loan: $23,926 Mil (As of Mar. 2026)

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BKU BankUnited Inc BKU
71 GF Score
Price $47.08
GF Value $39.40
Valuation Modestly Overvalued
! 6 Warning Signs
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What is BankUnited Net Loan?

BankUnited BKU +0.92% 71 Net Loan is $23,926 Mil as of Mar. 2026. GuruFocus rates BKU with a GF Score™ of 71/100 and a GF Value™ of $39.40 (Modestly Overvalued). The stock has 6 warning signs investors should review.

BankUnited's quarterly net loan increased from Sep. 2025 ($23,483 Mil) to Dec. 2025 ($24,054 Mil) but then declined from Dec. 2025 ($24,054 Mil) to Mar. 2026 ($23,926 Mil).

BankUnited's annual net loan declined from Dec. 2023 ($24,431 Mil) to Dec. 2024 ($24,054 Mil) and declined from Dec. 2024 ($24,054 Mil) to Dec. 2025 ($23,926 Mil).

BankUnited Net Loan Historical Data

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The historical data trend for BankUnited's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BankUnited Net Loan Chart

BankUnited Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23,638.60 24,738.04 24,431.00 24,074.83 24,053.88

BankUnited Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23,710.80 23,482.61 24,053.88 23,926.14 23,711.56
BKU
71GF Score
BankUnited Inc BKU
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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BankUnited Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $23,926 Mil mean?
BankUnited (BKU) has a Net Loan of $23,926 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on BankUnited and its competitors.
Is BankUnited's Net Loan too high?
BankUnited's current Net Loan is $23,926 Mil. Overall, BankUnited has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BankUnited's Net Loan compare to SFNC and TOWN?
BankUnited's Net Loan of $23,926 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on BankUnited and its competitors. BankUnited's current Net Loan is $23,926 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BankUnited stock overvalued right now?
Based on GuruFocus' analysis, BankUnited (BKU) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.40, compared to a current price of $47.08 — trading 19.5% above its estimated fair value. The current Net Loan is $23,926 Mil. BankUnited's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For BankUnited (BKU), the current Net Loan is $23,926 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BankUnited (BKU) Overvalued in 2026?

Based on GuruFocus' analysis, BankUnited stock appears to be overvalued. The current stock price of $47.08 is trading 19.5% above its estimated GF Value™ of $39.40. GuruFocus considers BankUnited to be Modestly Overvalued.

Key valuation signals for BKU:

  • Net Loan: $23,926 Mil
  • GF Value™: $39.40 vs. price of $47.08 (19.5% above fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the BKU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BankUnited Business Description

Address 14817 Oak Lane, Miami Lakes, FL, USA, 33016
BankUnited Inc is a bank holding company with one wholly owned subsidiary, BankUnited. The bank provides a full range of banking services through banking centers located throughout Florida, as well as New York City. The company is a commercially focused regional bank focusing on small and middle-market businesses. The company also provides certain commercial lending and deposit products on a national platform. The Bank offers a comprehensive suite of commercial lending and deposit products including commercial lending and deposit products through national platforms and certain consumer deposit products through an online channel.
71GF Score

Get the complete analysis for BKU

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$47.08
Price
$39.40
GF Value