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BKU (BankUnited) Cyclically Adjusted Price-to-FCF : 4.15 (As of Jun. 01, 2025)


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What is BankUnited Cyclically Adjusted Price-to-FCF?

As of today (2025-06-01), BankUnited's current share price is $33.98. BankUnited's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was $8.18. BankUnited's Cyclically Adjusted Price-to-FCF for today is 4.15.

The historical rank and industry rank for BankUnited's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

BKU' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 2.74   Med: 6.63   Max: 206.64
Current: 4.15

During the past years, BankUnited's highest Cyclically Adjusted Price-to-FCF was 206.64. The lowest was 2.74. And the median was 6.63.

BKU's Cyclically Adjusted Price-to-FCF is ranked better than
78.4% of 889 companies
in the Banks industry
Industry Median: 8.66 vs BKU: 4.15

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

BankUnited's adjusted free cash flow per share data for the three months ended in Mar. 2025 was $0.220. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $8.18 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


BankUnited Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for BankUnited's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

BankUnited Cyclically Adjusted Price-to-FCF Chart

BankUnited Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25.58 13.31 6.09 4.64 4.76

BankUnited Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.85 3.88 4.74 4.76 4.21

Competitive Comparison of BankUnited's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, BankUnited's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BankUnited's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, BankUnited's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where BankUnited's Cyclically Adjusted Price-to-FCF falls into.


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BankUnited Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

BankUnited's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=33.98/8.18
=4.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BankUnited's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, BankUnited's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=0.22/134.9266*134.9266
=0.220

Current CPI (Mar. 2025) = 134.9266.

BankUnited Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 -0.212 100.684 -0.284
201509 0.575 100.392 0.773
201512 0.229 99.792 0.310
201603 0.537 100.470 0.721
201606 0.770 101.688 1.022
201609 0.381 101.861 0.505
201612 0.434 101.863 0.575
201703 0.077 102.862 0.101
201706 0.647 103.349 0.845
201709 0.729 104.136 0.945
201712 0.614 104.011 0.797
201803 1.171 105.290 1.501
201806 0.471 106.317 0.598
201809 0.890 106.507 1.127
201812 3.644 105.998 4.639
201903 0.675 107.251 0.849
201906 1.393 108.070 1.739
201909 1.838 108.329 2.289
201912 2.108 108.420 2.623
202003 0.684 108.902 0.847
202006 2.821 108.767 3.499
202009 3.437 109.815 4.223
202012 2.504 109.897 3.074
202103 3.779 111.754 4.563
202106 2.076 114.631 2.444
202109 4.064 115.734 4.738
202112 3.221 117.630 3.695
202203 5.450 121.301 6.062
202206 7.534 125.017 8.131
202209 3.393 125.227 3.656
202212 -0.308 125.222 -0.332
202303 1.910 127.348 2.024
202306 3.844 128.729 4.029
202309 2.306 129.860 2.396
202312 0.871 129.419 0.908
202403 0.903 131.776 0.925
202406 1.833 132.554 1.866
202409 0.618 133.029 0.627
202412 2.515 133.157 2.548
202503 0.220 134.927 0.220

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


BankUnited  (NYSE:BKU) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


BankUnited Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of BankUnited's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


BankUnited Business Description

Industry
Traded in Other Exchanges
Address
14817 Oak Lane, Miami Lakes, FL, USA, 33016
BankUnited Inc is a bank holding company with one wholly owned subsidiary, BankUnited. The bank provides a full range of banking services through banking centers located throughout Florida, as well as New York City. The company is a commercially focused regional bank focusing on small and middle-market businesses, but also provides certain commercial lending and deposit products on a national platform. The Bank offers a comprehensive suite of commercial lending and deposit products through an Atlanta office focused on the Southeast region, certain commercial lending and deposit products through national platforms and certain consumer deposit products through an online channel.
Executives
John N. Digiacomo director C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
Leslie Lunak officer: Chief Financial Officer C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
Sanjiv Sobti director C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
Kevin A. Malcolm other: Officer of Subsidiary C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
Jay D. Richards officer: Officer of Subsidiary C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
Thomas M. Cornish officer: Officer of Subsidiary C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
William S. Rubenstein director C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
Douglas J Pauls officer: Chief Financial Officer C/O ESSENT GROUP LTD., CLARENDON HOUSE, 2 CHURCH STREET, HAMILTON D0 HM 11
Germaine Smith-baugh director C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
A. Gail Prudenti director C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
Rishi Bansal other: Officer of Subsidiary C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
Rajinder P Singh officer: Chief Operating Officer C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
Michael R. Alford officer: Officer of Subsidiary C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
Mark Bagnoli officer: Officer of Subsidiary C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016
Jeffrey Starr officer: Officer of Subsidiary C/O BANKUNITED, INC., 14817 OAK LANE, MIAMI LAKES FL 33016