S&T Bancorp (S&T Bancorp) Debt-to-Equity : 0.39 (As of Dec. 2023)

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What is S&T Bancorp Debt-to-Equity?

S&T Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $415.0 Mil. S&T Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $88.6 Mil. S&T Bancorp's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $1,283.4 Mil. S&T Bancorp's debt to equity for the quarter that ended in Dec. 2023 was 0.39.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for S&T Bancorp's Debt-to-Equity or its related term are showing as below:

STBA' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.06 Med: 0.49 Max: 0.86
Current: 0.29

During the past 13 years, the highest Debt-to-Equity Ratio of S&T Bancorp was 0.86. The lowest was 0.06. And the median was 0.49.

STBA's Debt-to-Equity is ranked better than
74.53% of 1394 companies
in the Banks industry
Industry Median: 0.695 vs STBA: 0.29

S&T Bancorp Debt-to-Equity Historical Data

The historical data trend for S&T Bancorp's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

S&T Bancorp Debt-to-Equity Chart

S&T Bancorp Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

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0.33

0.14

0.06

0.37

0.39

S&T Bancorp Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Debt-to-Equity	Get a 7-Day Free Trial															0.46	0.51	0.59	0.39	0.29

Competitive Comparison of S&T Bancorp's Debt-to-Equity

For the Banks - Regional subindustry, S&T Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

S&T Bancorp's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, S&T Bancorp's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where S&T Bancorp's Debt-to-Equity falls into.

S&T Bancorp Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

S&T Bancorp's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(415	+	88.635)	/	1283.445
	=	0.39

S&T Bancorp's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(415	+	88.635)	/	1283.445
	=	0.39

S&T Bancorp (NAS:STBA) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

S&T Bancorp Debt-to-Equity Related Terms

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S&T Bancorp (S&T Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » S&T Bancorp Inc (NAS:STBA) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

800 Philadelphia Street, Indiana, PA, USA, 15701

Website

https://www.stbancorp.com

S&T Bancorp Inc is a bank holding company. The company operates in five markets including Western Pennsylvania, Eastern Pennsylvania, Northeast Ohio, Central Ohio and Upstate New York. It has one reporting unit, Community Banking. The company provides financial services with retail and commercial banking products, cash management services, trust and brokerage services. The company earns revenue from interest on loans and securities and fees charged for financial services provided to its customers.

Executives

Adkins Lewis W Jr	director	800 PHILADELPHIA STREET, INDIANA PA 15701
Jeffrey D Grube	director	C/O S&T BANK ACCOUNTING DEPT, P O BOX 190, INDIANA PA 15701
Rachel Lynn Smydo	officer: Executive Vice President	800 PHILADELPHIA STREET, INDIANA PA 15701
James Arvo Michie	officer: Executive Vice President	800 PHILADELPHIA STREET, INDIANA PA 15701
William J Hieb	director	800 PHILADELPHIA STREET, INDIANA PA 15701
Susan A Nicholson	officer: Executive Vice President	800 PHILADELPHIA STREET, INDIANA PA 15701
Christopher J. Mccomish	director, officer: Chief Executive Officer	800 PHILADELPHIA STREET, INDIANA PA 15701
Peter Richard Barsz	director	800 PHILADELPHIA STREET, INDIANA PA 15701
James Thomas Gibson	director	C/O S&T BANK ACCOUNTING DEPT, 800 PHILADELPHIA ST, INDIANA PA 15701
Christina Anne Cassotis	director	800 PHILADELPHIA STREET, INDIANA PA 15701
Christine J Olson	director	C/O S&T BANK ACCOUNTING DEPT, 800 PHILADELPHIA ST, INDIANA PA 15701
David G Antolik	officer: EXECUTIVE VICE PRESIDENT	C/O S&T BANK ACCOUNTING DEPT, 800 PHILADELPHIA ST, INDIANA PA 15701
Jerry Delmar Hostetter	director	C/O S&T BANK ACCOUNTING DEPT, 800 PHILADELPHIA STREET, INDIANA PA 15701
Carroll Charles Benner Jr	officer: Executive Vice President	1500 NITTERHOUSE DRIVE, CHAMBERSBURG PA 17201
Brian Richard Dobis	officer: Executive Vice President	800 PHILADELPHIA STREET, INDIANA PA 15701