STBA (S&T Bancorp) ROC (Joel Greenblatt) %: % (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STBA S&T Bancorp Inc STBA
67 GF Score
Price $50.01
GF Value $43.00
Valuation Modestly Overvalued
! 7 Warning Signs
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What is S&T Bancorp ROC (Joel Greenblatt) %?

S&T Bancorp STBA -0.58% 67 ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus rates STBA with a GF Score™ of 67/100 and a GF Value™ of $43.00 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 47 Banks companies, S&T Bancorp ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

STBA
67GF Score
S&T Bancorp Inc STBA
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
S&T Bancorp (STBA) has a ROC (Joel Greenblatt) % of % as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on S&T Bancorp and its competitors. According to the industry distribution chart, S&T Bancorp ranks #999999 out of 47 companies in the Banks industry.
Is S&T Bancorp's ROC (Joel Greenblatt) % too high?
S&T Bancorp's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, S&T Bancorp ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, S&T Bancorp has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does S&T Bancorp's ROC (Joel Greenblatt) % compare to TCBK and TFIN?
According to the Banks industry distribution chart, S&T Bancorp ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places S&T Bancorp in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 50.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 50.71, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on S&T Bancorp and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 50.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. S&T Bancorp's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is S&T Bancorp stock overvalued right now?
Based on GuruFocus' analysis, S&T Bancorp (STBA) is currently considered Modestly Overvalued. The stock's GF Value™ is $43.00, compared to a current price of $50.01 — trading 16.3% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. S&T Bancorp's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For S&T Bancorp (STBA), the current ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is S&T Bancorp (STBA) Overvalued in 2026?

Based on GuruFocus' analysis, S&T Bancorp stock appears to be overvalued. The current stock price of $50.01 is trading 16.3% above its estimated GF Value™ of $43.00. GuruFocus considers S&T Bancorp to be Modestly Overvalued.

Key valuation signals for STBA:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $43.00 vs. price of $50.01 (16.3% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the STBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

S&T Bancorp Business Description

Address 800 Philadelphia Street, Indiana, PA, USA, 15701
S&T Bancorp Inc is a financial holding company providing a full range of financial services to individuals and businesses in Pennsylvania and Ohio, including retail and commercial banking products, cash management, and trust and brokerage services. Through its subsidiary, it offers consumer, commercial, and small business banking services, including time and demand deposits, commercial and consumer loans, brokerage and trust services, and manages private investment accounts for individuals and institutions. The company earns revenue mainly from interest on loans and securities and fees for financial services, with net interest income as the principal source of revenue, and incurs expenses for deposits, funding sources, provision for credit losses, and operating costs.
67GF Score

Get the complete analysis for STBA

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.01
Price
$43.00
GF Value