VP Bank AG (FRA:3VFN) Payments of Debt: €-11.7 Mil (TTM As of Dec. 2025)


FRA:3VFN VP Bank AG FRA:3VFN
66 GF Score
Price €98.50
GF Value €87.31
Valuation Modestly Overvalued
! 4 Warning Signs
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What is VP Bank AG Payments of Debt?

VP Bank AG FRA:3VFN -1.01% 66 Payments of Debt is €-11.7 Mil as of Dec. 2025. GuruFocus rates FRA:3VFN with a GF Score™ of 66/100 and a GF Value™ of €87.31 (Modestly Overvalued). The stock has 4 warning signs investors should review.

VP Bank AG's Payments of Debt for the six months ended in Dec. 2025 was €-11.7 Mil.

VP Bank AG's Payments of Debt for the trailing twelve months (TTM) ended in Dec. 2025 was €-11.7 Mil.

VP Bank AG Payments of Debt Related Terms

VP Bank AG Payments of Debt Historical Data

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The historical data trend for VP Bank AG's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VP Bank AG Payments of Debt Chart

VP Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Payments of Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only -131.55 -21.23 -12.19 -112.35 -11.73

VP Bank AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -12.19 -0.87 -111.46 0.00 -11.73
FRA:3VFN
66GF Score
VP Bank AG FRA:3VFN
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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VP Bank AG Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €-11.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of €-11.7 Mil mean?
VP Bank AG (FRA:3VFN) has a Payments of Debt of €-11.7 Mil as of Dec. 2025. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on VP Bank AG and its competitors.
Is VP Bank AG's Payments of Debt too high?
VP Bank AG's current Payments of Debt is €-11.7 Mil. Overall, VP Bank AG has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VP Bank AG's Payments of Debt compare to JPM and BAC?
VP Bank AG's Payments of Debt of €-11.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for a Banks company?
A good Payments of Debt depends on the Banks industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on VP Bank AG and its competitors. VP Bank AG's current Payments of Debt is €-11.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VP Bank AG stock overvalued right now?
Based on GuruFocus' analysis, VP Bank AG (FRA:3VFN) is currently considered Modestly Overvalued. The stock's GF Value™ is €87.31, compared to a current price of €98.50 — trading 12.8% above its estimated fair value. The current Payments of Debt is €-11.7 Mil. VP Bank AG's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For VP Bank AG (FRA:3VFN), the current Payments of Debt is €-11.7 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VP Bank AG (FRA:3VFN) Overvalued in 2026?

Based on GuruFocus' analysis, VP Bank AG stock appears to be overvalued. The current stock price of €98.50 is trading 12.8% above its estimated GF Value™ of €87.31. GuruFocus considers VP Bank AG to be Modestly Overvalued.

Key valuation signals for FRA:3VFN:

  • Payments of Debt: €-11.7 Mil
  • GF Value™: €87.31 vs. price of €98.50 (12.8% above fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the FRA:3VFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

VP Bank AG Business Description

Address Aeulestrasse 6, Vaduz, LIE, 9490
VP Bank AG is a private bank. It is in the business of asset management and investment advisory services for private individuals and intermediaries and is also involved in the lending business, money market, and interbank activities and trading activities. The segments in which the company operates are Liechtenstein & BVI, International, Asset Servicing, and Corporate Center. Its geographical segments are Liechtenstein, the Rest of Europe, and Other countries, of which Liechtenstein derives maximum revenue.
66GF Score

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Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€98.50
Price
€87.31
GF Value