FCF Margin % is calculated as Free Cash Flow divided by its Revenue. VP Bank AG's Free Cash Flow for the
six
months ended in Dec. 2025 was €-637.0 Mil. VP Bank AG's Revenue for the
six
months ended in Dec. 2025 was €174.7 Mil. Therefore, VP Bank AG's FCF Margin % for the quarter that ended in Dec. 2025 was -364.57%.
The historical rank and industry rank for VP Bank AG's FCF Margin % or its related term are showing as below:
FRA:3VFN'
s FCF Margin % Range Over the Past 10 Years
Min: -306.52 Med: 4.03 Max: 300.88
Current: 160.17
During the past 13 years, the highest FCF Margin % of VP Bank AG was 300.88%. The lowest was -306.52%. And the median was 4.03%.
FRA:3VFN's FCF Margin % is ranked better than 91.43% of 1506
companies
in the Banks industry
Industry Median: 26.355
vs FRA:3VFN: 160.17
VP Bank AG FCF Margin % Related Terms
VP Bank AG FCF Margin % Historical Data
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The historical data trend for VP Bank AG's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:3VFN vs JPM, BAC, WFC: FCF Margin % Comparison
For the Banks - Diversified subindustry, VP Bank AG's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
VP Bank AG FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, VP Bank AG's FCF Margin % distribution charts can be found below:
* The bar in red indicates where VP Bank AG's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
VP Bank AG (FRA:3VFN) has a FCF Margin % of -364.57% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on VP Bank AG and its competitors. According to the industry distribution chart, VP Bank AG ranks #129 out of 1506 companies in the Banks industry, placing it in the top 8.6%.
Is VP Bank AG's FCF Margin % too high?
VP Bank AG's current FCF Margin % is -364.57%. Based on the distribution chart, VP Bank AG ranks #129 out of 1506 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, VP Bank AG has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does VP Bank AG's FCF Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, VP Bank AG ranks #129 out of 1506 companies for FCF Margin %. This places VP Bank AG in the top 9% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on VP Bank AG and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VP Bank AG's current FCF Margin % is -364.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VP Bank AG stock overvalued right now?
Based on GuruFocus' analysis, VP Bank AG (FRA:3VFN) is currently considered Fairly Valued. The stock's GF Value™ is €87.54, compared to a current price of €95.50 — trading 9.1% above its estimated fair value. The current FCF Margin % is -364.57%. VP Bank AG's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For VP Bank AG (FRA:3VFN), the current FCF Margin % is -364.57% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is VP Bank AG (FRA:3VFN) Overvalued in 2026?
Based on GuruFocus' analysis, VP Bank AG stock appears to be overvalued.
The current stock price of €95.50 is trading 9.1% above its estimated GF Value™ of €87.54.
GuruFocus considers VP Bank AG to be Fairly Valued.
Key valuation signals for FRA:3VFN:
FCF Margin %: -364.57%
GF Value™: €87.54 vs. price of €95.50 (9.1% above fair value)
No single metric tells the full story. See the FRA:3VFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
VP Bank AG is a private bank. It is in the business of asset management and investment advisory services for private individuals and intermediaries and is also involved in the lending business, money market, and interbank activities and trading activities. The segments in which the company operates are Liechtenstein & BVI, International, Asset Servicing, and Corporate Center. Its geographical segments are Liechtenstein, the Rest of Europe, and Other countries, of which Liechtenstein derives maximum revenue.
63GF Score
Get the complete analysis for FRA:3VFN
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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