Evropi Holdings (ATH:EVR) Debt-to-Asset : 0.10 (As of Dec. 2025)

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ATH:EVR Evropi Holdings SA ATH:EVR
27 GF Score
Price €1.67
GF Value €0.26
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Evropi Holdings Debt-to-Asset?

Evropi Holdings ATH:EVR 27 Debt-to-Asset is 0.10 as of Dec. 2025. GuruFocus rates ATH:EVR with a GF Score™ of 27/100 and a GF Value™ of €0.26 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Evropi Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €23.20 Mil. Evropi Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €2.35 Mil. Evropi Holdings's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2025 was €264.70 Mil. Evropi Holdings's debt to asset for the quarter that ended in Dec. 2025 was 0.10.

Evropi Holdings  (ATH:EVR) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Evropi Holdings Debt-to-Asset Related Terms

Evropi Holdings Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Evropi Holdings's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Evropi Holdings Debt-to-Asset Chart

Evropi Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 0.31 0.14 0.17 0.10

Evropi Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.14 0.17 0.10 0.10

ATH:EVR vs MRSH, AON, AJG: Debt-to-Asset Comparison

For the Insurance Brokers subindustry, Evropi Holdings's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Evropi Holdings Debt-to-Asset vs Insurance Industry

For the Insurance industry and Financial Services sector, Evropi Holdings's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Evropi Holdings's Debt-to-Asset falls into.


ATH:EVR
27GF Score
Evropi Holdings SA ATH:EVR
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Evropi Holdings Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Evropi Holdings's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(23.195 + 2.348) / 264.703
=0.10

Evropi Holdings's Debt-to-Asset for the quarter that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(23.195 + 2.348) / 264.703
=0.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.10 mean?
Evropi Holdings (ATH:EVR) has a Debt-to-Asset of 0.10 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Evropi Holdings and its competitors.
Is Evropi Holdings' Debt-to-Asset too high?
Evropi Holdings' current Debt-to-Asset is 0.10. Overall, Evropi Holdings has a GF Score™ of 27/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Evropi Holdings' Debt-to-Asset compare to MRSH and AON?
Evropi Holdings' Debt-to-Asset of 0.10 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for an Insurance company?
A good Debt-to-Asset depends on the Insurance industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Evropi Holdings and its competitors. Evropi Holdings's current Debt-to-Asset is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Evropi Holdings stock overvalued right now?
Based on GuruFocus' analysis, Evropi Holdings (ATH:EVR) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.26, compared to a current price of €1.67 — trading 543.1% above its estimated fair value. The current Debt-to-Asset is 0.10. Evropi Holdings' overall GF Score™ is 27/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Evropi Holdings (ATH:EVR), the current Debt-to-Asset is 0.10 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Evropi Holdings (ATH:EVR) Overvalued in 2026?

Based on GuruFocus' analysis, Evropi Holdings stock appears to be overvalued. The current stock price of €1.67 is trading 543.1% above its estimated GF Value™ of €0.26. GuruFocus considers Evropi Holdings to be Significantly Overvalued.

Key valuation signals for ATH:EVR:

  • Debt-to-Asset: 0.10
  • GF Value™: €0.26 vs. price of €1.67 (543.1% above fair value)
  • GF Score™: 27/100 with 3 warning signs

No single metric tells the full story. See the ATH:EVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Evropi Holdings Business Description

Address 64 Kifisias Avenue, Marousi, GRC, 15125
Evropi Holdings SA operates in the insurance sector and the real estate development sector. Its insurance portfolio consists of Europe Insurance and NAK Insurance. Its Real estate portfolio consists of office buildings, warehouses, industrial, and Plots.
27GF Score

Get the complete analysis for ATH:EVR

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.67
Price
€0.26
GF Value