Glacier Bancorp (FRA:GLC) Debt-to-Asset : 0.07 (As of Jun. 2026)

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FRA:GLC Glacier Bancorp Inc FRA:GLC
64 GF Score
Price €38.80
GF Value €43.53
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Glacier Bancorp Debt-to-Asset?

Glacier Bancorp FRA:GLC -1.08% 64 Debt-to-Asset is 0.07 as of Jun. 2026. GuruFocus rates FRA:GLC with a GF Score™ of 64/100 and a GF Value™ of €43.53 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Glacier Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €1,718 Mil. Glacier Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €274 Mil. Glacier Bancorp's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was €27,638 Mil. Glacier Bancorp's debt to asset for the quarter that ended in Jun. 2026 was 0.07.

Glacier Bancorp  (FRA:GLC) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Glacier Bancorp Debt-to-Asset Related Terms

Glacier Bancorp Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Glacier Bancorp's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Glacier Bancorp Debt-to-Asset Chart

Glacier Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.05 0.11 0.16 0.14 0.09

Glacier Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.12 0.11 0.09 0.08 0.07

FRA:GLC vs HWC, HOMB, ASB: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Glacier Bancorp's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Glacier Bancorp Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Glacier Bancorp's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Glacier Bancorp's Debt-to-Asset falls into.


FRA:GLC
64GF Score
Glacier Bancorp Inc FRA:GLC
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Glacier Bancorp Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Glacier Bancorp's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(2158.1463663843 + 264.05551534761) / 27228.117842394
=0.09

Glacier Bancorp's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(1717.8002274119 + 273.69806699904) / 27638.415988804
=0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.07 mean?
Glacier Bancorp (FRA:GLC) has a Debt-to-Asset of 0.07 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Glacier Bancorp and its competitors.
Is Glacier Bancorp's Debt-to-Asset too high?
Glacier Bancorp's current Debt-to-Asset is 0.07. Overall, Glacier Bancorp has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Glacier Bancorp's Debt-to-Asset compare to HWC and HOMB?
Glacier Bancorp's Debt-to-Asset of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Glacier Bancorp and its competitors. Glacier Bancorp's current Debt-to-Asset is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Glacier Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Glacier Bancorp (FRA:GLC) is currently considered Modestly Undervalued. The stock's GF Value™ is €43.53, compared to a current price of €38.80 — trading 10.9% below its estimated fair value. The current Debt-to-Asset is 0.07. Glacier Bancorp's overall GF Score™ is 64/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Glacier Bancorp (FRA:GLC), the current Debt-to-Asset is 0.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Glacier Bancorp (FRA:GLC) Overvalued in 2026?

Based on GuruFocus' analysis, Glacier Bancorp stock appears to be undervalued. The current stock price of €38.80 is trading 10.9% below its estimated GF Value™ of €43.53. GuruFocus considers Glacier Bancorp to be Modestly Undervalued.

Key valuation signals for FRA:GLC:

  • Debt-to-Asset: 0.07
  • GF Value™: €43.53 vs. price of €38.80 (10.9% below fair value)
  • GF Score™: 64/100 with 1 warning sign

No single metric tells the full story. See the FRA:GLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Glacier Bancorp Business Description

Other Exchanges GBCI:USA
Address 49 Commons Loop, Kalispell, MT, USA, 59901
Glacier Bancorp Inc is a regional bank holding company providing commercial banking services through its wholly owned bank subsidiary, Glacier Bank. The group provides a full range of banking services to individuals, small to medium-sized businesses, community organizations, and public entities from several locations in Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, Nevada, and Texas. It offers various banking products and services, including: retail banking, business banking, real estate, commercial, agriculture, and consumer loans; and mortgage origination and loan servicing services, among others.
64GF Score

Get the complete analysis for FRA:GLC

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€38.80
Price
€43.53
GF Value