Glacier BancorpFRA:GLC +2.38%61 OCF Margin % is 29.33% as of Mar. 2026, which is 41% below its 10-year median of 49.43. GuruFocus rates FRA:GLC with a GF Score™ of 61/100 and a GF Value™ of €42.10. The stock has 3 warning signs investors should review. Among 1,500 Banks companies, Glacier Bancorp ranks better than 63.07% on this metric.
The historical rank and industry rank for Glacier Bancorp's OCF Margin % or its related term are showing as below:
FRA:GLC'
s OCF Margin % Range Over the Past 10 Years
Min: 24.85 Med: 49.43 Max: 72.03
Current: 37.66
During the past 13 years, the highest OCF Margin % of Glacier Bancorp was 72.03%. The lowest was 24.85%. And the median was 49.43%.
FRA:GLC's OCF Margin % is ranked better than 63.07% of 1500
companies
in the Banks industry
Industry Median: 29.44
vs FRA:GLC: 37.66
Glacier Bancorp OCF Margin % Related Terms
Glacier Bancorp OCF Margin % Historical Data
* Premium members only.
The historical data trend for Glacier Bancorp's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:GLC vs FNB, UBSI, FLG: OCF Margin % Comparison
For the Banks - Regional subindustry, Glacier Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Glacier Bancorp OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Glacier Bancorp's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Glacier Bancorp's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Glacier Bancorp (FRA:GLC) has a OCF Margin % of 29.33% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Glacier Bancorp and its competitors. This is 41% below median its historical median of 49.43. Over the past decade, Glacier Bancorp's OCF Margin % has ranged from 24.85 to 72.03. According to the industry distribution chart, Glacier Bancorp ranks #554 out of 1500 companies in the Banks industry, placing it in the top 36.9%.
Is Glacier Bancorp's OCF Margin % too high?
Glacier Bancorp's current OCF Margin % of 29.33% is 41% below median its 10-year median of 49.43. Over the past 10 years, this metric has ranged from a low of 24.85 to a high of 72.03. The Banks industry median OCF Margin % is 29.44. Glacier Bancorp's value of 29.33% is 0.4% below this industry median. Based on the distribution chart, Glacier Bancorp ranks #554 out of 1500 companies in the Banks industry, which is above the industry midpoint. Overall, Glacier Bancorp has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Glacier Bancorp's OCF Margin % compare to FNB and UBSI?
According to the Banks industry distribution chart, Glacier Bancorp ranks #554 out of 1500 companies for OCF Margin %. This puts Glacier Bancorp in the upper half of its industry. The industry median OCF Margin % is 29.44. Glacier Bancorp's value of 29.33% is 0.4% below this benchmark. Historically, Glacier Bancorp's own OCF Margin % has ranged from 24.85 to 72.03 over the past decade. While the company's 10-year median is 49.43 vs. the industry median of 29.44, Glacier Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Glacier Bancorp's current OCF Margin % of 29.33% is 0.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Glacier Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Glacier Bancorp's current OCF Margin % is 29.33%, which is 41% below median its own 10-year median of 49.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Glacier Bancorp stock overvalued right now?
Glacier Bancorp (FRA:GLC) has a current OCF Margin % of 29.33%. The stock's GF Value™ is €42.10, compared to a current price of €43.00 — trading 2.1% above its estimated fair value. The current OCF Margin % is 29.33%, which is 41% below median its 10-year median of 49.43 and 0.4% below the Banks industry median of 29.44. Glacier Bancorp's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Glacier Bancorp (FRA:GLC), the current OCF Margin % is 29.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Glacier Bancorp (FRA:GLC) Overvalued in 2026?
Based on GuruFocus' analysis, Glacier Bancorp stock appears to be overvalued.
The current stock price of €43.00 is trading 2.1% above its estimated GF Value™ of €42.10.
Key valuation signals for FRA:GLC:
OCF Margin %: 29.33% (41% below median its 10-year median of 49.43)
GF Value™: €42.10 vs. price of €43.00 (2.1% above fair value)
Industry Position: 0.4% below the Banks median (#554 of 1500)
No single metric tells the full story. See the FRA:GLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Glacier Bancorp Inc is a regional bank holding company providing commercial banking services through its wholly owned bank subsidiary, Glacier Bank. The group provides a full range of banking services to individuals, small to medium-sized businesses, community organizations, and public entities from several locations in Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, Nevada, and Texas. It offers various banking products and services, including: retail banking, business banking, real estate, commercial, agriculture, and consumer loans; and mortgage origination and loan servicing services, among others.
61GF Score
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