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Glacier BancorpFRA:GLC -4.29%65 Debt-to-Equity is 0.08 as of Jun. 2026, which is 72% below its 10-year median of 0.29. GuruFocus rates FRA:GLC with a GF Score™ of 65/100 and a GF Value™ of €44.28 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,422 Banks companies, Glacier Bancorp ranks better than 91.21% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Glacier Bancorp's Debt-to-Equity or its related term are showing as below:
FRA:GLC'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.06 Med: 0.29 Max: 1.12
Current: 0.08
During the past 13 years, the highest Debt-to-Equity Ratio of Glacier Bancorp was 1.12. The lowest was 0.06. And the median was 0.29.
FRA:GLC's Debt-to-Equity is ranked better than 91.21% of 1422
companies
in the Banks industry
Industry Median: 0.58
vs FRA:GLC: 0.08
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Glacier Bancorp Debt-to-Equity Related Terms
Glacier Bancorp Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Glacier Bancorp's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:GLC vs UBSI, FNB, HOMB: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Glacier Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Glacier Bancorp Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Glacier Bancorp's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Glacier Bancorp's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Glacier Bancorp (FRA:GLC) has a Debt-to-Equity of 0.08 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Glacier Bancorp and its competitors. This is 72% below median its historical median of 0.29. Over the past decade, Glacier Bancorp's Debt-to-Equity has ranged from 0.06 to 1.12. According to the industry distribution chart, Glacier Bancorp ranks #125 out of 1422 companies in the Banks industry, placing it in the top 8.8%.
Is Glacier Bancorp's Debt-to-Equity too high?
Glacier Bancorp's current Debt-to-Equity of 0.08 is 72% below median its 10-year median of 0.29. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 1.12. The Banks industry median Debt-to-Equity is 0.58. Glacier Bancorp's value of 0.08 is 86.2% below this industry median. Based on the distribution chart, Glacier Bancorp ranks #125 out of 1422 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Glacier Bancorp has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Glacier Bancorp's Debt-to-Equity compare to UBSI and FNB?
According to the Banks industry distribution chart, Glacier Bancorp ranks #125 out of 1422 companies for Debt-to-Equity. This places Glacier Bancorp in the top 9% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. Glacier Bancorp's value of 0.08 is 86.2% below this benchmark. Historically, Glacier Bancorp's own Debt-to-Equity has ranged from 0.06 to 1.12 over the past decade. While the company's 10-year median is 0.29 vs. the industry median of 0.58, Glacier Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Glacier Bancorp's current Debt-to-Equity of 0.08 is 86.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Glacier Bancorp and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Glacier Bancorp's current Debt-to-Equity is 0.08, which is 72% below median its own 10-year median of 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Glacier Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Glacier Bancorp (FRA:GLC) is currently considered Fairly Valued. The stock's GF Value™ is €44.28, compared to a current price of €40.20 — trading 9.2% below its estimated fair value. The current Debt-to-Equity is 0.08, which is 72% below median its 10-year median of 0.29 and 86.2% below the Banks industry median of 0.58. Glacier Bancorp's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Glacier Bancorp (FRA:GLC), the current Debt-to-Equity is 0.08 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Glacier Bancorp (FRA:GLC) Overvalued in 2026?
Based on GuruFocus' analysis, Glacier Bancorp stock appears to be undervalued.
The current stock price of €40.20 is trading 9.2% below its estimated GF Value™ of €44.28.
GuruFocus considers Glacier Bancorp to be Fairly Valued.
Key valuation signals for FRA:GLC:
Debt-to-Equity: 0.08 (72% below median its 10-year median of 0.29)
GF Value™: €44.28 vs. price of €40.20 (9.2% below fair value)
Industry Position: 86.2% below the Banks median (#125 of 1422)
No single metric tells the full story. See the FRA:GLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Glacier Bancorp Inc is a regional bank holding company providing commercial banking services through its wholly owned bank subsidiary, Glacier Bank. The group provides a full range of banking services to individuals, small to medium-sized businesses, community organizations, and public entities from several locations in Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, Nevada, and Texas. It offers various banking products and services, including: retail banking, business banking, real estate, commercial, agriculture, and consumer loans; and mortgage origination and loan servicing services, among others.
65GF Score
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