JF (J and Friends Holdings) Debt-to-Asset : 0.23 (As of Dec. 2025)

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JF J and Friends Holdings Ltd JF
24 GF Score
Price $0.93
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What is J and Friends Holdings Debt-to-Asset?

J and Friends Holdings JF +1.09% 24 Debt-to-Asset is 0.23 as of Dec. 2025. GuruFocus rates JF with a GF Score™ of 24/100. The stock has 5 warning signs investors should review.

J and Friends Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0.37 Mil. J and Friends Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $1.82 Mil. J and Friends Holdings's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2025 was $9.35 Mil. J and Friends Holdings's debt to asset for the quarter that ended in Dec. 2025 was 0.23.

J and Friends Holdings  (NAS:JF) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

J and Friends Holdings Debt-to-Asset Related Terms

J and Friends Holdings Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for J and Friends Holdings's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

J and Friends Holdings Debt-to-Asset Chart

J and Friends Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.53 0.66 0.00 0.02 0.23

J and Friends Holdings Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.02 0.05 0.23

JF vs STQN, AIJTY, SPST: Debt-to-Asset Comparison

For the Credit Services subindustry, J and Friends Holdings's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

J and Friends Holdings Debt-to-Asset vs Credit Services Industry

For the Credit Services industry and Financial Services sector, J and Friends Holdings's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where J and Friends Holdings's Debt-to-Asset falls into.


JF
24GF Score
J and Friends Holdings Ltd JF
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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J and Friends Holdings Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

J and Friends Holdings's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0.367 + 1.824) / 9.347
=0.23

J and Friends Holdings's Debt-to-Asset for the quarter that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0.367 + 1.824) / 9.347
=0.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.23 mean?
J and Friends Holdings (JF) has a Debt-to-Asset of 0.23 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on J and Friends Holdings and its competitors.
Is J and Friends Holdings' Debt-to-Asset too high?
J and Friends Holdings' current Debt-to-Asset is 0.23. Overall, J and Friends Holdings has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does J and Friends Holdings' Debt-to-Asset compare to STQN and AIJTY?
J and Friends Holdings' Debt-to-Asset of 0.23 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Credit Services company?
A good Debt-to-Asset depends on the Credit Services industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on J and Friends Holdings and its competitors. J and Friends Holdings's current Debt-to-Asset is 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is J and Friends Holdings stock overvalued right now?
J and Friends Holdings (JF) has a current Debt-to-Asset of 0.23. The current Debt-to-Asset is 0.23. J and Friends Holdings' overall GF Score™ is 24/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For J and Friends Holdings (JF), the current Debt-to-Asset is 0.23 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

J and Friends Holdings Business Description

Address 180 Electric Road, Room 02/a, 7/F, A T Tower, North Point, Hong Kong, HKG, 101111
J and Friends Holdings Ltd providing merchant digitalization and commerce-enablement solutions to small and medium enterprises (SME). Its solutions feature critical functionality that SMEs need to engage with consumers, manage their operations, accept payments, and grow their business. Such solutions empower single- and multi-location retailers, restaurants, and other SMEs to compete successfully in an omni-channel market environment by engaging with consumers across online, mobile, and physical channels. The group conducts all of its current operations in Australia and generates revenues from continuing operations are derived from within Australia.
24GF Score

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