Bank Muscat (SAOG) (MUS:BKMB) Debt-to-Asset : 0.14 (As of Jun. 2026)

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MUS:BKMB Bank Muscat (SAOG) MUS:BKMB
49 GF Score
Price ر.ع0.43
GF Value ر.ع0.31
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Bank Muscat (SAOG) Debt-to-Asset?

Bank Muscat (SAOG) MUS:BKMB -0.47% 49 Debt-to-Asset is 0.14 as of Jun. 2026. GuruFocus rates MUS:BKMB with a GF Score™ of 49/100 and a GF Value™ of ر.ع0.31 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Bank Muscat (SAOG)'s Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ر.ع0.0 Mil. Bank Muscat (SAOG)'s Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ر.ع2,230.6 Mil. Bank Muscat (SAOG)'s Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was ر.ع16,281.2 Mil. Bank Muscat (SAOG)'s debt to asset for the quarter that ended in Jun. 2026 was 0.14.


Bank Muscat (SAOG)  (MUS:BKMB) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Bank Muscat (SAOG) Debt-to-Asset Related Terms


Bank Muscat (SAOG) Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Bank Muscat (SAOG)'s Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Muscat (SAOG) Debt-to-Asset Chart

Bank Muscat (SAOG) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.14 0.16 0.14 0.13 0.14

Bank Muscat (SAOG) Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.13 0.13 0.14 0.15 0.14

MUS:BKMB vs USB, PNC: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Bank Muscat (SAOG)'s Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Muscat (SAOG) Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Bank Muscat (SAOG)'s Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Bank Muscat (SAOG)'s Debt-to-Asset falls into.


MUS:BKMB
49GF Score
Bank Muscat (SAOG) MUS:BKMB
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Muscat (SAOG) Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Bank Muscat (SAOG)'s Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(483.312 + 1542.795) / 15118.918
=0.13

Bank Muscat (SAOG)'s Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 2230.643) / 16281.231
=0.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.14 mean?
Bank Muscat (SAOG) (MUS:BKMB) has a Debt-to-Asset of 0.14 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Bank Muscat (SAOG) and its competitors.
Is Bank Muscat (SAOG)'s Debt-to-Asset too high?
Bank Muscat (SAOG)'s current Debt-to-Asset is 0.14. Overall, Bank Muscat (SAOG) has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Muscat (SAOG)'s Debt-to-Asset compare to USB and PNC?
Bank Muscat (SAOG)'s Debt-to-Asset of 0.14 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Bank Muscat (SAOG) and its competitors. Bank Muscat (SAOG)'s current Debt-to-Asset is 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Muscat (SAOG) stock overvalued right now?
Based on GuruFocus' analysis, Bank Muscat (SAOG) (MUS:BKMB) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.31, compared to a current price of ر.ع0.43 — trading 37.4% above its estimated fair value. The current Debt-to-Asset is 0.14. Bank Muscat (SAOG)'s overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Bank Muscat (SAOG) (MUS:BKMB), the current Debt-to-Asset is 0.14 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Muscat (SAOG) (MUS:BKMB) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Muscat (SAOG) stock appears to be overvalued. The current stock price of ر.ع0.43 is trading 37.4% above its estimated GF Value™ of ر.ع0.31. GuruFocus considers Bank Muscat (SAOG) to be Significantly Overvalued.

Key valuation signals for MUS:BKMB:

  • Debt-to-Asset: 0.14
  • GF Value™: ر.ع0.31 vs. price of ر.ع0.43 (37.4% above fair value)
  • GF Score™: 49/100 with 2 warning signs

No single metric tells the full story. See the MUS:BKMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Muscat (SAOG) Business Description

Other Exchanges BKM:UK
Address Street No. 62, Block No. 311, Building No. 120/4, Airport Heights, Seeb, Muscat, OMN, 112
Bank Muscat (SAOG) is a banking corporation. Its business is to accept Sharia-compliant customer deposits, provide Shari'a-compliant financing based on various Shari'a-compliant modes, and undertake investment activities, commercial banking services, and other investment activities in the Sultanate of Oman. The company's service segments include Personal, Corporate, Wholesale, Islamic, and International banking. It generates the majority of revenue from the personal banking segment, which provides products and services to individuals, including consumer loans, credit cards, deposit accounts, savings deposits, foreign exchange, e-banking, remittances, bancassurance, and other branch-related services.
49GF Score

Get the complete analysis for MUS:BKMB

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.43
Price
ر.ع0.31
GF Value