Bank Muscat (SAOG) (MUS:BKMB) Pretax Margin %: 52.97% (As of Mar. 2026) — Near Median


MUS:BKMB Bank Muscat (SAOG) MUS:BKMB
52 GF Score
Price ر.ع0.41
GF Value ر.ع0.31
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Bank Muscat (SAOG) Pretax Margin %?

Bank Muscat (SAOG) MUS:BKMB 52 Pretax Margin % is 52.97% as of Mar. 2026, which is 7% above its 10-year median of 49.30. GuruFocus rates MUS:BKMB with a GF Score™ of 52/100 and a GF Value™ of ر.ع0.31 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,528 Banks companies, Bank Muscat (SAOG) ranks worse than 70.68% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Bank Muscat (SAOG)'s Pre-Tax Income for the three months ended in Mar. 2026 was ر.ع76.3 Mil. Bank Muscat (SAOG)'s Revenue for the three months ended in Mar. 2026 was ر.ع144.1 Mil. Therefore, Bank Muscat (SAOG)'s pretax margin for the quarter that ended in Mar. 2026 was 52.97%.

The historical rank and industry rank for Bank Muscat (SAOG)'s Pretax Margin % or its related term are showing as below:

MUS:BKMB' s Pretax Margin % Range Over the Past 10 Years
Min: 26.55   Med: 49.3   Max: 52.08
Current: 26.55


MUS:BKMB's Pretax Margin % is ranked worse than
70.68% of 1528 companies
in the Banks industry
Industry Median: 34.715 vs MUS:BKMB: 26.55

Bank Muscat (SAOG)  (MUS:BKMB) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Bank Muscat (SAOG) Pretax Margin % Related Terms


Bank Muscat (SAOG) Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Bank Muscat (SAOG)'s Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Muscat (SAOG) Pretax Margin % Chart

Bank Muscat (SAOG) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 47.53 49.51 49.36 50.12 52.08

Bank Muscat (SAOG) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 50.27 54.14 0.00 0.00 52.97

MUS:BKMB vs PNC, USB: Pretax Margin % Comparison

For the Banks - Regional subindustry, Bank Muscat (SAOG)'s Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Muscat (SAOG) Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bank Muscat (SAOG)'s Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Bank Muscat (SAOG)'s Pretax Margin % falls into.


MUS:BKMB
52GF Score
Bank Muscat (SAOG) MUS:BKMB
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Muscat (SAOG) Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Bank Muscat (SAOG)'s Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=304.064/583.837
=52.08 %

Bank Muscat (SAOG)'s Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=76.315/144.071
=52.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 52.97% mean?
Bank Muscat (SAOG) (MUS:BKMB) has a Pretax Margin % of 52.97% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank Muscat (SAOG) and its competitors. This is near median its historical median of 49.30. Over the past decade, Bank Muscat (SAOG)'s Pretax Margin % has ranged from 26.55 to 52.08. According to the industry distribution chart, Bank Muscat (SAOG) ranks #1080 out of 1528 companies in the Banks industry, placing it in the top 70.7%.
Is Bank Muscat (SAOG)'s Pretax Margin % too high?
Bank Muscat (SAOG)'s current Pretax Margin % of 52.97% is near median its 10-year median of 49.30. Over the past 10 years, this metric has ranged from a low of 26.55 to a high of 52.08. The Banks industry median Pretax Margin % is 34.72. Bank Muscat (SAOG)'s value of 52.97% is 52.6% above this industry median. Based on the distribution chart, Bank Muscat (SAOG) ranks #1080 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Bank Muscat (SAOG) has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Muscat (SAOG)'s Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bank Muscat (SAOG) ranks #1080 out of 1528 companies for Pretax Margin %. This places Bank Muscat (SAOG) in the lower half of its industry. The industry median Pretax Margin % is 34.72. Bank Muscat (SAOG)'s value of 52.97% is 52.6% above this benchmark. Historically, Bank Muscat (SAOG)'s own Pretax Margin % has ranged from 26.55 to 52.08 over the past decade. While the company's 10-year median is 49.30 vs. the industry median of 34.72, Bank Muscat (SAOG) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Muscat (SAOG)'s current Pretax Margin % of 52.97% is 52.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank Muscat (SAOG) and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Muscat (SAOG)'s current Pretax Margin % is 52.97%, which is near median its own 10-year median of 49.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Muscat (SAOG) stock overvalued right now?
Based on GuruFocus' analysis, Bank Muscat (SAOG) (MUS:BKMB) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.31, compared to a current price of ر.ع0.41 — trading 30.6% above its estimated fair value. The current Pretax Margin % is 52.97%, which is near median its 10-year median of 49.30 and 52.6% above the Banks industry median of 34.72. Bank Muscat (SAOG)'s overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bank Muscat (SAOG) (MUS:BKMB), the current Pretax Margin % is 52.97% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Muscat (SAOG) (MUS:BKMB) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Muscat (SAOG) stock appears to be overvalued. The current stock price of ر.ع0.41 is trading 30.6% above its estimated GF Value™ of ر.ع0.31. GuruFocus considers Bank Muscat (SAOG) to be Significantly Overvalued.

Key valuation signals for MUS:BKMB:

  • Pretax Margin %: 52.97% (near median its 10-year median of 49.30)
  • GF Value™: ر.ع0.31 vs. price of ر.ع0.41 (30.6% above fair value)
  • GF Score™: 52/100 with 2 warning signs
  • Industry Position: 52.6% above the Banks median (#1080 of 1528)

No single metric tells the full story. See the MUS:BKMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Muscat (SAOG) Business Description

Address Street No. 62, Block No. 311, Building No. 120/4, Airport Heights, Seeb, Muscat, OMN, 112
Bank Muscat (SAOG) is a banking corporation. Its business is to accept Sharia-compliant customer deposits, provide Shari'a-compliant financing based on various Shari'a-compliant modes, and undertake investment activities, commercial banking services, and other investment activities in the Sultanate of Oman. The company's service segments include Personal, Corporate, Wholesale, Islamic, and International banking. It generates the majority of revenue from the personal banking segment, which provides products and services to individuals, including consumer loans, credit cards, deposit accounts, savings deposits, foreign exchange, e-banking, remittances, bancassurance, and other branch-related services.
52GF Score

Get the complete analysis for MUS:BKMB

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.41
Price
ر.ع0.31
GF Value