Sta Lucia Land (PHS:SLI) Debt-to-Asset : 0.36 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:SLI Sta Lucia Land Inc PHS:SLI
81 GF Score
Price ₱2.06
GF Value ₱2.30
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is Sta Lucia Land Debt-to-Asset?

Sta Lucia Land PHS:SLI +3.00% 81 Debt-to-Asset is 0.36 as of Mar. 2026. GuruFocus rates PHS:SLI with a GF Score™ of 81/100 and a GF Value™ of ₱2.30 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Sta Lucia Land's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₱10,092 Mil. Sta Lucia Land's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₱15,583 Mil. Sta Lucia Land's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Mar. 2026 was ₱72,308 Mil. Sta Lucia Land's debt to asset for the quarter that ended in Mar. 2026 was 0.36.


Sta Lucia Land  (PHS:SLI) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Sta Lucia Land Debt-to-Asset Related Terms


Sta Lucia Land Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Sta Lucia Land's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sta Lucia Land Debt-to-Asset Chart

Sta Lucia Land Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.37 0.40 0.39 0.37 0.37

Sta Lucia Land Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.38 0.37 0.36 0.37 0.36

Sta Lucia Land Debt-to-Asset Competitor Comparison

For the Real Estate - Development subindustry, Sta Lucia Land's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sta Lucia Land Debt-to-Asset vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Sta Lucia Land's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Sta Lucia Land's Debt-to-Asset falls into.


PHS:SLI
81GF Score
Sta Lucia Land Inc PHS:SLI
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sta Lucia Land Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Sta Lucia Land's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(11154.202 + 14743.771) / 70644.631
=0.37

Sta Lucia Land's Debt-to-Asset for the quarter that ended in Mar. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(10092.477 + 15582.581) / 72308.254
=0.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.36 mean?
Sta Lucia Land (PHS:SLI) has a Debt-to-Asset of 0.36 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Sta Lucia Land and its competitors.
Is Sta Lucia Land's Debt-to-Asset too high?
Sta Lucia Land's current Debt-to-Asset is 0.36. Overall, Sta Lucia Land has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sta Lucia Land's Debt-to-Asset compare to competitors?
Sta Lucia Land's Debt-to-Asset of 0.36 can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Real Estate company?
A good Debt-to-Asset depends on the Real Estate industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Sta Lucia Land and its competitors. Sta Lucia Land's current Debt-to-Asset is 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sta Lucia Land stock overvalued right now?
Based on GuruFocus' analysis, Sta Lucia Land (PHS:SLI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱2.30, compared to a current price of ₱2.06 — trading 10.4% below its estimated fair value. The current Debt-to-Asset is 0.36. Sta Lucia Land's overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Sta Lucia Land (PHS:SLI), the current Debt-to-Asset is 0.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sta Lucia Land (PHS:SLI) Overvalued in 2026?

Based on GuruFocus' analysis, Sta Lucia Land stock appears to be undervalued. The current stock price of ₱2.06 is trading 10.4% below its estimated GF Value™ of ₱2.30. GuruFocus considers Sta Lucia Land to be Modestly Undervalued.

Key valuation signals for PHS:SLI:

  • Debt-to-Asset: 0.36
  • GF Value™: ₱2.30 vs. price of ₱2.06 (10.4% below fair value)
  • GF Score™: 81/100 with 6 warning signs

No single metric tells the full story. See the PHS:SLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sta Lucia Land Business Description

Address Marcos Highway Corner, Imelda Avenue, Penthouse, Building 3, Sta. Lucia East Grand Mall, Cainta, RIZ, PHL, 1900
Sta Lucia Land Inc is a flagship property development company, which is principally engaged in real estate development, both horizontal and vertical, in various locations across the Philippines. The company has two reportable operating segments as follows: i) Leasing: This segment consists of the Group's investment properties which includes properties that are held to earn rentals and are not occupied by the Group. ii) Residential development: This represents the development and selling of subdivision lots and high-rise condominium projects across the Philippines.
81GF Score

Get the complete analysis for PHS:SLI

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2.06
Price
₱2.30
GF Value