Sta Lucia Land (PHS:SLI) Debt-to-Equity: 0.78 (As of Mar. 2026) — 10% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:SLI Sta Lucia Land Inc PHS:SLI
81 GF Score
Price ₱2.08
GF Value ₱2.30
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is Sta Lucia Land Debt-to-Equity?

Sta Lucia Land PHS:SLI 81 Debt-to-Equity is 0.78 as of Mar. 2026, which is 10% below its 10-year median of 0.87. GuruFocus rates PHS:SLI with a GF Score™ of 81/100 and a GF Value™ of ₱2.30 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,542 Real Estate companies, Sta Lucia Land ranks worse than 51.88% on this metric.

Sta Lucia Land's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₱10,092 Mil. Sta Lucia Land's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₱15,583 Mil. Sta Lucia Land's Total Stockholders Equity for the quarter that ended in Mar. 2026 was ₱33,002 Mil. Sta Lucia Land's debt to equity for the quarter that ended in Mar. 2026 was 0.78.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Sta Lucia Land's Debt-to-Equity or its related term are showing as below:

PHS:SLI' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.39   Med: 0.87   Max: 1.22
Current: 0.78

During the past 13 years, the highest Debt-to-Equity Ratio of Sta Lucia Land was 1.22. The lowest was 0.39. And the median was 0.87.

PHS:SLI's Debt-to-Equity is ranked worse than
51.88% of 1542 companies
in the Real Estate industry
Industry Median: 0.73 vs PHS:SLI: 0.78

Sta Lucia Land  (PHS:SLI) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Sta Lucia Land Debt-to-Equity Related Terms


Sta Lucia Land Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Sta Lucia Land's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sta Lucia Land Debt-to-Equity Chart

Sta Lucia Land Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.96 0.99 0.90 0.83 0.80

Sta Lucia Land Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.85 0.80 0.77 0.80 0.78

Sta Lucia Land Debt-to-Equity Competitor Comparison

For the Real Estate - Development subindustry, Sta Lucia Land's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sta Lucia Land Debt-to-Equity vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Sta Lucia Land's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Sta Lucia Land's Debt-to-Equity falls into.


PHS:SLI
81GF Score
Sta Lucia Land Inc PHS:SLI
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sta Lucia Land Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Sta Lucia Land's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Sta Lucia Land's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.78 mean?
Sta Lucia Land (PHS:SLI) has a Debt-to-Equity of 0.78 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Sta Lucia Land and its competitors. This is 10% below median its historical median of 0.87. Over the past decade, Sta Lucia Land's Debt-to-Equity has ranged from 0.39 to 1.22. According to the industry distribution chart, Sta Lucia Land ranks #800 out of 1542 companies in the Real Estate industry, placing it in the top 51.9%.
Is Sta Lucia Land's Debt-to-Equity too high?
Sta Lucia Land's current Debt-to-Equity of 0.78 is 10% below median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 1.22. The Real Estate industry median Debt-to-Equity is 0.73. Sta Lucia Land's value of 0.78 is 6.8% above this industry median. Based on the distribution chart, Sta Lucia Land ranks #800 out of 1542 companies in the Real Estate industry, which is below the industry midpoint. Overall, Sta Lucia Land has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sta Lucia Land's Debt-to-Equity compare to competitors?
According to the Real Estate industry distribution chart, Sta Lucia Land ranks #800 out of 1542 companies for Debt-to-Equity. This places Sta Lucia Land in the lower half of its industry. The industry median Debt-to-Equity is 0.73. Sta Lucia Land's value of 0.78 is 6.8% above this benchmark. Historically, Sta Lucia Land's own Debt-to-Equity has ranged from 0.39 to 1.22 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 0.73, Sta Lucia Land has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Real Estate company?
The median Debt-to-Equity among Real Estate companies is 0.73, based on 1,542 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sta Lucia Land's current Debt-to-Equity of 0.78 is 6.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Sta Lucia Land and its competitors. For the Real Estate industry, the median Debt-to-Equity is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sta Lucia Land's current Debt-to-Equity is 0.78, which is 10% below median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sta Lucia Land stock overvalued right now?
Based on GuruFocus' analysis, Sta Lucia Land (PHS:SLI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱2.30, compared to a current price of ₱2.08 — trading 9.6% below its estimated fair value. The current Debt-to-Equity is 0.78, which is 10% below median its 10-year median of 0.87 and 6.8% above the Real Estate industry median of 0.73. Sta Lucia Land's overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Sta Lucia Land (PHS:SLI), the current Debt-to-Equity is 0.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sta Lucia Land (PHS:SLI) Overvalued in 2026?

Based on GuruFocus' analysis, Sta Lucia Land stock appears to be undervalued. The current stock price of ₱2.08 is trading 9.6% below its estimated GF Value™ of ₱2.30. GuruFocus considers Sta Lucia Land to be Modestly Undervalued.

Key valuation signals for PHS:SLI:

  • Debt-to-Equity: 0.78 (10% below median its 10-year median of 0.87)
  • GF Value™: ₱2.30 vs. price of ₱2.08 (9.6% below fair value)
  • GF Score™: 81/100 with 6 warning signs
  • Industry Position: 6.8% above the Real Estate median (#800 of 1542)

No single metric tells the full story. See the PHS:SLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sta Lucia Land Business Description

Address Marcos Highway Corner, Imelda Avenue, Penthouse, Building 3, Sta. Lucia East Grand Mall, Cainta, RIZ, PHL, 1900
Sta Lucia Land Inc is a flagship property development company, which is principally engaged in real estate development, both horizontal and vertical, in various locations across the Philippines. The company has two reportable operating segments as follows: i) Leasing: This segment consists of the Group's investment properties which includes properties that are held to earn rentals and are not occupied by the Group. ii) Residential development: This represents the development and selling of subdivision lots and high-rise condominium projects across the Philippines.
81GF Score

Get the complete analysis for PHS:SLI

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2.08
Price
₱2.30
GF Value