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Sta Lucia LandPHS:SLI 82 Debt-to-EBITDA is 3.55 as of Mar. 2026, which is 22% below its 10-year median of 4.57. GuruFocus rates PHS:SLI with a GF Score™ of 82/100 and a GF Value™ of ₱2.30 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,273 Real Estate companies, Sta Lucia Land ranks better than 56.95% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Sta Lucia Land's Debt-to-EBITDA or its related term are showing as below:
PHS:SLI'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.27 Med: 4.57 Max: 6.91
Current: 4.69
During the past 13 years, the highest Debt-to-EBITDA Ratio of Sta Lucia Land was 6.91. The lowest was 3.27. And the median was 4.57.
PHS:SLI's Debt-to-EBITDA is ranked better than 56.95% of 1273
companies
in the Real Estate industry
Industry Median: 5.63
vs PHS:SLI: 4.69
Sta Lucia Land (PHS:SLI) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Sta Lucia Land Debt-to-EBITDA Related Terms
Sta Lucia Land Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Sta Lucia Land's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sta Lucia Land Debt-to-EBITDA Competitor Comparison
For the Real Estate - Development subindustry, Sta Lucia Land's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sta Lucia Land Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Sta Lucia Land's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Sta Lucia Land's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Sta Lucia Land (PHS:SLI) has a Debt-to-EBITDA of 3.55 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Sta Lucia Land. This is 22% below median its historical median of 4.57. Over the past decade, Sta Lucia Land's Debt-to-EBITDA has ranged from 3.27 to 6.91. According to the industry distribution chart, Sta Lucia Land ranks #548 out of 1273 companies in the Real Estate industry, placing it in the top 43%.
Is Sta Lucia Land's Debt-to-EBITDA too high?
Sta Lucia Land's current Debt-to-EBITDA of 3.55 is 22% below median its 10-year median of 4.57. Over the past 10 years, this metric has ranged from a low of 3.27 to a high of 6.91. The Real Estate industry median Debt-to-EBITDA is 5.63. Sta Lucia Land's value of 3.55 is 36.9% below this industry median. Based on the distribution chart, Sta Lucia Land ranks #548 out of 1273 companies in the Real Estate industry, which is above the industry midpoint. Overall, Sta Lucia Land has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sta Lucia Land's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Sta Lucia Land ranks #548 out of 1273 companies for Debt-to-EBITDA. This puts Sta Lucia Land in the upper half of its industry. The industry median Debt-to-EBITDA is 5.63. Sta Lucia Land's value of 3.55 is 36.9% below this benchmark. Historically, Sta Lucia Land's own Debt-to-EBITDA has ranged from 3.27 to 6.91 over the past decade. While the company's 10-year median is 4.57 vs. the industry median of 5.63, Sta Lucia Land has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.63, based on 1,273 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sta Lucia Land's current Debt-to-EBITDA of 3.55 is 36.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Sta Lucia Land. For the Real Estate industry, the median Debt-to-EBITDA is 5.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sta Lucia Land's current Debt-to-EBITDA is 3.55, which is 22% below median its own 10-year median of 4.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sta Lucia Land stock overvalued right now?
Based on GuruFocus' analysis, Sta Lucia Land (PHS:SLI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱2.30, compared to a current price of ₱2.08 — trading 9.6% below its estimated fair value. The current Debt-to-EBITDA is 3.55, which is 22% below median its 10-year median of 4.57 and 36.9% below the Real Estate industry median of 5.63. Sta Lucia Land's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Sta Lucia Land (PHS:SLI), the current Debt-to-EBITDA is 3.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sta Lucia Land (PHS:SLI) Overvalued in 2026?
Based on GuruFocus' analysis, Sta Lucia Land stock appears to be undervalued.
The current stock price of ₱2.08 is trading 9.6% below its estimated GF Value™ of ₱2.30.
GuruFocus considers Sta Lucia Land to be Modestly Undervalued.
Key valuation signals for PHS:SLI:
Debt-to-EBITDA: 3.55 (22% below median its 10-year median of 4.57)
GF Value™: ₱2.30 vs. price of ₱2.08 (9.6% below fair value)
Industry Position: 36.9% below the Real Estate median (#548 of 1273)
No single metric tells the full story. See the PHS:SLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sta Lucia Land Inc is a flagship property development company, which is principally engaged in real estate development, both horizontal and vertical, in various locations across the Philippines. The company has two reportable operating segments as follows: i) Leasing: This segment consists of the Group's investment properties which includes properties that are held to earn rentals and are not occupied by the Group. ii) Residential development: This represents the development and selling of subdivision lots and high-rise condominium projects across the Philippines.
82GF Score
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