Sao Mai Group (STC:ASM) Debt-to-Asset : 0.57 (As of Mar. 2026)

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STC:ASM Sao Mai Group Corp STC:ASM
69 GF Score
Price ₫5,920.00
GF Value ₫7,008.79
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is Sao Mai Group Debt-to-Asset?

Sao Mai Group STC:ASM -0.50% 69 Debt-to-Asset is 0.57 as of Mar. 2026. GuruFocus rates STC:ASM with a GF Score™ of 69/100 and a GF Value™ of ₫7,008.79 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Sao Mai Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫7,336,845 Mil. Sao Mai Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₫6,359,976 Mil. Sao Mai Group's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Mar. 2026 was ₫24,090,896 Mil. Sao Mai Group's debt to asset for the quarter that ended in Mar. 2026 was 0.57.

Sao Mai Group  (STC:ASM) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Sao Mai Group Debt-to-Asset Related Terms

Sao Mai Group Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Sao Mai Group's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sao Mai Group Debt-to-Asset Chart

Sao Mai Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.44 0.52 0.53 0.60 0.58

Sao Mai Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.58 0.58 0.57 0.58 0.57

STC:ASM vs CBRE, BEKE, JLL: Debt-to-Asset Comparison

For the Real Estate Services subindustry, Sao Mai Group's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sao Mai Group Debt-to-Asset vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Sao Mai Group's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Sao Mai Group's Debt-to-Asset falls into.


STC:ASM
69GF Score
Sao Mai Group Corp STC:ASM
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sao Mai Group Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Sao Mai Group's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(7166721.776 + 6391963.587) / 23476527.658
=0.58

Sao Mai Group's Debt-to-Asset for the quarter that ended in Mar. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(7336845.427 + 6359976.008) / 24090895.72
=0.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.57 mean?
Sao Mai Group (STC:ASM) has a Debt-to-Asset of 0.57 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Sao Mai Group and its competitors.
Is Sao Mai Group's Debt-to-Asset too high?
Sao Mai Group's current Debt-to-Asset is 0.57. Overall, Sao Mai Group has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sao Mai Group's Debt-to-Asset compare to CBRE and BEKE?
Sao Mai Group's Debt-to-Asset of 0.57 can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Real Estate company?
A good Debt-to-Asset depends on the Real Estate industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Sao Mai Group and its competitors. Sao Mai Group's current Debt-to-Asset is 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sao Mai Group stock overvalued right now?
Based on GuruFocus' analysis, Sao Mai Group (STC:ASM) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫7,008.79, compared to a current price of ₫5,920.00 — trading 15.5% below its estimated fair value. The current Debt-to-Asset is 0.57. Sao Mai Group's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Sao Mai Group (STC:ASM), the current Debt-to-Asset is 0.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sao Mai Group (STC:ASM) Overvalued in 2026?

Based on GuruFocus' analysis, Sao Mai Group stock appears to be undervalued. The current stock price of ₫5,920.00 is trading 15.5% below its estimated GF Value™ of ₫7,008.79. GuruFocus considers Sao Mai Group to be Modestly Undervalued.

Key valuation signals for STC:ASM:

  • Debt-to-Asset: 0.57
  • GF Value™: ₫7,008.79 vs. price of ₫5,920.00 (15.5% below fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the STC:ASM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sao Mai Group Business Description

Address Number 326 Hung Vuong Street, My Long Ward, An Giang, Long Xuyen City, VNM
Sao Mai Group Corp is a company engaged in the real estate sector. It develops urban zones, residential areas and resorts, as well as leases houses and offices. It is also engaged in investment in the infrastructure business, residential area, urban area, industrial zone.
69GF Score

Get the complete analysis for STC:ASM

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫5,920.00
Price
₫7,008.79
GF Value