Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Sao Mai Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₫579,100 Mil. Sao Mai Group's average total debt for the quarter that ended in Mar. 2026 was ₫13,627,753 Mil. Therefore, Sao Mai Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.25%.
Sao Mai Group (STC:ASM) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Sao Mai Group Effective Interest Rate on Debt % Related Terms
Sao Mai Group Effective Interest Rate on Debt % Historical Data
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The historical data trend for Sao Mai Group's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sao Mai Group Effective Interest Rate on Debt % Chart
STC:ASM vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison
For the Real Estate Services subindustry, Sao Mai Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sao Mai Group Effective Interest Rate on Debt % vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Sao Mai Group's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Sao Mai Group's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 4.25% mean?
Sao Mai Group (STC:ASM) has a Effective Interest Rate on Debt % of 4.25% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sao Mai Group and its competitors.
Is Sao Mai Group's Effective Interest Rate on Debt % too high?
Sao Mai Group's current Effective Interest Rate on Debt % is 4.25%. Overall, Sao Mai Group has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sao Mai Group's Effective Interest Rate on Debt % compare to CBRE and BEKE?
Sao Mai Group's Effective Interest Rate on Debt % of 4.25% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sao Mai Group and its competitors. Sao Mai Group's current Effective Interest Rate on Debt % is 4.25%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sao Mai Group stock overvalued right now?
Based on GuruFocus' analysis, Sao Mai Group (STC:ASM) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫7,031.49, compared to a current price of ₫6,000.00 — trading 14.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.25%. Sao Mai Group's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Sao Mai Group (STC:ASM), the current Effective Interest Rate on Debt % is 4.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sao Mai Group (STC:ASM) Overvalued in 2026?
Based on GuruFocus' analysis, Sao Mai Group stock appears to be undervalued.
The current stock price of ₫6,000.00 is trading 14.7% below its estimated GF Value™ of ₫7,031.49.
GuruFocus considers Sao Mai Group to be Modestly Undervalued.
Key valuation signals for STC:ASM:
Effective Interest Rate on Debt %: 4.25%
GF Value™: ₫7,031.49 vs. price of ₫6,000.00 (14.7% below fair value)
No single metric tells the full story. See the STC:ASM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sao Mai Group Corp is a company engaged in the real estate sector. It develops urban zones, residential areas and resorts, as well as leases houses and offices. It is also engaged in investment in the infrastructure business, residential area, urban area, industrial zone.
71GF Score
Get the complete analysis for STC:ASM
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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