Fintel Energija a.d (XBEL:FINT) Debt-to-Asset : 0.63 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XBEL:FINT Fintel Energija a.d XBEL:FINT
95 GF Score
Price RSD650.00
GF Value RSD700.03
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Fintel Energija a.d Debt-to-Asset?

Fintel Energija a.d XBEL:FINT 95 Debt-to-Asset is 0.63 as of Jun. 2026. GuruFocus rates XBEL:FINT with a GF Score™ of 95/100 and a GF Value™ of RSD700.03 (Fairly Valued). The stock has 3 warning signs investors should review.

Fintel Energija a.d's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was RSD741 Mil. Fintel Energija a.d's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was RSD9,051 Mil. Fintel Energija a.d's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was RSD15,489 Mil. Fintel Energija a.d's debt to asset for the quarter that ended in Jun. 2026 was 0.63.

Fintel Energija a.d  (XBEL:FINT) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Fintel Energija a.d Debt-to-Asset Related Terms

Fintel Energija a.d Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Fintel Energija a.d's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fintel Energija a.d Debt-to-Asset Chart

Fintel Energija a.d Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 0.80 0.69 0.68 0.65

Fintel Energija a.d Semi-Annual Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.65 0.68 0.65 0.65 0.63

Fintel Energija a.d Debt-to-Asset Competitor Comparison

For the Utilities - Renewable subindustry, Fintel Energija a.d's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Fintel Energija a.d Debt-to-Asset vs Utilities - Independent Power Producers Industry

For the Utilities - Independent Power Producers industry and Utilities sector, Fintel Energija a.d's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Fintel Energija a.d's Debt-to-Asset falls into.


XBEL:FINT
95GF Score
Fintel Energija a.d XBEL:FINT
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fintel Energija a.d Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Fintel Energija a.d's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(794.358 + 8489.939) / 14343.723
=0.65

Fintel Energija a.d's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(741.126 + 9050.824) / 15489.142
=0.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.63 mean?
Fintel Energija a.d (XBEL:FINT) has a Debt-to-Asset of 0.63 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Fintel Energija a.d and its competitors.
Is Fintel Energija a.d's Debt-to-Asset too high?
Fintel Energija a.d's current Debt-to-Asset is 0.63. Overall, Fintel Energija a.d has a GF Score™ of 95/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fintel Energija a.d's Debt-to-Asset compare to competitors?
Fintel Energija a.d's Debt-to-Asset of 0.63 can be compared against companies in the Utilities - Independent Power Producers industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for an Utilities - Independent Power Producers company?
A good Debt-to-Asset depends on the Utilities - Independent Power Producers industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Fintel Energija a.d and its competitors. Fintel Energija a.d's current Debt-to-Asset is 0.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintel Energija a.d stock overvalued right now?
Based on GuruFocus' analysis, Fintel Energija a.d (XBEL:FINT) is currently considered Fairly Valued. The stock's GF Value™ is RSD700.03, compared to a current price of RSD650.00 — trading 7.1% below its estimated fair value. The current Debt-to-Asset is 0.63. Fintel Energija a.d's overall GF Score™ is 95/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Fintel Energija a.d (XBEL:FINT), the current Debt-to-Asset is 0.63 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fintel Energija a.d (XBEL:FINT) Overvalued in 2026?

Based on GuruFocus' analysis, Fintel Energija a.d stock appears to be undervalued. The current stock price of RSD650.00 is trading 7.1% below its estimated GF Value™ of RSD700.03. GuruFocus considers Fintel Energija a.d to be Fairly Valued.

Key valuation signals for XBEL:FINT:

  • Debt-to-Asset: 0.63
  • GF Value™: RSD700.03 vs. price of RSD650.00 (7.1% below fair value)
  • GF Score™: 95/100 with 3 warning signs

No single metric tells the full story. See the XBEL:FINT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fintel Energija a.d Business Description

Address Masarikova Street No. 5, 21st Floor, Belgrade, SRB, 11000
Fintel Energija a.d is involved in the generation of power business which is sold only to EPS through wind power generation technology. It operates only one operating segment wind renewable energy sector. Currently, the company is engaged in the development, construction, and management of a wind power plant portfolio consisting of new wind farms in the north and northeast of Serbia.
95GF Score

Get the complete analysis for XBEL:FINT

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RSD650.00
Price
RSD700.03
GF Value