Fintel Energija a.d (XBEL:FINT) Interest Coverage: 0 (At Loss) (As of Dec. 2025)


XBEL:FINT Fintel Energija a.d XBEL:FINT
82 GF Score
Price RSD600.00
GF Value RSD698.43
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Fintel Energija a.d Interest Coverage?

Fintel Energija a.d XBEL:FINT 82 Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus rates XBEL:FINT with a GF Score™ of 82/100 and a GF Value™ of RSD698.43 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 321 Utilities - Independent Power Producers companies, Fintel Energija a.d ranks worse than 311526.17% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Fintel Energija a.d's Operating Income for the three months ended in Dec. 2025 was RSD-7.89 Mil. Fintel Energija a.d's Interest Expense for the three months ended in Dec. 2025 was RSD-11.72 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Fintel Energija a.d's Interest Coverage or its related term are showing as below:


XBEL:FINT's Interest Coverage is not ranked *
in the Utilities - Independent Power Producers industry.
Industry Median: 2.77
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Fintel Energija a.d  (XBEL:FINT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Fintel Energija a.d Interest Coverage Related Terms


Fintel Energija a.d Interest Coverage Historical Data

* Premium members only.

The historical data trend for Fintel Energija a.d's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Fintel Energija a.d Interest Coverage Chart

Fintel Energija a.d Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only 2.39 2.82 3.99 4.43 4.64

Fintel Energija a.d Quarterly Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Sep21 Dec21 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 N/A 0.00 0.00

Fintel Energija a.d Interest Coverage Competitor Comparison

For the Utilities - Renewable subindustry, Fintel Energija a.d's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fintel Energija a.d Interest Coverage vs Utilities - Independent Power Producers Industry

For the Utilities - Independent Power Producers industry and Utilities sector, Fintel Energija a.d's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Fintel Energija a.d's Interest Coverage falls into.


XBEL:FINT
82GF Score
Fintel Energija a.d XBEL:FINT
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fintel Energija a.d Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Fintel Energija a.d's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Fintel Energija a.d's Interest Expense was RSD-318.98 Mil. Its Operating Income was RSD1,480.60 Mil. And its Long-Term Debt & Capital Lease Obligation was RSD8,489.94 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1480.596/-318.983
=4.64

Fintel Energija a.d's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, Fintel Energija a.d's Interest Expense was RSD-11.72 Mil. Its Operating Income was RSD-7.89 Mil. And its Long-Term Debt & Capital Lease Obligation was RSD8,489.94 Mil.

Fintel Energija a.d did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Fintel Energija a.d (XBEL:FINT) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fintel Energija a.d and its competitors. According to the industry distribution chart, Fintel Energija a.d ranks #999999 out of 321 companies in the Utilities - Independent Power Producers industry.
Is Fintel Energija a.d's Interest Coverage too high?
Fintel Energija a.d's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Fintel Energija a.d ranks #999999 out of 321 companies in the Utilities - Independent Power Producers industry, which is in the bottom quartile relative to peers. Overall, Fintel Energija a.d has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fintel Energija a.d's Interest Coverage compare to competitors?
According to the Utilities - Independent Power Producers industry distribution chart, Fintel Energija a.d ranks #999999 out of 321 companies for Interest Coverage. This places Fintel Energija a.d in the lower half of its industry. The industry median Interest Coverage is 2.77. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Utilities - Independent Power Producers company?
The median Interest Coverage among Utilities - Independent Power Producers companies is 2.77, based on 321 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Fintel Energija a.d and its competitors. For the Utilities - Independent Power Producers industry, the median Interest Coverage is 2.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fintel Energija a.d's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintel Energija a.d stock overvalued right now?
Based on GuruFocus' analysis, Fintel Energija a.d (XBEL:FINT) is currently considered Modestly Undervalued. The stock's GF Value™ is RSD698.43, compared to a current price of RSD600.00 — trading 14.1% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Fintel Energija a.d's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Fintel Energija a.d (XBEL:FINT), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fintel Energija a.d (XBEL:FINT) Overvalued in 2026?

Based on GuruFocus' analysis, Fintel Energija a.d stock appears to be undervalued. The current stock price of RSD600.00 is trading 14.1% below its estimated GF Value™ of RSD698.43. GuruFocus considers Fintel Energija a.d to be Modestly Undervalued.

Key valuation signals for XBEL:FINT:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: RSD698.43 vs. price of RSD600.00 (14.1% below fair value)
  • GF Score™: 82/100 with 5 warning signs

No single metric tells the full story. See the XBEL:FINT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fintel Energija a.d Business Description

Address Masarikova Street No. 5, 21st Floor, Belgrade, SRB, 11000
Fintel Energija a.d is involved in the generation of power business which is sold only to EPS through wind power generation technology. It operates only one operating segment wind renewable energy sector. Currently, the company is engaged in the development, construction, and management of a wind power plant portfolio consisting of new wind farms in the north and northeast of Serbia.
82GF Score

Get the complete analysis for XBEL:FINT

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RSD600.00
Price
RSD698.43
GF Value