Fintel Energija a.d (XBEL:FINT) 3-Year RORE % : -49.95% (As of Dec. 2025)


XBEL:FINT Fintel Energija a.d XBEL:FINT
87 GF Score
Price RSD600.00
GF Value RSD699.64
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Fintel Energija a.d 3-Year RORE %?

Fintel Energija a.d XBEL:FINT 87 3-Year RORE % is -49.95 as of Dec. 2025. GuruFocus rates XBEL:FINT with a GF Score™ of 87/100 and a GF Value™ of RSD699.64 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 398 Utilities - Independent Power Producers companies, Fintel Energija a.d ranks worse than 81.41% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Fintel Energija a.d's 3-Year RORE % for the quarter that ended in Dec. 2025 was -49.95%.

The industry rank for Fintel Energija a.d's 3-Year RORE % or its related term are showing as below:

XBEL:FINT's 3-Year RORE % is ranked worse than
81.41% of 398 companies
in the Utilities - Independent Power Producers industry
Industry Median: -0.23 vs XBEL:FINT: -49.95

Fintel Energija a.d  (XBEL:FINT) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Fintel Energija a.d 3-Year RORE % Related Terms


Fintel Energija a.d 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Fintel Energija a.d's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fintel Energija a.d 3-Year RORE % Chart

Fintel Energija a.d Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only 82.56 0.00 -1.74 -24.78 -49.95

Fintel Energija a.d Quarterly Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Sep21 Dec21 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.88 -24.78 -24.78 -31.25 -49.95

Fintel Energija a.d 3-Year RORE % Competitor Comparison

For the Utilities - Renewable subindustry, Fintel Energija a.d's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fintel Energija a.d 3-Year RORE % vs Utilities - Independent Power Producers Industry

For the Utilities - Independent Power Producers industry and Utilities sector, Fintel Energija a.d's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Fintel Energija a.d's 3-Year RORE % falls into.


XBEL:FINT
87GF Score
Fintel Energija a.d XBEL:FINT
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Fintel Energija a.d 3-Year RORE % Calculation

Fintel Energija a.d's 3-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.95-15.88 )/( 29.889-0 )
=-14.93/29.889
=-49.95 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of -49.95 mean?
Fintel Energija a.d (XBEL:FINT) has a 3-Year RORE % of -49.95 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Fintel Energija a.d and its competitors. According to the industry distribution chart, Fintel Energija a.d ranks #324 out of 398 companies in the Utilities - Independent Power Producers industry, placing it in the top 81.4%.
Is Fintel Energija a.d's 3-Year RORE % too high?
Fintel Energija a.d's current 3-Year RORE % is -49.95. Based on the distribution chart, Fintel Energija a.d ranks #324 out of 398 companies in the Utilities - Independent Power Producers industry, which is in the bottom quartile relative to peers. Overall, Fintel Energija a.d has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fintel Energija a.d's 3-Year RORE % compare to competitors?
According to the Utilities - Independent Power Producers industry distribution chart, Fintel Energija a.d ranks #324 out of 398 companies for 3-Year RORE %. This places Fintel Energija a.d in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Utilities - Independent Power Producers company?
A good 3-Year RORE % depends on the Utilities - Independent Power Producers industry context. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Fintel Energija a.d and its competitors. Fintel Energija a.d's current 3-Year RORE % is -49.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintel Energija a.d stock overvalued right now?
Based on GuruFocus' analysis, Fintel Energija a.d (XBEL:FINT) is currently considered Modestly Undervalued. The stock's GF Value™ is RSD699.64, compared to a current price of RSD600.00 — trading 14.2% below its estimated fair value. The current 3-Year RORE % is -49.95. Fintel Energija a.d's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Fintel Energija a.d (XBEL:FINT), the current 3-Year RORE % is -49.95 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fintel Energija a.d (XBEL:FINT) Overvalued in 2026?

Based on GuruFocus' analysis, Fintel Energija a.d stock appears to be undervalued. The current stock price of RSD600.00 is trading 14.2% below its estimated GF Value™ of RSD699.64. GuruFocus considers Fintel Energija a.d to be Modestly Undervalued.

Key valuation signals for XBEL:FINT:

  • 3-Year RORE %: -49.95
  • GF Value™: RSD699.64 vs. price of RSD600.00 (14.2% below fair value)
  • GF Score™: 87/100 with 5 warning signs

No single metric tells the full story. See the XBEL:FINT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fintel Energija a.d Business Description

Address Masarikova Street No. 5, 21st Floor, Belgrade, SRB, 11000
Fintel Energija a.d is involved in the generation of power business which is sold only to EPS through wind power generation technology. It operates only one operating segment wind renewable energy sector. Currently, the company is engaged in the development, construction, and management of a wind power plant portfolio consisting of new wind farms in the north and northeast of Serbia.
87GF Score

Get the complete analysis for XBEL:FINT

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RSD600.00
Price
RSD699.64
GF Value