Industrial Commercial and Agricultural Co (AMM:ICAG) Debt-to-EBITDA : 5.39 (As of Jun. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AMM:ICAG Industrial Commercial and Agricultural Co Ltd AMM:ICAG
46 GF Score
Price JOD0.83
GF Value JOD0.78
Valuation Fairly Valued
! 10 Warning Signs
View Full Analysis

What is Industrial Commercial and Agricultural Co Debt-to-EBITDA?

Industrial Commercial and Agricultural Co AMM:ICAG 46 Debt-to-EBITDA is 5.39 as of Jun. 2026, which is 8% above its 10-year median of 4.99. GuruFocus rates AMM:ICAG with a GF Score™ of 46/100 and a GF Value™ of JOD0.78 (Fairly Valued). The stock has 10 warning signs investors should review. Among 1,552 Consumer Packaged Goods companies, Industrial Commercial and Agricultural Co ranks worse than 76.29% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Industrial Commercial and Agricultural Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was JOD8.74 Mil. Industrial Commercial and Agricultural Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was JOD0.97 Mil. Industrial Commercial and Agricultural Co's annualized EBITDA for the quarter that ended in Jun. 2026 was JOD1.80 Mil. Industrial Commercial and Agricultural Co's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 5.39.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Industrial Commercial and Agricultural Co's Debt-to-EBITDA or its related term are showing as below:

AMM:ICAG' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 4.05   Med: 4.99   Max: 19.65
Current: 4.61

During the past 13 years, the highest Debt-to-EBITDA Ratio of Industrial Commercial and Agricultural Co was 19.65. The lowest was 4.05. And the median was 4.99.

AMM:ICAG's Debt-to-EBITDA is ranked worse than
76.29% of 1552 companies
in the Consumer Packaged Goods industry
Industry Median: 2.075 vs AMM:ICAG: 4.61

Industrial Commercial and Agricultural Co  (AMM:ICAG) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Industrial Commercial and Agricultural Co Debt-to-EBITDA Related Terms


Industrial Commercial and Agricultural Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Industrial Commercial and Agricultural Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Industrial Commercial and Agricultural Co Debt-to-EBITDA Chart

Industrial Commercial and Agricultural Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.32 4.59 4.71 4.05 5.28

Industrial Commercial and Agricultural Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.62 6.57 3.44 5.12 5.39

AMM:ICAG vs PG, CL, KVUE: Debt-to-EBITDA Comparison

For the Household & Personal Products subindustry, Industrial Commercial and Agricultural Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Industrial Commercial and Agricultural Co Debt-to-EBITDA vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Industrial Commercial and Agricultural Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Industrial Commercial and Agricultural Co's Debt-to-EBITDA falls into.


AMM:ICAG
46GF Score
Industrial Commercial and Agricultural Co Ltd AMM:ICAG
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Industrial Commercial and Agricultural Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Industrial Commercial and Agricultural Co's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(9.528 + 1.094) / 2.013
=5.28

Industrial Commercial and Agricultural Co's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(8.736 + 0.968) / 1.8
=5.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 5.39 mean?
Industrial Commercial and Agricultural Co (AMM:ICAG) has a Debt-to-EBITDA of 5.39 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Industrial Commercial and Agricultural Co. This is near median its historical median of 4.99. Over the past decade, Industrial Commercial and Agricultural Co's Debt-to-EBITDA has ranged from 4.05 to 19.65. According to the industry distribution chart, Industrial Commercial and Agricultural Co ranks #1184 out of 1552 companies in the Consumer Packaged Goods industry, placing it in the top 76.3%.
Is Industrial Commercial and Agricultural Co's Debt-to-EBITDA too high?
Industrial Commercial and Agricultural Co's current Debt-to-EBITDA of 5.39 is near median its 10-year median of 4.99. Over the past 10 years, this metric has ranged from a low of 4.05 to a high of 19.65. The Consumer Packaged Goods industry median Debt-to-EBITDA is 2.08. Industrial Commercial and Agricultural Co's value of 5.39 is 159.8% above this industry median. Based on the distribution chart, Industrial Commercial and Agricultural Co ranks #1184 out of 1552 companies in the Consumer Packaged Goods industry, which is in the bottom quartile relative to peers. Overall, Industrial Commercial and Agricultural Co has a GF Score™ of 46/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Industrial Commercial and Agricultural Co's Debt-to-EBITDA compare to PG and CL?
According to the Consumer Packaged Goods industry distribution chart, Industrial Commercial and Agricultural Co ranks #1184 out of 1552 companies for Debt-to-EBITDA. This places Industrial Commercial and Agricultural Co in the lower half of its industry. The industry median Debt-to-EBITDA is 2.08. Industrial Commercial and Agricultural Co's value of 5.39 is 159.8% above this benchmark. Historically, Industrial Commercial and Agricultural Co's own Debt-to-EBITDA has ranged from 4.05 to 19.65 over the past decade. While the company's 10-year median is 4.99 vs. the industry median of 2.08, Industrial Commercial and Agricultural Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Consumer Packaged Goods company?
The median Debt-to-EBITDA among Consumer Packaged Goods companies is 2.08, based on 1,552 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Industrial Commercial and Agricultural Co's current Debt-to-EBITDA of 5.39 is 159.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Industrial Commercial and Agricultural Co. For the Consumer Packaged Goods industry, the median Debt-to-EBITDA is 2.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Industrial Commercial and Agricultural Co's current Debt-to-EBITDA is 5.39, which is near median its own 10-year median of 4.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial Commercial and Agricultural Co stock overvalued right now?
Based on GuruFocus' analysis, Industrial Commercial and Agricultural Co (AMM:ICAG) is currently considered Fairly Valued. The stock's GF Value™ is JOD0.78, compared to a current price of JOD0.83 — trading 6.4% above its estimated fair value. The current Debt-to-EBITDA is 5.39, which is near median its 10-year median of 4.99 and 159.8% above the Consumer Packaged Goods industry median of 2.08. Industrial Commercial and Agricultural Co's overall GF Score™ is 46/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Industrial Commercial and Agricultural Co (AMM:ICAG), the current Debt-to-EBITDA is 5.39 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Industrial Commercial and Agricultural Co (AMM:ICAG) Overvalued in 2026?

Based on GuruFocus' analysis, Industrial Commercial and Agricultural Co stock appears to be overvalued. The current stock price of JOD0.83 is trading 6.4% above its estimated GF Value™ of JOD0.78. GuruFocus considers Industrial Commercial and Agricultural Co to be Fairly Valued.

Key valuation signals for AMM:ICAG:

  • Debt-to-EBITDA: 5.39 (near median its 10-year median of 4.99)
  • GF Value™: JOD0.78 vs. price of JOD0.83 (6.4% above fair value)
  • GF Score™: 46/100 with 10 warning signs
  • Industry Position: 159.8% above the Consumer Packaged Goods median (#1184 of 1552)

No single metric tells the full story. See the AMM:ICAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Industrial Commercial and Agricultural Co Business Description

Address Wasfi Al -Tal Street, Real Estate Development Building No.145, 5th floor, Office No.501, Amman, JOR, 11118
Industrial Commercial and Agricultural Co Ltd is a Jordan-based company that specializes in the field of chemical industries and personal care items. The comapany exports its products to Saudi Arabia, Iraq, Lebanon, Libya, Algeria, Egypt, Kuwait, Palestine, and other markets. The company has three plants: a cosmetics plant, a Liquid Detergents plant, and a Plastic plant. Its product portfolio includes Neon Detergent, Orval Dish Washing, Sulphonation, Zein Handwash, and Zein Soap.
46GF Score

Get the complete analysis for AMM:ICAG

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD0.83
Price
JOD0.78
GF Value